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bazzaboy2010
Two Stroke Sniffer



Joined: 21 Apr 2019
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PostPosted: 09:47 - 04 Sep 2024    Post subject: New full licence rider Reply with quote
looking at getting a Honda NC750X around 20reg and getting third party quotes of 4 grand. only past my full licence on 2.9.24 so i guess i am sticking to a 125cc

i am 49 years old. so not a young lad crazy prices
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WD Forte
World Chat Champion



Joined: 17 Jun 2010
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PostPosted: 10:16 - 04 Sep 2024    Post subject: Reply with quote
4 grand?
4 fookin grand??
That's an insane price for insurance
I suggest you try say a 250 or above
maybe something like a RE Meteor 350 type of thing?
I hear they're nor mad fast or sporty at all but good for relaxed tootling
even a 400 Burgman if you're man enough to take the scorn and piss taking
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Easy-X
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Joined: 08 Mar 2019
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PostPosted: 11:28 - 04 Sep 2024    Post subject: Reply with quote
Jeez Louise! What area do you live in?! I passed my full licence at a similar age and paid about £300. That was over 3 years ago so I would expect to pay double that now... even so, four bags Sad
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bazzaboy2010
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Joined: 21 Apr 2019
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PostPosted: 12:00 - 04 Sep 2024    Post subject: Reply with quote
Easy-X wrote:
Jeez Louise! What area do you live in?! I passed my full licence at a similar age and paid about £300. That was over 3 years ago so I would expect to pay double that now... even so, four bags Sad



I want a nc750x which is a touring bike. I live in London borough of havering
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DaddyStu
Crazy Courier



Joined: 19 Jan 2023
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PostPosted: 12:39 - 04 Sep 2024    Post subject: Re: New full licence rider Reply with quote
bazzaboy2010 wrote:
looking at getting a Honda NC750X around 20reg and getting third party quotes of 4 grand. only past my full licence on 2.9.24 so i guess i am sticking to a 125cc

i am 49 years old. so not a young lad crazy prices


That does seem silly high.

Try bikesure or thebikeinsurer.

Just got a quote myself for my Tracer 700. £270 fully comp. £170 TPFT

Aged 44 - 1 year no claims.
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Daddystu
Zontes 125-G1 (part-ex'd). Yamaha Tracer 700.
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Easy-X
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Joined: 08 Mar 2019
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PostPosted: 13:32 - 04 Sep 2024    Post subject: Reply with quote
bazzaboy2010 wrote:
I live in London borough of havering


Aye, that explains it Neutral
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bazzaboy2010
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Joined: 21 Apr 2019
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PostPosted: 14:36 - 04 Sep 2024    Post subject: Reply with quote
Easy-X wrote:
bazzaboy2010 wrote:
I live in London borough of havering


Aye, that explains it Neutral


I change my job from delivery driver to HGV and I got it for 740. Work that one out
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UncleFester
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Joined: 30 Jun 2013
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PostPosted: 14:43 - 04 Sep 2024    Post subject: Reply with quote
Because they assume you will be driving something else for 8 hours a day instead of delivering pizza for 12 hours a day in the t heft capital of the UK
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bazzaboy2010
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Joined: 21 Apr 2019
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PostPosted: 14:45 - 04 Sep 2024    Post subject: Reply with quote
UncleFester wrote:
Because they assume you will be driving something else for 8 hours a day instead of delivering pizza for 12 hours a day in the t heft capital of the UK


I am a home shopping delivery driver. For a superstore. So that is no different from a hgv driver all be it a larger vehicle I am not using my bike for deliveries

Last edited by bazzaboy2010 on 14:46 - 04 Sep 2024; edited 1 time in total
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Easy-X
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Joined: 08 Mar 2019
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PostPosted: 14:46 - 04 Sep 2024    Post subject: Reply with quote
I dunno if it's still the case but the worst thing you could put on any insurance form was "Pub Landlord" Smile
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UncleFester
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Joined: 30 Jun 2013
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PostPosted: 14:48 - 04 Sep 2024    Post subject: Reply with quote
bazzaboy2010 wrote:


I am a home shopping delivery driver. For a superstore. So that is no different from a hgv driver all be it a larger vehicle I am not using my bike for deliveries


They are going to assume you are doing deliveroo etc etc - hence the savage price.

If you are a LGV driver / then get on the phone and have a sensible conversation with them.
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bazzaboy2010
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Joined: 21 Apr 2019
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PostPosted: 14:49 - 04 Sep 2024    Post subject: Reply with quote
Easy-X wrote:
I dunno if it's still the case but the worst thing you could put on any insurance form was "Pub Landlord" Smile


It's crazy that you job could cost you more on your insurance. Got nothing to do with you being able to ride a bike etc
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bazzaboy2010
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Joined: 21 Apr 2019
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PostPosted: 14:51 - 04 Sep 2024    Post subject: Reply with quote
UncleFester wrote:
bazzaboy2010 wrote:


I am a home shopping delivery driver. For a superstore. So that is no different from a hgv driver all be it a larger vehicle I am not using my bike for deliveries


They are going to assume you are doing deliveroo etc etc - hence the savage price.

If you are a LGV driver / then get on the phone and have a sensible conversation with them.


Got you, I have a look if there is another name for my job without lying about my job. Even though I have a hgv license
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UncleFester
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Joined: 30 Jun 2013
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PostPosted: 14:51 - 04 Sep 2024    Post subject: Reply with quote
Because of where you will be living / working and the inevitable risks that brings. They assume that 500+ people a night are going to have an eye on stealing your stuff.
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Freddyfruitba...
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Joined: 20 May 2016
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PostPosted: 17:25 - 04 Sep 2024    Post subject: Reply with quote
bazzaboy2010 wrote:
Got you, I have a look if there is another name for my job without lying about my job. Even though I have a hgv license

Have a look at this: https://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

It's quite enlightening actually...
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bazzaboy2010
Two Stroke Sniffer



Joined: 21 Apr 2019
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PostPosted: 18:17 - 04 Sep 2024    Post subject: Reply with quote
Freddyfruitbat wrote:
bazzaboy2010 wrote:
Got you, I have a look if there is another name for my job without lying about my job. Even though I have a hgv license

Have a look at this: https://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

It's quite enlightening actually...


Very interesting
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Easy-X
Super Spammer



Joined: 08 Mar 2019
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PostPosted: 18:28 - 04 Sep 2024    Post subject: Reply with quote
Freddyfruitbat wrote:
bazzaboy2010 wrote:
Got you, I have a look if there is another name for my job without lying about my job. Even though I have a hgv license

Have a look at this: https://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

It's quite enlightening actually...


Wow... I think I picked "Software Consultant" mostly on a whim (my actual official title "Senior Software Developer") and it's about the worst thing I could have picked!

"VDU Operator" is somehow the cheapest but a bit of a stretch (who even knows what a VDU is these days?!) I might get away with saying I've been promoted to "Systems Manager" if you take managing systems literally Smile

I feel a promotion coming on...
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Fat Angry Scotsman
World Chat Champion



Joined: 12 Jan 2021
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PostPosted: 15:31 - 09 Sep 2024    Post subject: Reply with quote
WD Forte wrote:
4 grand?
4 fookin grand??
That's an insane price for insurance
I suggest you try say a 250 or above
maybe something like a RE Meteor 350 type of thing?
I hear they're nor mad fast or sporty at all but good for relaxed tootling
even a 400 Burgman if you're man enough to take the scorn and piss taking


Honestly the longer I go on, the more I think the big Burgmann is a good bet for touring in comfort.
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