I got 3 points, need some info!

[zzr_peak]

hi all, few days ago i received 3 points, how manny points are you allowed in your first year? is it 12? please tell me it's 12!

regards kris

[NickD]

It's 6 in the first 2 years.
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I was only doing what it said on my licence officer....
Tear along the dotted line!

[Bendy]

Six in the first two years of having your licence. Note that means licence, not category, so it's from the first test you passed (so if you had your car licence for 3 years and your bike for one, you're outside the 2 year period and it goes up to 12).

[zzr_peak]

thats what i thought!
you see what happened was i went out and my dad told me he had sorted out the insurance when really he had goten the quote but not payed for it yet, so i went out and got pulled for speeding, (doing 51 in a 40limit) and now i have to go to the producer with insurance form the next day. what would you think would happen?


thanks for your help anyone

[NickD]

Usually you have 7 days to produce you documents. But without insurance it's likely that you're in pretty big trouble.
____________________
I was only doing what it said on my licence officer....
Tear along the dotted line!

[zzr_peak]

do you think i could be a ban or a loss of my licence?

[dainesefreak]

Unfortunately the Police won't be too interested in your story about the insurance. It's a case of it being your responsibility to make sure your bike is insured and road worthy.

It doesn't hurt to ask to speak to the officer concerned, if it was a human and not a camera, and try to explain. You never know.

Good luck.

Edit - I would imagine it would be points and a fine, how many and how much though Magistrates can be a bit of a lottery. You could get a ban on totting up though depending on what you have already.

[NickD]

[zzr_peak]

yeah, i was hoping to do somethign like that, cos it really wasnt my fault, ok i was speeding. but i thought i had insurance, i haven't had my licence long and i really dont want to loose it!

thanks for your help everyone

[Ste]

Would expect at least 3 points for no insurance which will mean you will get banend for points accumilation. I wouldn't tell the police about how you thought your dad has sorted the insurance and how you don't want to loss your license (no one wants to) as they'll just tell you that you should have made sure you had insurance before going out on the roads.

[zzr_peak]

if i dont go to the producer will it go to court?

[NickD]

You will then be able to add 'failure to produce' to the list of offences. Don't make it worse than it already is.
____________________
I was only doing what it said on my licence officer....
Tear along the dotted line!

[dainesefreak]

I would imagine that it would go to court now anyway. If you don't take the documents in that you do have it will look worse. You can put in a plea in mitigation when the time comes, but not turning up for the producer won't do this any good.

[zzr_peak]

cool, i have all my docs now! so i will take them in, then go to court and explaine my story.

[stryker]

If not producing, in time you will have coppers knocking at your door and you will be arrested. The police love people like you as unlike crims your going to come quietly and its an easy arrest to boost their performance figures. This is why you will not get away with this while muggers walk free.

[Kris]

If you get to go infront of the beak (aka Magistrates) for no insurance expect 6 points and a fine.

I take it you have a full licence then?
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NSR125RR - ZXR750H1 - ZX9R E1 - GSF600S - GSF600SK3 - VFR400-NC30 - SV1000N - ST1100-R - CBR900RR-R - GSF1200SK5 - GSF600SK1 - VFR1200FA - GSXR1000K2 - ZZR1400 D8F
www.prisonplanet.com

[Kris]

[zzr_peak]

yeah i do have a full

but i want a chance to explaine the situation, i wont bore you with the details but the story checks out and is al true, and i know someone who used the same story and got away with riding ona cbt with no insurance no tax. and with someone on the back

[Kris]

[Ste]

Be very very careful with trying to give them your excuses as you'll just wind them up and piss them off further which will make them want to be harsher when dealing with you. Harsh as it may sound but as the rider it is your responsibility to ensure you have insurance, not your dads and they'll just tell you that you should have checked that you did have insurance before going on the roads.

Might well be best just to hold your hands up to it rather than trying excuses as they won't care why you were riding without insurance as there is no situation where it is legally acceptable.

[Kris]

If he holds up his hands it's bye bye licence Ste. Basically I think he's got nothing to lose by having his day in Court.
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NSR125RR - ZXR750H1 - ZX9R E1 - GSF600S - GSF600SK3 - VFR400-NC30 - SV1000N - ST1100-R - CBR900RR-R - GSF1200SK5 - GSF600SK1 - VFR1200FA - GSXR1000K2 - ZZR1400 D8F
www.prisonplanet.com

[r1_lad]

I'm not in any way suggesting you do this, but i was once caught riding a friends bike one day, we were just swapped bikes each of us wanted to see what eachothers was like to ride etc, i'm sure this is quite common. Well i got pulled and didn't have insurance.
Got a producer, went home arranged insurance and asked them to fax me a covernote, tippexed the date out and adjusted the date so it said the cover started the day before and refaxed it to myself.
Handed that in to the station and never heard anything back.

I suspect i was extremly lucky and think someones chances of pulling that off without getting arrested/stupidly long ban are very very low. Looking back, theres no way in hell i'd do it now but this was back when i was young and stupid, i think i was just very lucky that they didn't check it all out.
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RS50 -> RS125 -> GSXR600 SRAD -> 02 R1 -> Speed Triple 1050 -> Ducati Streetfighter 1099 -> DRZ400 Superetard

[Ste]

If he doesn't hold his hands up to it and decided to take it to court to argue it then he'll still lose his license as it is your responsiblity to ensure you have insurance, not your dads. Aren't they a bit more lieniant if you plead guilty by post if you're caught fair and square insread of going to court to try to blame it on your dad. The court would I expect ask him "were you riding without insurance?" to which he'd have to answer "yes" and they're not interested in the fact you hadn't checked to see if you had insurance. I'd say hold your hands up to it, don't waste their time and hopefully they'll be leiniant.

I wouldn't use faxed cover notes with tipex. If you want to try to use a forged insurance cover note just open up Word and make a document which looks the same as your insurance cover note. I have done that in the past when the insurance company sent me the cover note but the reg. was wrong and I wanted to get tax sooner rather than later and it worked with no problems at the post office.

Big risk you've got with using a forged cover note is if they think it looks dodgy and they ring the insurance company to check they'll find out what you're doing and you'll be more fucked.

[stryker]

Many moons ago a chap at an old workplace of mine had a visit from the plod while at work, regarding failed producer!

Heh, maybe they were having a slow day?

[r1_lad]

In court you get a chance to at least explain that you wern't blatently ignoring and abusing the rules on purpose, surely that will give them more chance of being leniant than admitting the case straight away so they can't differenciate between him and a complete idiot/c*nt that rides around without insurance knowingly and blatently ignoring the law and putting others at risk purposly. If anything the judge may take pity on him seeing as he is a young driver etc and how much this will hike his insurance. Especially if he mentions how he needs transport to get to work/college etc etc.
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RS50 -> RS125 -> GSXR600 SRAD -> 02 R1 -> Speed Triple 1050 -> Ducati Streetfighter 1099 -> DRZ400 Superetard