Contract Phone help please

rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

Im 18

on the 1st Nov and want to get a contract phone... the question is can i just go in and get one on the monday 1st nov or will they refuse me Crying or Very sad

???

I want the O2 XDA 2... mind you its £199 Shocked

on contract thats why im asking so i can save up Wink

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swift kick to the wing mirror puts em straight..
98' Bandit 600 with Slip on

pipnet11 · Brolly Dolly Joined: 17 Sep 2004 Karma :

Should be in non-bike related, but what the hell...

In a word yes. If you are 18+ you can get a contract, if its your 18th birthday or your nearly dead, makes no difference

Phill
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Smoto Bob · World Chat Champion Joined: 06 Dec 2003 Karma :

you just got that wacky as msn playing phone you tit Rolling Eyes

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rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

yes but i want the new updated version "XDA 2"
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swift kick to the wing mirror puts em straight..
98' Bandit 600 with Slip on

rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

with regards to a credit check>

I have had a run in with a debt collection agency for £77 when i was 16 but that shouldn't effect my contract phone purchase should it?

I thought you can only get credit scoring when your 18+ Rolling Eyes

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swift kick to the wing mirror puts em straight..
98' Bandit 600 with Slip on

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Best way to get an accurate answer to this question would be to ask it to a phone shop who will actually know the answer for sure. Thumbs Up

Would expect once you have a bank account they start a credit rating for you and it would be fair that if you've had problems with debt collections agencies in the past they'll take it into account but don't know for sure how it works.

Ask a phone shop, www.carphonewarehouse.com look at the nearest store to you and then ring them up and ask them.

rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

the thing is ive never been overdrawn just i cancelled a Direct debit, ive always had money in my account....

Hummm... ill have to ask a phone shop Confused

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swift kick to the wing mirror puts em straight..
98' Bandit 600 with Slip on

cagiva gezzer · World Chat Champion Joined: 17 Mar 2003 Karma :

Get an online contarct. www.o2.co.uk Much cheaper!
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rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

thats where i was looking at Very Happy

do you reckon id get one 2 weeks before my birthday?
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swift kick to the wing mirror puts em straight..
98' Bandit 600 with Slip on

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Doubt it, I'm sure you'll be asked your age when trying to sign up, but no harm in trying.

ProXimaCore · Dougal Joined: 01 May 2003 Karma :

Noo don't do it. The XDA 2 sucks. I have to support them at work. They're slightly better than the first ones. They seemed a good idea to me at first as I was given one to try out. It sits in my drawer at work now after a couple days of use. I hated it. It's too big and if the battery runs flat you lose everything. So make sure you have it backed up. The MSN feature was kinda cool though.
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rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

Fook!! I just tried and it said "unfortunatly your request for a pay monthly account has been declined" oh well ill just wait two weeks Laughing

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swift kick to the wing mirror puts em straight..
98' Bandit 600 with Slip on

rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

rizo-sri200 · Trackday Trickster Joined: 29 Apr 2004 Karma :

ProXimaCore · Dougal Joined: 01 May 2003 Karma :

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Hi

Order you credit reports from Experian and from Equifax who are the main UK credit reference agencies.

Note that when you apply for credit they will do a search on you normally, and these searches are logged and reported in future those doing searches on you. In other words applying for credit / phone / TV rental when you are not going to get it will screw up your chances of getting credit in the future. Hopefully your application earlier today will have just been rejected on basic credit scoring without them doing a search.

Credit details are stored for quite a few years, and as such having had a debt collection agency called in is likely to adversly affect your credit rating rating for quite a while. Not sure how this works when you are under 18 when you cannot have credit in your own name.

All the best

Keith
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