Insurance istallments when your under 18.

Jammy-G · Banned Joined: 17 Mar 2004 Karma :

Please say there is a way to do this without going onto the parents bank account.

I will have the money to do this every month, it works out about £35 a month, but will the insurer let me do this as I'm 17? I heard something about a guarantor? My dad will probably sign it, but I don't want it to be billed to him, i want to be independant with this bike.

I could ring up Rampdale but they are closed and want a quick answer. How much usually do they add on for credit like this?

Cheers guys Thumbs Up

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RooRoo: just like the time i stuck my finger up my arse with no lube at all and she didnt talk to me for hours

instigator · Super Spammer Joined: 19 Oct 2004 Karma :

Yeah, your pop will act as guarantor, basically if you don't cough up, he'll have to.....I believe thats teh way it works....

It won't bill him, no, you will be billed, he just acts as a safeguard should your direct debit not go through, then they have someone else to fall back on...

I done this with my dad, money came out of my account, all he did was sign a bit of paper. My direct debit always went through, so I don't know exactly what would happen if it didnt.

Jammy-G · Banned Joined: 17 Mar 2004 Karma :

Wave2k · G's Stalker Joined: 06 Apr 2004 Karma :

my insurance for the CBR400 is
£150 deposit i think
£60 a month
something like that

RS125
£300 deposit
£31 a month

p.s dont go with Rampdale insurance they are very very very very bad
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Ducati 1299 Panigale
2009 Corvette C6 z51
RS125->CBR400->RXS100->GSXR750K2->Ducati749S->CBR600RR5->TL1000R->DRz400->RSVR1000->Honda VTR SP1->CBR400->GSXR1000K6->Honda H100->CBR600RR3->Ducati1299

Robin · Scooby Slapper Joined: 12 Jul 2004 Karma :

Installments on bike insurance are classed as a credit arrangement. Until you are 18 you cannot legally enter into this. The only way is if somebody (over 18) is willing to take on the legal responsibility. I suggest asking Pops nicely. Unfortunately this is one of the problems with being a yoof. Sad

As long as you keep up your end of the deal you'll probably earn loads of brownie points from Dad.

Jammy-G · Banned Joined: 17 Mar 2004 Karma :

Wave2k · G's Stalker Joined: 06 Apr 2004 Karma :

because they didnt ask me for a guarantor
and we never signed anything and then they ask for £540 back
after the £500 i already paid
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Ducati 1299 Panigale
2009 Corvette C6 z51
RS125->CBR400->RXS100->GSXR750K2->Ducati749S->CBR600RR5->TL1000R->DRz400->RSVR1000->Honda VTR SP1->CBR400->GSXR1000K6->Honda H100->CBR600RR3->Ducati1299