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dibbster
Nearly there...



Joined: 15 Apr 2004
Karma :
PostPosted: 21:54 - 25 Jan 2005    Post subject: Quick Insurance Question Reply with quote
If at the time of renewing your insurance policy you have an outstanding claim does the insurance company automatically count it against you? Or do they wait till it has been resolved?
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Suzuki RF 600 - The two wheeled Testarossa (Deceased)
Suzuki GSXR - Now stops on a sixpence; SBK3's Thumbs Up
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Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :
PostPosted: 21:56 - 25 Jan 2005    Post subject: Reply with quote
They do want to know about claims against you which are still being resolved.
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Mal
Brolly Dolly



Joined: 31 Aug 2004
Karma :
PostPosted: 21:59 - 25 Jan 2005    Post subject: Reply with quote
Unfortunately the claim will be counted against you until/if it is settled in your favour. If they make a full recovery of all of their losses, then they will reinstate any NCB that you lost as a result of that claim, and if you didn't make another claim in that policy term, they'll give you another years NCB and amend your renewal policy premium accordingly.

Cheers

Mal
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dibbster
Nearly there...



Joined: 15 Apr 2004
Karma :
PostPosted: 22:06 - 25 Jan 2005    Post subject: Reply with quote
Mal wrote:
Unfortunately the claim will be counted against you until/if it is settled in your favour. If they make a full recovery of all of their losses, then they will reinstate any NCB that you lost as a result of that claim


I thought that would be the case, I didn't think it would be to my advantage knowing what insurance companies are like! Rolling Eyes
Unfortunately I seem to have been hit by a driver belonging to a particularly awkward one who won't act until pushed.
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Suzuki RF 600 - The two wheeled Testarossa (Deceased)
Suzuki GSXR - Now stops on a sixpence; SBK3's Thumbs Up
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Mal
Brolly Dolly



Joined: 31 Aug 2004
Karma :
PostPosted: 23:02 - 25 Jan 2005    Post subject: Reply with quote
dibbster wrote:
Unfortunately I seem to have been hit by a driver belonging to a particularly awkward one who won't act until pushed.


That could be almost any of them....
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