Fake Bankers Draft

froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

Hello
i sold a bike on ebay and the winning bidder said that he will get a friend in england to send the cheque and i can deduct the cost of the bike and send him the money back.

I knew this was a scam, but i played along waiting for the cheque to come to see if i could find out where he lives etc.

Today a bankers draft arrived from "National Irish Bank" what should i do now, do i go to the bank and tell them or the police station or do i do nothing.

0ni · World Chat Champion Joined: 01 Dec 2004 Karma :

Cash it and move to australia Thumbs Up

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Its a lovely day, just wait until some bastard spoils it.

froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

If only that would work, i could cash it and then that would get the police round to mine and ive got all the guys emails on my computer, they might do something to stop it happening

0ni · World Chat Champion Joined: 01 Dec 2004 Karma :

It would be a case of popping in to your branch and drawing on the funds available. Happens all the time in the bank.

One flight to OZ later they will be none the wiser Thumbs Up

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Its a lovely day, just wait until some bastard spoils it.

froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

so i could just walk into the bank and ask to pay the bankers draft in, theyve got to know its a fake.

Or i could put it in that paying in box.

bazza · World Chat Champion Joined: 27 Aug 2004 Karma :

froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

well they better be quick because ive sold it to someone else and its not at my address!

Nolongerhere · Trackday Trickster Joined: 07 Apr 2005 Karma :

tintin · Traffic Copper Joined: 23 Jun 2004 Karma :

You could try and get the police interested but as no crime has yet been committed, i.e. they don't have the bike, you haven't tried to cash the cheque, they will probably not be interested. On the other hand you have information the police might like, I suppose you have an address they want the money to be sent to.

Give your local station a call and see what they say, if everyone just ignores this sort of scam then it just goes on and on...

Someone on a messageboard had pictures of his bike plastered on ebay, we bid the bike up to £1,000,000 so hopefully the seller got the message.
This is the link to the thread
https://www.apriliaforum.com/forums/showthread.php?t=53097

Here is the bike on ebay
https://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&category=9913&item=4543888856&rd=1
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ZRX61 · Victor Meldrew Joined: 05 Nov 2003 Karma :

Pin it on the garage wall along with all the others.. Smile

jay12329 · Dr. Evil Joined: 02 May 2003 Karma :

Take it to cash converters or someone like that you will cash a cheque for you. Job Jobbed.
J

EuropeanNC30R... · Gay Hairdresser Joined: 20 Jun 2002 Karma :

Always thought those National Irish Banks were dodgy. Is it at all possible to go onto one and ask them to cash the cheque I wonder?

niff5855 · Sausage Boy Joined: 09 Aug 2004 Karma :

Call the Rozzers, maybe they would be interested.

If you dont call you'll never know.
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Sadie · World Chat Champion Joined: 14 Jul 2004 Karma :

The National Irish Bank is a genuine bank. They have no branches in the UK, as far as I know.

The fact that the bank is genuine does not mean that the banker's draft is, however.

Personally, I would e-mail the NIB and ask them.

Thumbs Up

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Barry_M2 · World Chat Champion Joined: 09 Sep 2004 Karma :

Tell him the bike is ready for collection, and when someone comes round to collect it (this person will also be in on the scam) have the police waiting to arrest him. Very Happy

tintin · Traffic Copper Joined: 23 Jun 2004 Karma :

It doesn't work that way, they don't want the bike. It's the 'balance' of the money they want. The draft takes 3-7 days to clear, after about 2-3 days it will appear as a credit on your account, 'Great' you think, 'I'll send the balance of the money', then about 2-3 days later you get tolde it's fake and the take ALL the money away from you.
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winwick · Borekit Bruiser Joined: 07 Apr 2005 Karma :

I did the same thing as you, just went through with it to see what the cheque looked like knowing it would be fake.
it now sits in a draw somewhere, it was for 4800 quid and looked very convincing.

to those who dont know, no one will ever come to collest the bike.

If you are selling the bike for say 2000 they ask you to take a cheque for 4000, cash it, take your 2000 then forwrd the rest via a cheque or bankers draft to another address.(usually overseas)
After a few weeks when you bank finally says the original cheque was a fake (it takes them that long to fully process it) they demand ALL the money back from YOU and they will make you pay it.
BE WARNED.

cqueen · World Chat Champion Joined: 13 Apr 2005 Karma :

Mrs Kickstart · Brolly Dolly Joined: 06 Apr 2004 Karma :

Hi,

I would contact the bank and/or the police. A crime has been committed in that they forged or stolen a bank draft.

If its possible to get someone done for this it might help.

Regards

C
ps It can takes months for a foreign bankers draft to clear.

hustler · Crazy Courier Joined: 29 Jul 2004 Karma :

Is it a cheque or is it a banker draft? There is a big diference, cheques have to clear bankers drafts don't as they are the equivilent to cash. Bankers drafts are used to move money when you sell your house etc.

Seek a banks advice, any of them will be able to help you especially if you think its a stolen draft/cheque.
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froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

it says bank draft on it

Born2bVile · Spanner Monkey Joined: 12 Jul 2004 Karma :

Do not, under any circumstances, try to get cash from this.

You know it is fake. Trying to cash it would make you guilty of fraud.

The bank will tell you a bank draft doesn't bounce. What they won't tell you is what you have in your hand is probably a forgery.

Just so you know that I know what I'm talking about, the sort code is 95-00-03 and the account number is 01001000.

Check out Back Street Heroes, January 2005 page 14.

Cheers,

Byrnie.
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National Association for Bikers with a Disability
Reg Charity No. 1040907

froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

the police cant do anything about it ive just called them telling them i suspect it to be a fake and they said take it to the bank.

Hows anyone ever going to stop these people.

scottiel · Trackday Trickster Joined: 07 Feb 2005 Karma :

Inform ebay of the scam, they can probably trace the "buyer".

paulyzf600 · Scooby Slapper Joined: 24 Oct 2004 Karma :

Yeah this was offered to me for my car although the way they put it was that they had a builder in England that was going to pcik the car up and ship but they would pay me the money for the car and extra for me to give to the builder on their behalf and the builder would ship the car on their behalf!

Ok if that does'nt ring any alarm bells then don't know what will!
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