insurance and test

mickey0710 · L Plate Warrior Joined: 29 Jun 2005 Karma :

hi im 18 and have 1 years no claims on car insurance for my car insurance it cost me close to £1200

the thing is i want to do the bike test however i dont want to mess about if the insurance is just as dear,

als i would like to know is there anyway round the riding a 125 for two years, to be able to ride anything i want like a weeks course or somthing id prefer to be ablt to ride a Honda Hornet 600cc straight away to be honest?
any replies on any ionfo welcome? cheers
mickey0710

rvf-stef · Borekit Bruiser Joined: 23 Jun 2005 Karma :

If you wanted you could get a Honda hornet restricted to 33bhp for 2 years after passing your practical test, instead of bieng on the 125 for 2 years. Not sure about the insurance on that though.

mickey0710 · L Plate Warrior Joined: 29 Jun 2005 Karma :

how much would it cost to restrict the bike to 33bhp n what top speed would i be looking at? could i go on motorways cause am gunna be at uni so will be using bike everyday, n will be coming home at weekends?

rvf-stef · Borekit Bruiser Joined: 23 Jun 2005 Karma :

Your looking at a top speed of about 110 mph. It costs about £150 for the restriction kit. Once you pass your test you can travel on motorways, carry pillion passengers and not wear L's .

Irezumi aka Reuben · Carrot Top Joined: 28 Sep 2004 Karma :

Depending on where you live your insurance could well be around the same of your car (definately within the grand region).
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froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

it be cheaper getting something else
honda bros 400, suzukie goose 350 there both 33bhp naturally. Or an ER 5, gs500

they should be alot cheaper than a hornet.

mickey0710 · L Plate Warrior Joined: 29 Jun 2005 Karma :

thanx alot guys appreciate it can anyone give me a ruff estimate o insurance for a bike as a first time rider? again im only 18 n have one years no claims on car insurance?

Barker-CBR 600 · Could Be A Chat Bot Joined: 20 Nov 2004 Karma :

The car no claims dont count i am afraid, (99.9% positive anyways) and vice versa for bikes onto cars. Annoying cause i had 2 years on bikes when i got my first car, but they didnt care. Well thats the official line, they probably do take it into account.

My insurance on a Honda CBR600F with 1 year no claims on bikes and a full license at 17 was £1100 TPFT.

At 18, your probably lookin at around £1000 TPFT, maybe even a bit more if you not in a great area and without NCB.

One thing to note, the insurance companies do not care about the 33BHP restrictor when it comes to quoting insurance, for some reason all the companies i rang and tried to say 'but its only got a third of its power cause of restrictor' werent interested. Said that they didnt take that into account.
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alpha golf · Derestricted Danger Joined: 13 Jul 2005 Karma :

Hi, i passed my test last week and im looking to buy a 1991 vfr 400 (nc30). Im 17 with 1 years NCB and was quoted £576.50 (third party fire and theft) from Carol Nash. I thought that was pretty good