Race can's and claims...

[Rob W]

Morning all.

After my little spill the other day, it's come up about me having a race can on my bike. It's a Micron can off a ZX-7R (apparently, but from the sound of it it probably is). Now what's the possibility of my insurance being invalidated for having this on?

The accident was entirely the third party's fault as you can see from the pictures, but I know what wankers insurance companies are and the slightest thing they can do to stop a payout they will. Some people on here have said it'll be fine, other's not so.

Anyone out there be able to clear it up once and for all?
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TS50 > Senda 125 > ZXR400 > CB-1 > GSX-R1000 > Bandit 600 > ZXR750 H1 > GSX-R750 SRAD > '98 RR-W Fireblade > T595 Daytona > Hornet 900 > '04 Fireblade > GSX-S1000F (x2) > '23 XSR900

[Trixie]

Have you declared to you insurance company that you have a race can on the bike? If you haven't then your insurance will probably be invalid.

When I had a race can I told the insurance company that I had a replacement exhaust. They then specifically asked me whether it enhanced the bike's performance/power. I played the ignorant card and said that I'd just had a new exhaust fitted as the old one had rusted. I never had to claim with the race can on, so I couldn't tell you whether that worked or not.
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Dead nobodies in company cars...

[Kickstart]

Hi

They might try playing about, but realistically they would have to show that it was relevant to the accident. Cannot see how it was so you should be OK.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Gracie Jones]

Also, bere in mind it is not your insurance you are claiming from, it is the third party's...

[Kram]

put the standard one on, when they want photo's / evaluate it
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FS1E -> SR125 -> CB400N -> CB650 -> FZR600 Genises -> VFR400 NC21 -> CBR900RR Fireblade -> Renault Clio 1.4

[Ichy]

[Kickstart]

Hi

Depends on the bike, although nothing is really going to affect the grouping. They will just load the insurance.

For example, the exhaust on a 1200 Bandit is fairly useless. A decent exhaust system will add about 20% power (most bike you are probably lucky to get a 5% improvement, but then most have better exhausts to start with). With a restricted 125 some minor mods could easily add 50% to the power output.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Mal]

I had a spill back in February, with £1700 of damage to the bike (no other parties involved, no one to claim off). No modifications were declared to the insurance company, but they replaced a race use only Micron carbon fibre can for a new one.

Mal