insurance

[beefy]

phoned up today for a gixer 6 =900
gixer thou =1500 can u believe theses prices
both 04 plates cant believe they want the same for last year with an extra ncb on it.
how can i find out which group individual bike is.
seems like ill have to pick bike by insurance group or drop a few years, thing is ill be getting in to debt for this and i dont c the point in doing that for something i dont want.so wat u think keep mine for another year then try again.
26 2years ncb 3 points sp30 garaged living in a good postcoded area well should be for 1200 a year council tax

[WishayKillie]

Who's that with?? I got my 04' Daytona 600 (21yrs 0 NCB) for £537 online with Motorcycle Direct
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Current; 10' Aprilia Dorsoduro 750.
Previous; 05 Triumph Daytona 600, 08' Ducati 1098s.
"Needs a check-up, fae the neck up!"

[strag]

quite useful https://www.vauntage.co.uk/bike_groups.htm
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carbon bling

[gauloises]

[keti]

This might seem like a really daft question so I'll apologise in advance ... I can find loads of pages that tell you which categories bikes are classified into, but what exactly does each group classification mean? E.g. for a zzr600, I'm looking at group 13 - what does that mean?
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.: when the going gets weird, the weird turn pro :.

[mchaggis]

It is the Norwich Union insurance group, determined by a number of factors, primarily how expensive it is to repair the vehicle back to new after a head-on collision into a concrete barrier at 15 km/h. (It is that for cars, I'm not sure whether bikes undergo exactly the same test or not).

Other factors include the price of the bike, the capacity, engine power and style (risk of theft). Different factors have differently weighted effects on the group number. The scale for bikes runs from 1 to 17, it is effectively a 'risk of them having to spend money 'rating for your bike.

E.g. if you have a CG125, group 3 or 4, it will cost a few hundred for clocks, wheel, forks and brake for a low speed frontal impact.

For a Ducati with fancy brakes, USD forks, stupendously expensive fairings, posh wheels, screen, radiator etc etc, the insurance group is more like 16+, as it'll cost thousands to repair if it is crashed.

Obviously the Duke will be more likely to be stolen and end up as a total loss. Bikes like the KLR650 cost a hell of a lot more to insure against theft than bikes like the NTV650, simply because they are more likely to be stolen and the insurance company is more likely to have to pay out.

Rest assured, the insurance company have done an awful lot of sums to ensure that they always show healthy profits.
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I must not be a troll...
Mmmm, Guinness
Discovering the delights of Hammerite and a 3/4" brush.

[keti]

Cheers for that.. at least I know what the groups refer to now!
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.: when the going gets weird, the weird turn pro :.

[beefy]

roadsure the insurance is with but im looking for new now as it ends on 2 sept.
for a daytona yes i would say it would be a big difference in price comparing it to a gixer 6 but your age should go against u. its just the nasty world of insurance.