1000cc insurance

mr motorbiker · Nova Slayer Joined: 20 Jan 2005 Karma :

For a 19yr old with 1 years no claims

on 98 R1

its £3500.

i was thinking £1500 but that seems an impossible figure to get.
i even offered to pay £1000 excess.

can anyone reccomend any decent places to try. or will i just have to wait 6 years.

Mr.Everready · World Chat Champion Joined: 28 Mar 2003 Karma :

6 weeks for what ?
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mr motorbiker · Nova Slayer Joined: 20 Jan 2005 Karma :

6 YEARS untill i'm 25 and insurance will go down.

Bendy · Mrs Sensible Joined: 10 Jun 2002 Karma :

Just call every company. There's no shortcut I'm afraid.

Mr.Everready · World Chat Champion Joined: 28 Mar 2003 Karma :

mr motorbiker · Nova Slayer Joined: 20 Jan 2005 Karma :

does £1500 sound a realistic figure.

craigs23 · Mr Muscle Joined: 08 Jun 2005 Karma :

Wait and get some more no claims and experience, or run the risk of riding an embarassingly slow 33bhp R1.

£3500 a year? Think of the other bikes you can get for that kind of money.

mr motorbiker · Nova Slayer Joined: 20 Jan 2005 Karma :

i wouldn't ride it restricted. its was just an idea that if i could get low enough insurance i could get it earlier than expected. i will have to keep trying but it seems it wont happen untill maybe another year.

craigs23 · Mr Muscle Joined: 08 Jun 2005 Karma :

Last time I checked you were legally bound to riding a 33bhp bike with your level of experience. It'll be difficult to blag how you came to riding a 150bhp bike, which would invalidate the £3500 insurance in the first place Neutral

Davo · Davo To The Rescue! Joined: 04 Apr 2004 Karma :

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

0ddball · World Chat Champion Joined: 15 Jul 2005 Karma :

Never volounteer to pay a silly amount for the excess. You can take a £500 volountary excess and it will usually only reduce the premium by £50.
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Johnny GSX-R · World Chat Champion Joined: 14 Feb 2005 Karma :

' BIKETEAM' insurance i found to be very very competitive, i've just had a quote on a NEW 'Hayabusa' and it made me Very Happy

mr motorbiker · Nova Slayer Joined: 20 Jan 2005 Karma :

cheers for all the help and advice.

i'll look into cia-insurance, cheers ste Thumbs Up

i am supposed to be 33bhp for another year but i'm not now anyway on my 400.

i realise i'll be paying a lot but thats what my dad's wallet is for.

i'm in south east london so that doesn't help but i've got a locked garage.

Claud 14.7 to 1 · World Chat Champion Joined: 06 May 2004 Karma :

I'd stay on the 400cc for another year personally.

Insurance will be about £300 and you will learn more on a 400cc than on a 150bhp missile launcher.

R1 will cost a lot more.

Motkram · Scooby Slapper Joined: 15 Jan 2005 Karma :

Alot of it goes on your postcode, but I think with only one years ncb at 19 your gonna be in four figures wherever.
I was 23 when I got a 98 R1, it was under £500 tpft with 3 years ncb.
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Part-time GSXR1000 pilot>Micron Serpert system+K&N, PC111, Sigma slipper clutch, Brembo m/c+Galfer discs, Gilles rearsets, Translogic Quickshifter.

GP125>GSF400>VFR400NC30>YZF600R>YZFR1(1998)+KLR250>YZFR1(2003)>CBR900RRY>YZFR1(2002)>GSXR1000K1+RGV250

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Probably worth looking at TPO prices - if your bike did get nicked you wouldn't be able to afford to get insured again anyway Confused

.

As usual, just ring around /every/ company in the back of biketrader.

It may be only one or two of the 50+ will actually do you a good deal.

DukeRed · World Chat Champion Joined: 07 Mar 2004 Karma :

I've said it many a time but....

If you buy an R1 now you will not have the fun of buying loads of bikes in between. Very Happy

IMO it is better to learn on a lower power bike for longer than you think. With my old 400 I could really push it and learn progressively but on my bigger bike I go fast enough anywhere without really trying.

Just my Penny Coin

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riichy · World Chat Champion Joined: 12 Apr 2005 Karma :

im 17 now have my 33BHP , so in two years time am gunner go for a GSXR1000 i hope..... Twisted Evil

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craigs23 · Mr Muscle Joined: 08 Jun 2005 Karma :

Stick with the 400 for a year or so, rack up the no claims bonus/experience mileage. My 2p's worth anywho.

DukeRed · World Chat Champion Joined: 07 Mar 2004 Karma :

Just thought.

If you buy the R1 you will remember how good your 400 is. Don't think more cc is better necessarily. You will have to drive ALOT faster to get the same thrill you get from the 400.
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alpha golf · Derestricted Danger Joined: 13 Jul 2005 Karma :

Im 17 and have a vfr 400 (nc30). My insurance with 1 years no claims is just over £500

kb-zxr · Could Be A Chat Bot Joined: 01 Jun 2005 Karma :

R1's are nice bikes, but I doubt many companies would like to insure you on a bike that mental. I would hedge a bet that at your age a 600 / 750 is the biggest bike you could have with a "reasonable" cost.

Still if you do get a quote for £1500 or less let me know, I'll put in some overtime Cool

P.S on a bike that big you'll hate it when you get shown up by a green 400 on the twisties Razz

colin1 · Captain Safety Joined: 17 Feb 2005 Karma :

i'm glad i got into bikes late cos at 29 i have had a rs125 a year and next year i could get a r1 with insurance being £475.

i probably wont but its nice knowing i could. only down side is a fiesta wd cost me £800 to insure. it makes the r1 look like a bargain

mind u i ve just passed my car test but it doesnet mean i'll pass my bike test
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