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Bike Insurance Evil or What ?

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funmonkee
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Joined: 27 May 2004
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PostPosted: 00:32 - 27 Nov 2005    Post subject: Bike Insurance Evil or What ? Reply with quote
Hey I got a winter hack and tried to insure it for say 6 months(expect a long winter?). Anyway I tried a few different companies (okay 3) and none of them would even entertain anything less than 12 months insurance. So I just went ahead anyway... My question is, has anyone managed to get an insurance company to quote for less than 12 months? And since my insurance on the Winter hack was less than £85 I paid in full doh, not instalments... but I seem to remember that you can't sell a bike your still insured on;; unless you cancel the insurance... If I cancel the insurance they charge £30 admin fee!!! Is it just me or do they have us by the balls?|?|?

Evil or Very Mad
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Rookie
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Joined: 09 Feb 2005
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PostPosted: 00:40 - 27 Nov 2005    Post subject: Reply with quote
If you get rid of your insurance you're entitled to a percentage back, depending on when you do it, but there are admin fees involved, so yes that's a bit gay, if it's a low premium.

Too late now obviously, but you can get 'pay as you go' insurance from I think it's www.ebikeinsurance.co.uk for this very purpose, but the quotes I've seen from others on here are high.

Anyway, what are you bitching about, £85 for a years insurance?! Evil or Very Mad Razz

Last edited by Rookie on 00:42 - 27 Nov 2005; edited 2 times in total
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stinkwheel
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Joined: 12 Jul 2004
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PostPosted: 00:40 - 27 Nov 2005    Post subject: Reply with quote
Leave it running. Spare no-claims Wink Transfer it to a frame with a V5 or something if you need to.
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funmonkee
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Joined: 27 May 2004
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PostPosted: 09:22 - 27 Nov 2005    Post subject: Reply with quote
stinkwheel wrote:
Leave it running. Spare no-claims Wink Transfer it to a frame with a V5 or something if you need to.


Yey dancer thats the stuff Very Happy . This is what has happened with the winter insurance. I got 2 years NCB from my MZ RT 125 (2003/4)and the BROS 650 (2004/5). The Vmax (2005/~) is on a different insurance and has zero NCB!!! Thing is I like to try out other bikes...gives me a better appreciation of the main bike. Maybe I should just do test drives Evil or Very Mad

Cheers for the ""pay as you go"" link very useful Thumbs Up Shouldn't have just jumped in but was panicing about the icy conditions and the expense of dropping my baby.

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funmonkee
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PostPosted: 09:26 - 27 Nov 2005    Post subject: Reply with quote
Rookie_biker wrote:
....Anyway, what are you bitching about, £85 for a years insurance?! Evil or Very Mad Razz


Okay thats about £20 per month for the period I expect to keep the winter hack... so yeah your right, shouldn't grumble ... on the down side it's low insurance 'cos I'm an old git! Sad aawwww
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Old Thread Alert!

The last post was made 20 years, 34 days ago. Instead of replying here, would creating a new thread be more useful?
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