loans

[chris-red]

I want a loan to buy a 600 bandit.

Where are the best places to get loans? who should I avoid?

I'm looking at £2000 over 2 years
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[Groove]

Parents is the best bet!
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|| Past: 1991 Kawasaki ZXR 250 ~ 2003 Honda CBR 600 F Sport ~ 2004 Kawasaki ZX6R B1H 636 ~ 1999 Yamaha R1 ~ 1999 Kawasaki ZX6R J ~ 2004 Kawasaki ZX6R B1H 636 ~ 1998 Honda VTR1000F Firestorm ~ K1 GSXR 600 Track bike ~ K6 GSXR 1000 ~ 2006 Speed Triple 1050 || Current: 2005 R1 https://www.adrucore.co.uk

[Ste]

Best places, have a look through www.fool.co.uk

Who should you avoid, dealer finance that's secured on the bike with really high interest rates.

[T1z3R]

first place i tried was my bank...they'll usually (but not always) give you the best interest rate.
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duck my sick!

[riichy]

[chris-red]

hsbc refused me straight away because i'm a student.
even though i have a job. i was thinking about getting a tesco loan but i would have to get £3000.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[kawakid]

Always go for the loast interest rate, try northern rock, they are typicaly very cheap.
You should be looking at an APR of less than 8%
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I've a twin and a 4.

[Rookie]

[chris-red]

[Rookie]

I'm not a loan expert.

But is the monthly payment not your minimum monthly payment?

[chris-red]

But loans have a lower interest rate the more money you borrow. Otherwise i could get 25k at 4.9% pay 22k back intstantly and have 3k at 4.9% interest.

I believe there are flexible loans like that my there is loads of small print
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[0ni]

No unfortunately that is not the case with most loans.

You find minimum monthly repayments typically on credit cards.

Some loans will allow you to make one off payments, overpay, payment breaks. Some charge you for this, some don't.

There are accounts run by Egg or Cahoot which are a baw-hair away from being credit cards without the plastic. Thereby allowing you a lot more freedom. This is something I personally am looking into for refinancing some student debt.

Fool.co.uk is a good place to go to find out more about loans.

I also use the moneysupermarket.co.uk for comparisons sake.

Do not get payment protection insurance unless you are very financially unstable (in which case you shouldnt be getting a loan in the first place )
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Its a lovely day, just wait until some bastard spoils it.

[0ni]

[short1uk]

www.theaa.co.uk

just got a £5k loan to cover are 2 bikes and equipment. APR is 6.4% i believe anyway we pay back £5700 so thats only £700 more than we borrowed!

Cool!!

And we applied online took all of what 3 minutes which was rather scary!!

No fees for early repayment either, no secured on your house just got to be over 18 and have a job!

catherine