'Classic' bike breakdown cover

mchaggis · World Chat Champion Joined: 10 May 2004 Karma :

Is there any cost effective way of getting personal breakdown cover without paying an additional premium for having a vehicle over 15 years old? In my case I have a 2 yr old 125 and an 19 yr old 500. If I were to get personal cover based on my young little bike, I suppose it would cover me quite adequately on my rather old larger machine, or would theybe likely get touchy and refuse to rescue me?

International Rescue want to stick on an additional premium of £40 for a machine over 15, but they only ask for the details of one machine. I guess it's just me being a skinflint, but I have a national reputation to live up to. Smile

edit:

Nath · World Chat Champion Joined: 28 Jul 2004 Karma :

Get your insurance with carol nash. They give free European breakdown cover, which in my case is on a 18 year old Bros and a 30 year old CB550 Thumbs Up

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mchaggis · World Chat Champion Joined: 10 May 2004 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

International breakdown is fine providing the bike on the policy is the new one - have got older bikes recovered no problems on a policy that coverts a newer 'main' bike.

I wouldn't but insurance purely on the basis of the recovery - especially as I believe the Carol Nash one is fairly limited.

EuropeanNC30R... · Gay Hairdresser Joined: 20 Jun 2002 Karma :

Why do you say the Carol Nash one is fairly limited? I didn't have to use it, but heard people on here rate it better than the Rac, AA etc.

Nath's right, getting breakdown cover from your insurer is a real loop-hole for older bikes. Otherwise you usually you get a 50-100% premium weighting for your bike being over 10 years old.

I swindled 12 months Rac European breakdown out of my insurer for £30 this year.

stinkwheel · Bovine Proctologist Joined: 12 Jul 2004 Karma :

Yep, carole Nash here too, I know it isn't appropriate for what you were wanting at the moment but CN originally specialised in classic and vintage bike insurance. That is pretty much why they do the recovery thing. They insure older bikes and expect them to break down from time to time.
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