who rents ?

[syl]

[Deano]

sort of got chucked out of my mums when I told her I wont be paying her mortgage for her and my bro while she fucks off in america, im living at g/f at the moment whilst I pay off most of my outgoings to get a mortgage. Its almost rent free as my girls mum wont accept money off me had to force money into her pocket last week as she was that serious about not taking anything from me.

[Dom]

Can't say I agree with Suzuki either. I'm currently living with my parents having finished my A levels last June. I am working full time (much more than 9-5) but I'm trying to get my own business started and have no cash at all. I would love to move out but it's just not an option at the moment.

As soon as I can afford to rent, I'm out like a shot. I wouldn't want to have a house for years anyway, only if I could easily afford it (hardly likely). I don't want to feel like I'm tied down and since I'm working to achieve an income that is completely independant of where I live I want to be able to move around however much I like. I would happily pay a premium (ie rent) to be able to do that, if possible.
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Photos and that

[kath600]

its all very well saying renting is for suckers but some people have no choice!!!

yes its dead money i agree

i've been renting since i was 17 still am 12yrs on due to lack of money basically

i nearly bought a place with my ex, thank goodness i didn't!!!!

it seems to me unless you earn a bloody good salary as a single person, buy with a partner or like many people i know , you have parents who are in a position to help supply you with a deposit, or you live at home and save like buggery , then its very hard or near on impossible

renting is shit and i hate it but for now i have no choice
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Seven days without laughter......... makes one weak.

[colin1]

or you buy a house in a cheap area
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colin1 is officially faster than god

[kath600]

[EllioTT_GiXXeR]

I live with my mum and dad and plan to until am over 20.

Can't afford £300k for a normal house, nothing special, then again not even £500k would get you much over here in a house.
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[distortion]

[Flip]

Well after my plans went tits up last year, I'm back with my parents. Luckily they're cool about most things (ie. shagging, metal, beer etc. Altough they hate me smoking ).. Prob rent a place soon with a mate. Buying will have to wait:S.

The way house price are are rising, I don't know if I ever will/can.

[EllioTT_GiXXeR]

[colin1]

if people really want to get on the property ladder, they can move to a different area of the country where houses are cheaper relative to average income in that area.

My house was £56000 2 and a half years ago with a £3000 deposit and i've never been paid more than £15k and mortage payments are £300 a month.

It wont be worth a lot more now as houses dont go up much in bad areas.

You can go halves with a friend or partner and live together, or you can buy it yourself, but get your friend or partner to pay you rent.
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[True Blue]

[colin1]

not necessarily as you can rent a place with all your income, but banks will only lend you as much as about 4 times ur annual wage which means about a third or less of your monthly wage on mortgage.

also ppl with debt cant get the deposit they need for a house until they have paid off their debt

you can cheat by getting a loan for the deposit just before you apply for the mortage and it might not show up on your credit rating when you apply for the mortgage
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