Insuring a frame

[Jack_Cheese]

I'll be selling my scooter soon, but want to keep the insurance going by insuring a frame so i get the extra year's ncb.

When buying a frame to insure, do i just need to make sure it has a V5? Also, how much am i looking at for a moped frame?

Jack
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www.bikepics.com/members/jackcheese <--- NOW FOR SALE! 51 Plate Cagiva Planet 125
Quacker_boy: "Jack, you really are a dick!"

[veeeffarr]

I'm interested in this answer also

[map]

[Barry_M2]

I dont think you even need a V5, you can just insure it under the frame number. But.....

When I insured my old NSR250 prior to regitsering it with DVLA, I insured it using just the frame number (as it didn't have a number plate), I had to tell the insurance company within 14 days what the reg number was.

I suppose if you could find a frame and log book for next to nothing (it wouldn't be worth it if the saving on NCB was less than the cost of the frame), you could do that.

Or, just let your insurance run on the scooter. I've yet to do the same with my ZXR I swapped a couple of weeks ago.

[Kickstart]

Hi

Used to be that you could happily insure against a frame number for pretty much an unlimited time, but they now seem to have brought in new rules a few years ago to stop this.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Jack_Cheese]

If it has a V5, and therefore a registration plate, can i legally insure it?

If i can't i'll just sell the scooter about 2 weeks before the policy ends.

Jack
____________________
www.bikepics.com/members/jackcheese <--- NOW FOR SALE! 51 Plate Cagiva Planet 125
Quacker_boy: "Jack, you really are a dick!"

[Ste]

Why not leave the policy going on your scooter once you've sold it?

[veeeffarr]

[Jack_Cheese]

1. It's illegal under the current policy Ts&Cs
2. When the next owner insures it, my insurance may find out and bugger me.

Jack
____________________
www.bikepics.com/members/jackcheese <--- NOW FOR SALE! 51 Plate Cagiva Planet 125
Quacker_boy: "Jack, you really are a dick!"

[Ste]

Unless you were to claim, how would they ever know?

[Jack_Cheese]

Suppose the person who buys it off me uses the same insurer. i'm sure it would come up on screen that there's already one policy on that scooter.

Jack
____________________
www.bikepics.com/members/jackcheese <--- NOW FOR SALE! 51 Plate Cagiva Planet 125
Quacker_boy: "Jack, you really are a dick!"

[M1ke]

I didn't cancel my policy on the bike i sold last novemeber, I can't see a problem with it my self? why shouldn't 2 people be insured on one bike.

[extreme3d]

Surely for only a little bit more you could buy a clapped out old 125. You could even dismantle it to make it easier to store away. declare it sorn and then you've got everything required to insure it properly including a registration

example

[stinkwheel]

You don't even need the frame, just a V5. I have a couple floating about, one from a bike that was torched outside my house and thrown in a skip and the other from a bike that we threw off a cliff then blew up for a film. You never know when a spare logbook will come in handy.

The insurance company aren't going to come and check if the bike actually exists, they have their money and that is all they want. Technically it is an offence not to inform the DVLA if you scrap a vehicle but it is very difficult to prove the non-existance of something.
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.

[BFG]