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| fire |
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 fire World Chat Champion

Joined: 06 Feb 2006 Karma :  
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 Posted: 03:09 - 01 May 2006 Post subject: CBR600RR advice |
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MY NSR150RR is gone...long story but irrelevant..i wont be seein that again
was gonna go down the bank on tuesday, to hopefully get a £4000 loan
Will then be looking to get a '03+ 600RR ASAP! (dream bike!)
been riding the 150 for bout 6monthes, never sat on a big bike b4 tho, let alone ride one, wanted to buy privately hopefully not too far away coz ill need to drive it back to my house so i need to find one a maximum of 200 miles from glasgow
a) im confident on my NSR, could you lot post your expierinces of moving from a small bike on to a bigger one, and let me know how you think il get on? specialy if i have to endure a long distance drive as soon as i get on, ive drove on motorways many times b4, so there no obstacle. (also im a very. sensible rider...paranoid and very untrusting of cages tht is!)
b) And do you think i will be eligible for a loan like that, when i am 18, living at home, part time job racking in about £250 a month, ive never had any other financial commitment so i presume i dont have a bad credit rating
Keeping up with payments shouldt be problem.as i will find a full time job aswell soon, i jus reallly wana know if il be eligible at the moment.
Could i please jus get answer to a) b) any other comments/opnions/factors are considered OFFTOPIC!
Thanyou to EVERYONE who posts a relevant answer...good post ratings all round! ____________________ Write off! Honda NSR150 RR ('01) - Sold Cagiva Mito Evolution ('00) - Sold Honda NSR125 ('01) - Current Gasgas TXT 250 ('98) - Sold Kawasaki Z750 ('10) - Write off! Yamaha FZ1 ('09) - Current Ducati Streetfighter 848 ('14) |
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| camcam |
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 camcam Trackday Trickster

Joined: 04 Dec 2004 Karma :     
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| paulthewitt |
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 paulthewitt World Chat Champion

Joined: 17 May 2004 Karma :  
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 Posted: 10:25 - 01 May 2006 Post subject: |
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i found the step up from a 125 disappointingly easy. i went to an sv 650. main difference was the strength of the engine braking. all the rest was reletively predictable. quicker, more weight, etc...
you may struggle for the loan though. plus insurance will rape you. they will probably say come back when you have a full time job. sorry but i dont think you have a hope
Paul |
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| dainesefreak |
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 dainesefreak World Chat Champion

Joined: 04 Apr 2003 Karma :   
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| ProXimaCore |
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 ProXimaCore Dougal

Joined: 01 May 2003 Karma :   
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 Posted: 10:45 - 01 May 2006 Post subject: |
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I got a 4k loan from my bank no problem when I was your age. As long as you're working full time anyway.
It's a cracking bike, had a go on one last week and loved it!
Prepare to pay a fortune on insurance though.  ____________________ Honda NSR125R -> Suzuki GSXR400R GK76a -> Kawasaki ZX636 B1H -> Honda CBR400RR NC29 -> Nothing  |
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| Cillit-BANG |
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 Cillit-BANG World Chat Champion

Joined: 05 Oct 2005 Karma :   
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 Posted: 11:51 - 01 May 2006 Post subject: |
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So thats £2500 for the bike, £1500 for the insurance.
(You won't find an RR for £2500)
If your looking just for the bike for £4k, to be perfectly honest, you'd be mad. Not because you can't handle the power, but financially it could finish you.
You would be far better buying something cheaper if your having to take out a loan.
1 trip down the road on it's side, and your financially crippled. Plus, you'll be paying off the loan for at least 2-3 years so if you put it a hedge bottom after 3 weeks and write it off, you have no vehicle, no money to buy another, plus your still paying the £4k back. (You'll never find fully comp insurance at your age on that bike for a workable price)
I'd think long and hard. I don't want to put a downer on your dreams, but the bike will still be available in a few years after getting some cash behind you.
The 600rr is a very modern, focussed bike, and insurance is very high for a reason, a lot will be crashed by young and/or inexperienced riders like yourself. You may think a year or so riding on the road makes your fairly competant, it doesn't. I've been on the road 10 years, and your constantly learning. My Zx6r scares the shit out of me at times.
If you've got plenty of disposable cash then I'd say give it a go, but taking out a £4k loan could end tits up very quickly.
It also won't be cheap to run, expect a pair of £175 tyres to last no longer than 2000 miles.
If your intent on a 600 sports bike, I'd consider something older for about £2k. You should pick up a good example for that sort of cash from any of the cbr600/zx6r/r6/thundercat/gsxr group. |
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| Bandito |
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 Bandito Scooby Slapper
Joined: 01 Feb 2005 Karma :     
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| fire |
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 fire World Chat Champion

Joined: 06 Feb 2006 Karma :  
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| dainesefreak |
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 dainesefreak World Chat Champion

Joined: 04 Apr 2003 Karma :   
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 Posted: 14:44 - 01 May 2006 Post subject: |
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Banks aren't always the best place to go for loans, have a look here Moneysupermarket; it'll give you a good comparison.
Have you got a decent quote for insurance then? I wouldn't try to convince you out of the RR, but what I would say is think with your head not your heart. Listen to what people are saying to you here, some have already been there and done that and are speaking from experience. On the road something like the CBR600F or Sport is worth considering as you won't find too much difference in performance and they'll be easier to live with. |
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| fire |
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 fire World Chat Champion

Joined: 06 Feb 2006 Karma :  
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 Posted: 14:57 - 01 May 2006 Post subject: |
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i apreciate the advice...and deepdown i think i will regret it in the long run
i fancied the R6, but that can is horrendous! :o
maybe i should gofor a cheaper bike, but i defo do want sumin 2000+
im lookin for a bike asap, and the RR was what i thot i wanted, if you can make any better recomendations, il highly consider them
But if im gonna regret anything,let it be an RR  ____________________ Write off! Honda NSR150 RR ('01) - Sold Cagiva Mito Evolution ('00) - Sold Honda NSR125 ('01) - Current Gasgas TXT 250 ('98) - Sold Kawasaki Z750 ('10) - Write off! Yamaha FZ1 ('09) - Current Ducati Streetfighter 848 ('14) |
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| dainesefreak |
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 dainesefreak World Chat Champion

Joined: 04 Apr 2003 Karma :   
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| fire |
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 fire World Chat Champion

Joined: 06 Feb 2006 Karma :  
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| dainesefreak |
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 dainesefreak World Chat Champion

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| fire |
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 fire World Chat Champion

Joined: 06 Feb 2006 Karma :  
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 Posted: 15:27 - 01 May 2006 Post subject: |
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wont look as hot as the double R tho will it?
if bikes were women.......you can see why i want that high maintanence b*tch ____________________ Write off! Honda NSR150 RR ('01) - Sold Cagiva Mito Evolution ('00) - Sold Honda NSR125 ('01) - Current Gasgas TXT 250 ('98) - Sold Kawasaki Z750 ('10) - Write off! Yamaha FZ1 ('09) - Current Ducati Streetfighter 848 ('14) |
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| dainesefreak |
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 dainesefreak World Chat Champion

Joined: 04 Apr 2003 Karma :   
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 Posted: 15:34 - 01 May 2006 Post subject: |
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Arrh, but cheap women are more dirty.  |
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| RI_HA |
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 RI_HA Spanner Monkey

Joined: 11 Mar 2006 Karma :     
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 Posted: 19:15 - 01 May 2006 Post subject: |
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mate get a RVF 400.
more power than your NSR, they were made up to 1998 I think, you can can them pretty cheap for a decent condition one also.
Just my opinion of course  |
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| ram_doom |
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 ram_doom World Chat Champion

Joined: 25 Mar 2006 Karma :  
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| RI_HA |
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 RI_HA Spanner Monkey

Joined: 11 Mar 2006 Karma :     
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| Misc |
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 Misc World Chat Champion
Joined: 15 Aug 2005 Karma :    
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| Cillit-BANG |
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 Cillit-BANG World Chat Champion

Joined: 05 Oct 2005 Karma :   
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 Posted: 10:45 - 02 May 2006 Post subject: |
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| Quote: | if they turn me down i better get cracking on finiding a full time job |
If they give you a loan your going to need a full time job!
Lets say you borrow 4K over 2 years, thats around £220 a month.
You earn £250 a month. That gives you £30 a months for tyres, petrol, servicing, insurance (I hope to swetbaby jesus your not taking into account insurance costs because your not going to bother ), social money, phone bills, clothes......
There are bikes out there just as nice, just as capable for half what you want to pay.
Everyone on this forum has dreams about what bike they actually want to own, but realistically going to the bank for a loan to get it isn't the best way to go about things. In a years time you might think a 999r is your dream bike......
At the end of the day, only you know if you can afford it. And if you do get it, make sure you get your moneys worth  |
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| fire |
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 fire World Chat Champion

Joined: 06 Feb 2006 Karma :  
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 Posted: 13:12 - 02 May 2006 Post subject: |
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thanx again for the advice, seems like i will have problems getin this loan, jus spoke to them on the phone....
anyway, there is a possibility still, so i got an appointment booked for 2morow at 12:15, to try an convince them to give me it
im gonna go for the 5 year plan, which is only £100 a month, in the long run it will rape me, but they said i can reduce my terms, and i will reduce it to 12monthes as soon as i go full-time.
im really serious about this, and do respect the fact tht ppl come on here all the time and say
"got cash to splash, wat bike shall i get?".......... either there attention seekers, or they jus want to share there joy of a posssiblity of a new bike and dont have enuff ppl to tell
i suppose my main uses of the bike are gonna be like anyone elses
1) General commuting to work
2) Driving into town to see the g/f
3) weekly (since now there weathers on our side) trips/rides to places such as the beach or whatever
4) would also like to go to europe on it at some point in the summer aswell
ive considered other bikes, such as as the CBR600F Sport, and the R6......... but my god that Double R is SEXY!
EDIT : Anyone know any good places to look for CBR's for sale apart from autotrader and ebay, im sure theres more, my memory fails me ____________________ Write off! Honda NSR150 RR ('01) - Sold Cagiva Mito Evolution ('00) - Sold Honda NSR125 ('01) - Current Gasgas TXT 250 ('98) - Sold Kawasaki Z750 ('10) - Write off! Yamaha FZ1 ('09) - Current Ducati Streetfighter 848 ('14) |
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| Cillit-BANG |
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 Cillit-BANG World Chat Champion

Joined: 05 Oct 2005 Karma :   
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| Dark |
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 Dark World Chat Champion

Joined: 02 Jun 2004 Karma :  
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| fire |
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 fire World Chat Champion

Joined: 06 Feb 2006 Karma :  
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| Dark |
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 Dark World Chat Champion

Joined: 02 Jun 2004 Karma :  
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Old Thread Alert!
The last post was made 19 years, 246 days ago. Instead of replying here, would creating a new thread be more useful? |
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