Bike Insurance for Dummies

Funkydancer · Derestricted Danger Joined: 17 Apr 2009 Karma :

Hi there everyone! I also insured through ebikeinsurance.co.uk and got a great deal saved over 150 quid!
Best part was they also sold me GAP insurance which helped a lot after my bike was written off. I suggest everyone should have GAP. I think the number to call is 0845 2190639 they were pretty good and will do you a deal ofr your GAP. Good luck.

sickpup · Old Timer Joined: 21 Apr 2004 Karma :

cheesyleps · Renault 5 Driver Joined: 31 Jan 2008 Karma :

Tome · Borekit Bruiser Joined: 28 May 2009 Karma :

If looking at TPO/TPFT always check well!
The number of quotes I checked when insuring my Hornet once my restriction was up and TPFT was cheaper.

Tome · Borekit Bruiser Joined: 28 May 2009 Karma :

If looking at TPO/TPFT always check well!
The number of quotes I checked when insuring my Hornet once my restriction was up and TPFT was cheaper.

arry · Super Spammer Joined: 03 Jan 2009 Karma :

K0rnIsAFAGGOT · Trackday Trickster Joined: 22 Jun 2008 Karma :

My TPO quotes are always cheaper than TPF&T. Confused

Newbiker0507 · Crazy Courier Joined: 30 Oct 2007 Karma :

Koados · L Plate Warrior Joined: 04 Jun 2009 Karma :

I found that - https://www.thebikeinsurer.co.uk

They were really good, I went with direct choice broker (AXA) Via the link above using TBI quoting system.

Fully comp £675
First Year of riding on a Bike of a value of £2500
Mileage = 10,000
Commuting S,D & P
£500 accessory cover (Included Free)

I thought it was a very good deal. Razz

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Honda CBF 250 04 Reg

Mudskipper · World Chat Champion Joined: 22 Aug 2006 Karma :

minibird · Borekit Bruiser Joined: 14 Jun 2008 Karma :

I used a couple of comparison sites to get my insurance, I previously had pay as you go from ebike which was £15 per month for TPO. I now have a full year TPF&T including legal cover for £85.

I put my real mobile number on all sites and had ONE call, so I went with them, they were very nice and when I realised my debit card had run out they rang back later when I had chance to ask hubby for use of his. I also got some funky little cards to carry with their details on and spaces to fill in accident details Laughing

Pixie69 · Two Stroke Sniffer Joined: 01 Jul 2009 Karma :

Any idea how buying a restricted bike will affect the insurance quote? (I have a A2 licence, as I am vertically challenged, but am over 21). Do I tick the 'full UK licence' box? Do I phone them and explain? Will the sneer at me? Confused

honda_arry · Nova Slayer Joined: 09 Jan 2009 Karma :

Last year I paid £100 to insure my CG125 (3rd party f+t) through Bennets (insured through Red Star Equity), had the renewal letter recently from Bennets and was expecting my premium drop with no claims etc but it had gone up to £135.

Anyway had a look on thebikeinsurer and found the same cover for £76 with Aquote (funnily insured through Red Star Equity as well), and fully comp for £100, anyone used them?

Adsenoile · Banned Joined: 12 Aug 2009 Karma :

It's all about statistics.

If they get 10% of doctors making a claim every year, but 70% of librarians, then they're going to load your policy for being a librarian as you're statistically more likely to claim.

I used to get reamed because I worked for a record company, with some companies unwilling to even quote me. Now I do almost the same job but I'm self employed and the same companies are all climbing over themselves to insure me.
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Thank you.

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PeterKesel · L Plate Warrior Joined: 23 Jul 2009 Karma :

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Philious · Brolly Dolly Joined: 28 Jun 2005 Karma :

When I had to insure myself on the RS125 a few months ago I tried the usual comparison sites and found the prices to be £400+ for TPFT with no legal expenses or extra's.

Went to motorcycle direct (brokers) and they got it down £130 and it was £211 with everything apart from roadside assistance. Thumbs Up

Clicky

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Previously; Honda XR125 - Yamaha DT125r - Aprilia Rs125 - Suzuki GS500e, Currently; Kawasaki ZX6R + ZX10R
Theory : Passed 28/7/09 Module 1: Passed 21/09/09 Module 2: Passed 23/09/09

L · Derestricted Danger Joined: 20 Jul 2009 Karma :

MCE for me Cool

, and now they are the main sponser of the BSB so policyholders can upgarde to get tickets etc Cool

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https://www.mceinsurance.com/bike-insurance/

Piggie · Derestricted Danger Joined: 26 Oct 2009 Karma :

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

https://www.bikechatforums.com/viewtopic.php?p=2051395

Piggie · Derestricted Danger Joined: 26 Oct 2009 Karma :

seomul · L Plate Warrior Joined: 09 Jan 2010 Karma :

Thank you for sharing this information.
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Leviathan91 · Scooby Slapper Joined: 13 Feb 2010 Karma :

mikemilan01 · L Plate Warrior Joined: 28 May 2010 Karma :

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mikemilan01 · L Plate Warrior Joined: 28 May 2010 Karma :

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Malarki · Two Stroke Sniffer Joined: 03 Jun 2009 Karma :

Is pillion cover compulsory?
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Currently Riding: Dt125 and now also an SV650 @33bhp