Bike Finance

[mosdelln]

Does anybody know where i would get a bike on finance without being refused as i have a bad credit rating i am in full time work so i can pay the monthly payments! Any help with any websites that do even with bad credit would be a help! Im 21! And im looking for either a Cagiva or Aprilia! Ive had a cagiva before and liked the way it performed!

[syl]

If you've got bad credit, you're likely to get a really crap finance quote from a dealer. Stick to an established bank (perhaps your own will look favourably on the application) or if you can afford a brand new bike, go for a 0% manufacturers' deal on a new bike.
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Current bike: Kawasaki Z750S

[h00dwink]

if you've had your job a while, have had no real problems since getting a negative rating, can afford the repayments. the bank you get paid to might be able to overlook it.
they'll be your best bet. if you can't get it with your bank. don't bother looking else where. you'll only get shafted. if so, save up the money in a seperate account.
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Sahf East Winnah 4LYF
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[Rob]

Most bike retailers use a company called Black Horse Finance as they tend to grant credit to most people and don't charge 'too' higher rates.
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Love is 1050cc

[martin young]

try your own bank. Better rates than dealer finance.

[0ni]

Working in motor finance never ever go with the dealer unless they are offering money at or below their base rate OR a healthy discount on the bike. Emphasise that you know how much commission they make on the deal (which you pay for in the end). Otherwise stick with your own bank or go to moneysupermarket.co.uk and find a subprime lender.
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Its a lovely day, just wait until some bastard spoils it.