Insurance Q - damn it

[short1uk]

Right I got an insurance offer on my YBR £199 for the year TPFT. Rang up tried to change it over to my new Hornet and they are not having any of it. I have to take out a new policy and will lose my 1 years NCB!!!!

Or i wait till 21st Oct and leave my new bike un insured in the back garden ERM NO

I wanna ride it!!!!

So looks like i Have to cancel my YBR one and lose the NCB.

Anyone else experienced this? i could let the YBR one expire and I would have 1 year NCB but it wouldnt mean anything anyway.

Damn

Cath

[_Will_]

No point in cancelling the ybr if you take out a seperate policy, i did the same but switched from a moped, they started the new one while the old one was still going, hence i had my 2 years this time round

I think its the jump in price because they switched my 600 to a 750 for admin fee plus a tenner
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Past -Honda qr50 | 2004 Peugeot Tkr s 50| | 1996 Yamaha XJ600s Diversion|

[ranna]

[UrbanRacer]

[_Will_]

[ranna]

HAHA dont be silly the bike cost 8k lol

i went elsewhere got it for £560

haha just saying thats what my previous insurance company wanted

Im VERY VERY lucky too get it for £560 my Aquote hashed up big time.

Basically they sent me a quote for £560 which is obviously silly considering every other company wouldnt insure me. They phoned up and said we cant insure you sorry. I threatened to take it higher up and said i got written proof here of a quote from you lot and they ended up doing it lol
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My Two Babys- 2007 Stealth YZF-R1- 2006 K6 Suzuki GSXR750 Track Bike
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[_Will_]

Just out of curiosity ranna how old were you, ncb etc
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Past -Honda qr50 | 2004 Peugeot Tkr s 50| | 1996 Yamaha XJ600s Diversion|

[short1uk]

It wont work like that for me. The bike arrives on Tuesday and my insurance only runs out 21st October. Soooo if i start a new policy on monday I cannot put down 1 year as its not one year until Oct if you get me.

Then once the 21st Oct one expires then I still wont have 1 year cause they dont run on continously.

Its well shitty

[_Will_]

Keep the ybr running till oct, insure payg on the new one till then and take out new policy using the ybr no claims.
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Past -Honda qr50 | 2004 Peugeot Tkr s 50| | 1996 Yamaha XJ600s Diversion|

[cagiva gezzer]

[quote="short1uk"]Anyone else experienced this?/quote]

No, as before i start looking at bikes and cars i look at the small details such as insurace first.

As said above, Get a months insurance on the big bike. You *might* not be able to keep the insurance on the YBR if somone else buys it as you can't have two ploices on one bike at the same time.
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"because one stroke isnt enough and four strokes waste two"

[ranna]

[short1uk]

Just spoke to Carol Nash. They said leave the other policy running then when it expires I will have 2 next year. But as some one mentioned above i dont think you can insure a bike twice??

I will see.

Carol Nash quoted £420 TFFT which is spot on for me anyway.

[Finglonga]

I can't understand why they can't change your insurance to the Hornets. Every time I have had a different bike i just ring the insurance company up and they change it no problems, without any loss to the NCD? I would try again, it sounds like they got the wrong end of the stick to me.https://img.photobucket.com/albums/v112/finglonga/Finglonga%20Inc/ne_nau.gif
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Andy Sez....
F.Y.Y.F.F.

[kingnathski88]

Yes, when I had my 50cc scooter, my insurance company 'Carole Nash' were most un helpful I was 2 months short of a years NCB. They wouldn't let me transfer or take out two policies, and if I went else where I think I would of lost it anyways.

[ISLAND GIRL]

That is wierd Catherine. After I passed my test I simply called my insurance to tell them that I had passed and had changed my bike, they simply updated my existing policy deleting old bike for new. Always done the same when changing cars Fully comp - £297 - old bird on bike and good area I guess I reckon that your insurance have misunderstood what you want, either that or are just trying to rip you off!
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Live on the Isle of Wight and ride a CBR600F

[BanditBitch]

Have you tried Bennetts for insurance. I find them very, very reasonable, they do special rates for women.

e.g. Its was £80 cheaper to insure my Fazer for me, than my husband, who has over 20 years riding experience, full no claims etc....plus I got 2 sp30's on my licence and he has none.

[yambabe]

[short1uk]

Is £420 TPFT expensive then?

My YBR insurance was a "deal" with the bike. I paid £199 for the year TPFT. Thats probably why I cant upgrade it so to speak.

Where else should I ring for insurance>? I need it for Tuesday soif you could all post who you are insured with I will have a look.

With the 1 year NCB bennetts was £367.So not a massive diff in the 1 year to 0 year no claims discount tbh.

Catherine

[short1uk]

Soooooo


whos gonna do me a good quote?

who can you recommend?

Cath

[Finglonga]

The only way is to ring them all and play them against each other, you can do it online but you wont get any where near a good price.
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Andy Sez....
F.Y.Y.F.F.

[short1uk]

OK will do!!