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Parking a car with no tax

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JodieWodie
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Joined: 22 Jul 2004
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PostPosted: 08:57 - 09 Sep 2006    Post subject: Parking a car with no tax Reply with quote

Can I park a newly aquired vehicle outside my house, on a public road, if it has no tax

I wouldn't have thought so, but OH is saying it will be okay, and we have been arguing about it non-stop Rolling Eyes

I have log bok, MOT, and am transfering my insurance over to the new car today, but obv won't have the cert until Monday (hopefully) which means I can THEN purchase my tax disc

I also have a pub car park near me I could park on if necessary
Anyone ?

Thanks in advance

JO x
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Robby
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PostPosted: 09:08 - 09 Sep 2006    Post subject: Reply with quote

If its not taxed it can't be parked on a public road.
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Mr.Everready
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PostPosted: 09:39 - 09 Sep 2006    Post subject: Reply with quote

What he said. Thumbs Up

Depening on where you stay you might get away with it but it's a £60 fine if you don't.
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john2
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PostPosted: 09:49 - 09 Sep 2006    Post subject: Reply with quote

Similar dort of question here, what about if a car has tax, MOT but it is not insured by anyone, can it still be parked in a laybay outside your house?
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JodieWodie
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PostPosted: 09:54 - 09 Sep 2006    Post subject: Reply with quote

Thanks for that

SO, if I park it in the car park will that be okay ?
As it is technically private land... Question

I am guessing the insurance company can't fax you a copy of the cover note or anything? Crying or Very sad
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Robby
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PostPosted: 10:03 - 09 Sep 2006    Post subject: Reply with quote

Legally, no. Has to have insurance to be on the road at all. However I think you have less chance of getting done over it than not having tax.
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syl
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PostPosted: 10:17 - 09 Sep 2006    Post subject: Reply with quote

Legally, no. The safest thing to do is put it in the pub car park.

Some insurance companies let you print off the form online and yes, you could have it faxed (though the post office might not accept it if it's on that dodgy curly style fax paper).

Alternatively, you can try to buy the tax disk online as the companies are linked to the DVLA by computer, but it sometimes takes a day or two to go through. Although there is an offence of not displaying a tax disk, you're unlikely to get spotted if you're all OK on the computers.

You might also find out that it is still be taxed (if the guy who sold it has claimed a refund on unused tax, it might not yet have been processed). Obviously if it's simply run out, it won't be.

You can check it out here.
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john2
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PostPosted: 10:32 - 09 Sep 2006    Post subject: Reply with quote

robby wrote:
Legally, no. Has to have insurance to be on the road at all. However I think you have less chance of getting done over it than not having tax.

Well my dad has fully comp on his car, so doesnt that mean he has third party only on any car? So surely i can say that? Cos it is going to be in his name anyway!
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Robby
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PostPosted: 10:37 - 09 Sep 2006    Post subject: Reply with quote

If the car does not have an insurance policy active on it, it is not insured.

The fully comp on any car thing is a bit of a grey area. If he is driving the car, and it also insured in someone elses name, he is definately insured. Technically he is insured to be driving any car, insured or not, but the moment he parks up and gets out of the car it is not insured.
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bob a
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PostPosted: 11:17 - 09 Sep 2006    Post subject: Reply with quote

To be on the road, even parked and not used it has to be taxed, insured and have a current MOT (if required).

If you do not have road tax you need to SORN it.
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sickpup
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PostPosted: 12:12 - 09 Sep 2006    Post subject: Reply with quote

robby wrote:

If the car does not have an insurance policy active on it, it is not insured.


A car isn't insured a person is.

robby wrote:

The fully comp on any car thing is a bit of a grey area. If he is driving the car, and it also insured in someone elses name, he is definately insured.


Dependant on policy wording

robby wrote:

Technically he is insured to be driving any car, insured or not, but the moment he parks up and gets out of the car it is not insured.


Driving is a very loose term. As long as he holds the keys he is responsible for the vehicle and so insured.

The example here is a rental car which is covered under a non specific fleet policy.
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Phoenix
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PostPosted: 15:32 - 09 Sep 2006    Post subject: Reply with quote

A car can be insured, you can insure a vehicle for any driver. When you insure a vehicle, that registration number shows on the Insurance Database as being insured, which is why you can't hold 2 policies on one vehicle, again showing the insurance is for the vehicle not the driver.

Personal insurance cover corresponds to your cover to ride other vehicles, depending on insurance company that other vehicle may or may not need to have a policy active on it by someone else. However if you are not in control of the vehicle at the time of the accident, if it has no policy active on it, you cannot use your TPO on other vehicles cover to cover the vehicle, the holding the keys issue is a bit daft but it's only used if your near the vehicle with your keys and are drunk usually.

Either way for a car to be parked on a road it must be Taxed and insured directly by someone so that it's registered on the Insurance Database. As for MOT i'm not sure, because if your car fails it's MOT and you only have on street parking there's nothing you can do, there's no SORN equivalent for MOTs so I'd imagine it doesn't need MOT to be parked on the road, only driven.
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Ant
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PostPosted: 18:19 - 09 Sep 2006    Post subject: Reply with quote

but if theres no way she can get tax untill monday surely its ok? i've left my car outside the house without tax when i first got it for fri,sat,sun,mon untill tue afternoon, surly a pub car park isn't the safest place to leave a car? I'd take the chance
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binge
Emo Kiddy



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PostPosted: 18:49 - 09 Sep 2006    Post subject: Reply with quote

My flat mate bought a moped last week, He only got his Tax disk through today. Its been parked outside and riden to and from work daily with no tax. He DIdnt get caught.

Id also take the chance.
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 19:00 - 09 Sep 2006    Post subject: Reply with quote

The police and DVLA will automatically know if you park an untaxed vehicle on the road! Very quickly there'll be armed police at your door to take you away and your new car will be crushed. Expect to be investigated under the terrorism act, your child to be put into care, your OH to be left to cook for himself, and lots of other bad stuff will also happen.

Or, it could be quite okay parked up untaxed as no one will ever know or care...
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JodieWodie
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PostPosted: 19:28 - 09 Sep 2006    Post subject: Reply with quote

Thanks for all the replies Thumbs Up

In the end I have parked the car a few houses up in the pub car park
It should be okay there. I don't think there is a function on or anything
It is near the road anyway, so it is not a secluded place. I used to park my old car there now and then if outside my house was full

My insurance said a cover note should be with me on Monday and I will get my tax asap
The car has an MOT, so that is okay

I though about applying for the tax online, but you can't do it if you are a new owner
I also thought about asking the insurance to fax my note, but the PO won't take faxes as proof of ins

Oh well,.. we shall see
There is a lil note stuffed in the tax disc holder just saying the car is mot'ed, insured and has only just been purchased ..tax will be got asap Monday (just in case a busy body decides the car is abandoned)

Touch wood, all should be well

Jo x
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bob a
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PostPosted: 08:08 - 10 Sep 2006    Post subject: Reply with quote

Just make sure the pub owner is ok with you putting it there cos that could cause other problems.

If he does not know he could call the cops.
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sickpup
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PostPosted: 13:45 - 10 Sep 2006    Post subject: Reply with quote

Phoenix wrote:

A car can be insured, you can insure a vehicle for any driver.


But there is always a policyholder. A vehicle cannot be a policyholder.

Phoenix wrote:

When you insure a vehicle, that registration number shows on the Insurance Database as being insured, which is why you can't hold 2 policies on one vehicle, again showing the insurance is for the vehicle not the driver.


You can have 2 policies on one vehicle. Stop talking drivel. What you can't do is insure a vehicle twice for theft and claim on both policies if its stolen.

Phoenix wrote:

Personal insurance cover corresponds to your cover to ride other vehicles, depending on insurance company that other vehicle may or may not need to have a policy active on it by someone else.


Read your policy in other words.

Phoenix wrote:

However if you are not in control of the vehicle at the time of the accident, if it has no policy active on it, you cannot use your TPO on other vehicles cover to cover the vehicle, the holding the keys issue is a bit daft but it's only used if your near the vehicle with your keys and are drunk usually.


If holding the keys means you are in control of a vehicle according to a road traffic act then you are in control of the vehicle.

My TPO policy allows me to drive other vehicles as long as I have the owners permission. Read your policy, most Norwich union policies over 350cc allow this.

Phoenix wrote:

Either way for a car to be parked on a road it must be Taxed and insured directly by someone so that it's registered on the Insurance Database.



No it doesn't. There is nothing in any of the road traffic acts to support this. When I have a trade policy none of my vehicles bought after the policy is started appear on the database.

Phoenix wrote:

As for MOT i'm not sure, because if your car fails it's MOT and you only have on street parking there's nothing you can do, there's no SORN equivalent for MOTs so I'd imagine it doesn't need MOT to be parked on the road, only driven.


A vehicle on the road requires insurance, VED and MOT.
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syl
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Joined: 05 Dec 2005
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PostPosted: 15:16 - 10 Sep 2006    Post subject: Reply with quote

sickpup wrote:
Phoenix wrote:
]
However if you are not in control of the vehicle at the time of the accident, if it has no policy active on it, you cannot use your TPO on other vehicles cover to cover the vehicle, the holding the keys issue is a bit daft but it's only used if your near the vehicle with your keys and are drunk usually.


If holding the keys means you are in control of a vehicle according to a road traffic act then you are in control of the vehicle.

My TPO policy allows me to drive other vehicles as long as I have the owners permission. Read your policy, most Norwich union policies over 350cc allow this.


See this. I now ignore Norwich Union when looking for a car policy.
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sickpup
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Joined: 21 Apr 2004
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PostPosted: 16:15 - 10 Sep 2006    Post subject: Reply with quote

dmahon wrote:


See this. I now ignore Norwich Union when looking for a car policy.


Sorry was refering to my bike policy.
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