Does a full lisence make a difference to insurance cost?

[Reppyboyo]

Hi,

Im currently rideing a Honda 125 CBR (05) and last year my insrance cost me £1008 TPF&T.
The insurance will expire in around a months time, so I was wondering if having a full (but restricted, as Im 20) lisence would make any difference to the cost of my insurance compaired to just a Provisional?
Would I just be better off getting a bunch of comparion (full vs provisional) quotes to see sometime soon?

Any help is much appreciated.

[smartwhitelig...]

[thefallenange...]

notepad or word document and type the stuff out one and copy and paste.

Try MCE, Motorcycle Direct, Norwich Union and Carole Nash.

It SHOULD bring it down but i'm not sure by how much. And is it worth it if you can DAS it in under 12 Months? And will you have a years NCB?

[mchaggis]

When I got my full licence, it made no difference whatsoever. No bike change or anything, and my insurance cost me just as much as before.
____________________
I must not be a troll...
Mmmm, Guinness
Discovering the delights of Hammerite and a 3/4" brush.

[matt_uk]

Wow ur insurance is expensive..
____________________
- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[mchaggis]

[Reppyboyo]

South Wales.

My insurers (ebike) were the cheapest I could find, others were asking stupid amounts of £1500+.

[matt_uk]

I got 540 tftf on a rs 125.. which is the most expensive bike to insurure at 17..

and your older than me too
I know ur bike is 05, mins is 01 but still
____________________
- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[thefallenange...]

try MCE. I found them to be a lot cheaper than the 5/600 pound insurance for my CG. £230.

[Reppyboyo]

Just did some quick looking around for quotes, got it down to £340.
Then tried MCE....

[thefallenange...]

if it's TPTF you may want to see the difference for Fully COmp because the excess is the same as the insurance.

[Sherry]

Mine didn't. £76 for TPF&T

[scott666]

By getting my full license my insurance wasn't affected.

Where in south wales are you cos im 20 living in treforest on the same bike as you and only paying £216. Yours is way high.

[kawakid]

Nahh didn't affect my insurance either, not one bit.

They wanted a photocopy of the license though.

[Maz66]

im 19, no experience, live in Cardiff and got a quote for a ZXR400 for £749 TPFT and £835 for a VFR400 TPFT - All from Carole Nash. Think your getting ripped off mate

[kawakid]

Gosh i'm glad i'm old, how do you afford that.