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swapping bike no claims to a car?

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houlsby
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Joined: 07 Feb 2005
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PostPosted: 00:34 - 21 Nov 2006    Post subject: swapping bike no claims to a car? Reply with quote

does anyone know of any companies who will accept this or have done this?

this is the story.

ive been biking 2 years but driving one, i have 2 ncb on the bike and none on the car and the bike ncb onto the car takes the insurance down by over a grand any help to do this ladies an gents?




(to the people who know me on here, im getting an impreza this isnt for the chav mobile)
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Davo
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Joined: 05 Apr 2004
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PostPosted: 00:40 - 21 Nov 2006    Post subject: Reply with quote

Tesco and Direct Line have done this for me before.

I'm not sure they'll be too cheap for an Impreza though, I was once told by one of their underwriters that it'd be cheaper for me to go and insure a Porsche 911 Turbo.
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Black Knight
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Joined: 22 Feb 2005
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PostPosted: 01:41 - 21 Nov 2006    Post subject: Reply with quote

Your insurance is going to cost a forune on that regardless mate.

I didn't think it was a problem Bike to Car. I know most wont to car to bike though.
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 09:16 - 21 Nov 2006    Post subject: Reply with quote

Only a few places would do bike to car when I first strated driving about two years ago.

ecarinsurance will also, as well as those mentioned.
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mark83
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Joined: 19 Sep 2006
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PostPosted: 10:20 - 21 Nov 2006    Post subject: Reply with quote

just get yourself a cheap runaround for a year then get your impreza.

of course, it depends how bad you want one though....
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john2
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Joined: 25 Mar 2006
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PostPosted: 10:32 - 21 Nov 2006    Post subject: Reply with quote

www.ecarinsurance.co.uk let you use them, and are quite cheap aswell.
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KTM Gordo
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Joined: 19 Sep 2006
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PostPosted: 14:15 - 21 Nov 2006    Post subject: Re: swapping bike no claims to a car? Reply with quote

houlsby wrote:
(to the people who know me on here, im getting an impreza this isnt for the chav mobile)

I thought an Impreza was a chav-mobile... Certainly a barry-boy magnet Laughing

Seriously though, they are very expensive to insure. My former neighbour had one and TPFT cover was >£2000.

You may find that if you transfer your NCD to a car, you lose it on your 'bike - you can't duplicate it. Although your broker / ins. co. may vary.

HTH Smile
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 14:18 - 21 Nov 2006    Post subject: Re: swapping bike no claims to a car? Reply with quote

You should 'lose' your NCB on the bike if you transfer it to a car.
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john2
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Joined: 25 Mar 2006
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PostPosted: 14:22 - 21 Nov 2006    Post subject: Reply with quote

You WILL lose them, they can be transfered back though, i ahve called insurance companies about this. You can only use your no claims on one policy. However Ecar/ebike insurance are making it so you can ahve your bike and car on the same policy, wont come in until next year though.
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Kara
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Joined: 23 Jul 2005
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PostPosted: 14:30 - 21 Nov 2006    Post subject: Reply with quote

I would avoid ebike/ecar like the plague, they are a nightmare to claim through.

They farm out all the little jobs of claiming to different companies, disrespect data protection and have no communication. 12 companies later, a salvage company attemting to take the bike before it is written off round the claimes house, using the excuse of "well you have gotten around so far so you obviously don't need a hire bike" and still no settlement.

They are absolutly awful.

And it was non fault.
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lilredmachine
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Joined: 24 Jan 2005
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PostPosted: 19:37 - 21 Nov 2006    Post subject: Reply with quote

Thats odd, I was recommended to E-bike by friends that were all insured with them and had previously made claims... One had even left carole nash after a bad experience. But whatever.
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houlsby
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PostPosted: 19:47 - 21 Nov 2006    Post subject: Reply with quote

ive done the run around thing for the year, now ive stopped smoking i can afford one without the no claims (i think ive got 1 yers ncb on the car too, not sure tho) but obviously if i can make the insurance cheeper then it would be stuipid not to.

i no longer need the no claims for the bike, decided to sell up and buy an offroader of some sort
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extreme3d
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PostPosted: 00:45 - 22 Nov 2006    Post subject: Re: swapping bike no claims to a car? Reply with quote

houlsby wrote:

(to the people who know me on here, im getting an impreza this isnt for the chav mobile)


Hope Impreza's cope with large holes in the gound better than corsa's Laughing
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cagiva gezzer
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PostPosted: 17:50 - 22 Nov 2006    Post subject: Reply with quote

Churchill let me. You can't spilt them.
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houlsby
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PostPosted: 18:40 - 22 Nov 2006    Post subject: Reply with quote

yeh i think this one might go into the carpark without writing it off jimmy, ill be able to come on rideouts in the car too, my dodds might also approve of it as well!
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thefallenange...
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Joined: 01 Jul 2006
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PostPosted: 19:25 - 22 Nov 2006    Post subject: Reply with quote

I'm with Admiral on a 10 month accelerator scheme atm with my car and MCE with my Bike but i'm not sure whether to go with both when they both run out.
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KTM Gordo
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PostPosted: 22:16 - 25 Nov 2006    Post subject: Reply with quote

thefallenangel wrote:
I'm with Admiral on a 10 month accelerator scheme atm with my car and MCE with my Bike but i'm not sure whether to go with both when they both run out.

You might find you're stuck with Admiral or one of their sister companies (e.g. Elephant).

These types of policy seem attractive, but check with your prospective new insurer as to whether they'll recognise the Admiral bonus or not.

HTH Smile
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KTM 990 Adventure | KTM EXC 250 Racing | Land Rover Freelander SE Td4
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