non-owner bike insurance HELP

[tpsutton]

Hi all

I am trying to sort out insurance easy enough task normally !! but i dont own the bike. I am borrowing it off a mate but he doesn't want to add me to his policy as is to much hassel.

So the question is, does anyone know of any insurance companies that insure riders on other peoples bikes.

thanks for any help

[Mooncatt]

if he already has the bike insured you can not insure it again. its called duel insurance and cannot be done. the only way for you to be insured on this bike is by getting yourself added ti his policy
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current bike...CBR400RR
"you always need more chicken"

[tpsutton]

Though that there is insurance "called rider only insurance". i know it can be done but dont know how thats all !!!

[strag]

Why is it to much hassle? All he has to do is call them.
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carbon bling

[Keir]

i suspect too much hassle roughly translates to "i dont trust you with my NCB"
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Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50

[sickpup]

[Mooncatt]

yeah true but thats hire vehicles, this isnt, they have special policies for that. for general bike insurance one bike cannot be insured twice before i started working for insurance i tried to do it with my dads bike when they asked me if the bike was insured elsewhere and i told them it was they declined cover. im atr work atm and just asked my supervisor to confirm it.
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current bike...CBR400RR
"you always need more chicken"

[irving]

>>

[G]

[irving]

>>

[tpsutton]

Well those of you who said it couldn't be done appear to be correct spent day calling insurance companies e.g. bennetts, cia, etc and all said couldnt be done, so have just decided to leave it for now and buy a bike in the new year will save money really.

thanks for all the help

[Ste]

I've been insured with CIA on bikes that weren't owned by me.

[sickpup]

[V2]

Whenever i have asked for them to do this on cars and motorcycles they have told me that i cannot insure a vehicle not belonging to me, i couldnt even add a vehicle to my policy that i wasnt the registered owner of, they gave me some spin about me not having any financial interest in the vehicle, i guess that translates to 'if it does'nt belong to you then youre more likely to hoon it', which is certainly not the case when i drive other peoples cars seeing as we have the standard 'you bend it, you mend it' rule in place.

[Gazdaman]

I was told I couldn't be insured on a bike that didn't have the V5 in my name once.

I was always of the opinion you could insure a bike that was already insured.

Gaz

[krebsy]

you don't need to be the registered owner to be the registered keeper I think and you can put insurance on any vehicle but will pay a premium if you dont own it I think.

You may be able to add 3rd party only cover (for other peoples vehicles) onto your current insurance (if you have some that is) and might be able to do it with a car policy. Not tried it though so don't know.

Most Bike insurance (TPF+T and above) gives you 3rd party cover for other bikes, same as with car insurance for other cars...

K.
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What's my New Year's resolution?

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