Argh, Insurance sucks!

John · World Chat Champion Joined: 27 Apr 2003 Karma :

Having no luck here, getting quotes of around £350 tpft, but when i tell them it has the replacement exhaust it goes over £1000!

Rolling Eyes

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

What kind of exhaust is it? Is it road legal? Is it blatantly obvious that it's an aftermarket exhaust? (stickers etc)
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TiN
dotgems.net

Ian (GPX) · Brolly Dolly Joined: 05 Aug 2003 Karma :

Try here --> https://www.mitch.co.uk/index.htm

I got TPFT for £187.88 from them with Axa group (Saxon)

John · World Chat Champion Joined: 27 Apr 2003 Karma :

It's just a micron one, came on the bike

thanks for the website

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

I assume that you bought the bike privately then?

Is there any chance of sourcing an original exhaust?
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TiN
dotgems.net

Zimma · Wheelie Junkie Joined: 04 Feb 2002 Karma :

What the hell you telling the insurance company it has a can on it for? Razz

When will these people learn? You are not commuting, you don't take pillions and you do under 1500 miles a year. *That* is how you get your insurance down Razz

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-Zimma

minesweeper · Whoah there! Joined: 03 Feb 2002 Karma :

That mitch one just offered me third party only at 765 for my rvf Confused

thats 250 more then im paying now!

I put down id had one accident and that it was settled 100% their responsibility and that somehow added 200 to my premium Evil or Very Mad

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

McJamweasel · BCF Junkie Joined: 22 Mar 2002 Karma :

Lee · Trackday Trickster Joined: 02 Jul 2003 Karma :

Zimma · Wheelie Junkie Joined: 04 Feb 2002 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

TGE125NSR · Banned Joined: 07 Jul 2003 Karma :

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

When I originally had my Blade insured TPO they asked me to sign a garage clause, and it HAD to be garaged, f#ck knows why Confused

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

John · World Chat Champion Joined: 27 Apr 2003 Karma :

So it should all be ok if something did happen?

thanks

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

Annabella · Like a person, only smaller Joined: 03 Feb 2002 Karma :

I shouldn't worry about it.

Don't tell them, in the worst case scenario either you right it off or you run someone over they probably won't notice the exhaust. If it's insured for theft, then you simply don't claim extra for the replacement can.
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Avast! Pirates ahoy!
I did Cadwell! Very Happy

www.bikepics.com/members/bella

John · World Chat Champion Joined: 27 Apr 2003 Karma :

I'm going third party, as long as everything would be ok with the other party if i had a crash that's fine with me?

Any further advice on that? Would the other party still get whatever would be needed? And I be free of trouble?

Thanks

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

No one told you that was an aftermarket one, so how are you to know? Smile

tanner18 · Traffic Copper Joined: 13 May 2002 Karma :

if they dont ask u dont tell them and if they do just say it looks like a standard 1 act dumb. my insurance is bril this year went from 980 to 365 in one year with the same company Smile

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inline 4's rule

John · World Chat Champion Joined: 27 Apr 2003 Karma :

Still waiting on the provisional...

zzzz