Insurance thread...with a difference!

[JonB]

OK, here goes.

What insurance company would you avoid out of principle and why?

Me? Probably e-bike insurance. I don't like the thought of the whole internet thing and I have heard they don't have brilliant customer service when it comes to complaining, though i'd be delighted if somebody had a good experience with them.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[0ddball]

E-sure. Any company that would use Micheal Winner in their adverts must be desperate.

[dibbster]

Norwich Union, because I was hit by one of the drivers and they took ages to settle and were generally useless.

Wont touch them for any sort of insurance regardless of whether they are cheaper.
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Suzuki RF 600 - The two wheeled Testarossa (Deceased)
Suzuki GSXR - Now stops on a sixpence; SBK3's
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[angryjonny]

Esure because of the Michael Winner thing

Swiftcover because they seem to think that not being able to speak to a real person on the phone is a selling point

Norwich Union because they used to quote me phone numbers to insure a Micra

[Chopper]

Hastings Direct, there terms & conditions are ludicrous. You have to be 21 first and are allowed no modifications! and lots of others that just annoy me.
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Owner of a Yamaha XVS 125 Dragstar.

[h00dwink]

pretty much any company that sells policies for a group of companies so they get a commision fee. to name but a few-
bennets
hastings direct
motorcycle direct

find insurance companies that are independant and you're quite likely on to a winner where you can get a good quote.
worked my cbr400 insurance down from 800tpo to 450tpft
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[G]

[st3v3]

Norwich union,

They wouldn't quote me happy with the bike, unlike their ad in yellow pages implied, and when i got a quote, it was 3 times everyone else.

On another note, If anyone comes across Tailored Motor Solutions,
(AKA TMS) steer clear, they have a call back policy that means fuck all,
are ok with the claim etc, then stall like fuck when it comes to sending the cheque.
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[h00dwink]

[G]

Brokers do tend to be most competitive for me.

Presumably insurance companies will offer the best discounts to an organisation that may arrange 1000 policies through them or whatever.

The trick of course is to find the ones that 'work' for you.

[THCi]

Who's good in your experience G?

I always get silly quotes, so I went for E-Bike on a monthly basis to get fast NCB.
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Past: GZ 125 K4 Marauder, VL 125 LC Intruder, FZS 600 Fazer. Present: GSF 600 N K3 Bandit, GSX-R 600 X(soon)
"We're not gonna die. We can't die, Bendis. You know why? Because we are so...very...pretty. We are just too pretty for God to let us die."

[Aikman666]

[G]

I personally went to ebike because of my experience with MCE - they wouldn't actually accept the online quote I did with them because they couldn't 'match' it - and then tried to fob me off with various crap excuses.

Normally I go for the cheapest, but I have been drawn to the PAYG and flexibility of ebike - gone through about 5 bikes on one policy in a year, reckon it has saved me money in the long run.

[THCi]

Gotta agree, PAYG will come in useful after my op-shove it on garaged until Im better=Fire&Theft only. Useful!
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Past: GZ 125 K4 Marauder, VL 125 LC Intruder, FZS 600 Fazer. Present: GSF 600 N K3 Bandit, GSX-R 600 X(soon)
"We're not gonna die. We can't die, Bendis. You know why? Because we are so...very...pretty. We are just too pretty for God to let us die."

[MarkJ]

Norwich Union. Prices are expensive, and when I got hit in the car they took ages to sort it out. I ended up sorting it out completely with the other drivers' insurance because they just weren't doing anything. Then, 6 months later, they phoned up to start the claim when It'd been sorted for months!

Utterly useless, please don't go with them. There's nothing to be happy about if you go with NU.

[Simple]

I'm with NU via Aquote, when a driver hit me insured by them they offered me fek all compo.. gotta be a good sign if they're on your side.. right?

I'd avoid bennets, they can damnwell pay actors for their comercials, cheapo scanks.

agree with E-sure + michael winner =

generally I go with whoever is cheapest, tpft, don't intend on claiming, even if bike was stolen/burnt, I'd lose my NCB and they save me more than the bike's worth. tpft was £10 more than tpo.. so gave myself the option should I change my mind.
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Insta - FemFeral

[McGee]

Churchill's, gave me a good rate on insurance then phoned me back to say they are going to have to increase it as I have been out of the country for more than 6 months
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Its pronounced Jixxer!

[scoota bk]

[Adam_P]

Bennets, for the simple reason that they're ridiculously expensive. Norwich Union (for the car) for the same reason.

I've never yet found anyone that's actually been 'quoted happy' by them. Christ knows where they get their pricing structure from.
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Colin McRae MBE 1968 - 2007 RIP
Orwell Rolls in his Grave
God is imaginary

[SoulRider]

E-bike insurance, they were an absolute nightmare when i had to claim with my last bike, and the complaints was terrible.

They also offered me the most expensive renewal quote by far.

They sent three serperate companies to come and collect my bike for a start. I was worried where it had gone.
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My Bike Pics

[freestyler_onli]

Cunting ZENITH!!!


For the 3rd consecutive year, they are charging me around the £3000 mark for insurance (due to accidents) and now they're refusing to pay out for my written off Rizla bike because i didn't declare the 'paintjob' as a modification - despite telling the operators on ALL 3 OCCASIONS that it had a paintjob - only to be told 'It Din't Count.'

Drag the fucking tapes out and lets all listen!!!!

(Without this money - i cant get another bike)

[Simple]

[G]

I was rather disappointed when NU did actually give me the cheapest quote on my van!

[McGee]

[Kwaks]

freestyler_onli