test ride excess and no tax on the bike?

Simple · World Chat Champion Joined: 08 Feb 2005 Karma :

Tomorrow, providing it's dry I'm taking out a yammy Fazer 600 from the local dealer to see if I like it over geeperz.

I was informed the excess was £500, which is steep..

..it's actually £750 because I'm under 21. Shocked

I know there's a fairly minimal chance I'll stack it, but if someone takes me out, I'd assume I'd initially pay the excess but be reimbursed?

also I noticed the bike is out of tax, where do I stand if I get pulled?

never had a test ride before you see....

Thanks
Simple
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strag · World Chat Champion Joined: 08 Oct 2004 Karma :

What do you mean: someone takes you out? Not sure on tax, maybe the dealer has some sort of trader policy, but usually it is the rider who is responsible if they ride an untaxed vehicle.
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Simple · World Chat Champion Joined: 08 Feb 2005 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Then you could claim the full amount required from them.

Tax I'm not 100% sure about for a dealer; would have thought that you'd have to have trade plates on or something for it be 'ok', but really not sure on the details.

yambabe · World Chat Champion Joined: 12 Jul 2004 Karma :

What G said, almost. If they put a trade plate on it you're OK, if they don't you're still OK cos you're not the registered keeper so you can't be done for no tax.

Re the excess, don't worry about it. Just ride carefully and switch your numpty radar on........ Very Happy

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G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Simple · World Chat Champion Joined: 08 Feb 2005 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

I thought it had to be a valid tax disc Thinking

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Simple · World Chat Champion Joined: 08 Feb 2005 Karma :

Drew · Banned Joined: 09 Aug 2006 Karma :

ZaphodBeeble · World Chat Champion Joined: 10 Feb 2004 Karma :

I work in a bike dealership. You have to have a trade plate on if the bike isn't taxed. Thumbs Up

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trevoriv · World Chat Champion Joined: 04 Jun 2005 Karma :

Most coppers will just give you a producer if theres no tax disc on there and since you aren't the registered keeper it shouldnt be your problem.

Even with trade plates on the bike still needs to be taxed in the normal manner.

That excess is perfectly normal, in fact its quite low for an under 21 on a test rider.

As far as the tax issue, it's the responsibilty of the garage as a motor trader to make sure all vehicles have correct docs and are fully road legal. May be worth asking the garage, and if they say it's all good then it is their problem. Not many coppers will nab you at the roadside for not displaying a tax disc, they will if they find out you're not insured, they love that one!