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Gas/Electricity Bill in a Shared house?

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veeeffarr
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PostPosted: 15:34 - 30 Apr 2007    Post subject: Gas/Electricity Bill in a Shared house? Reply with quote

at the moment the gas bill is in my name, and it comes through, and then people pay me and I pay the gas bill over the internet.

Getting a bit pissed off that it's just my responsbility, I've been doing it for about a year and a half now and I wanted someone to take over for a bit, but everyone's refusing...

What the fuck do I do? I'm in my Overdraft at the moment and it's not fair that I pay it out of my account as I get hammered over interest as it is... Is it possible to make a joint account?

I was late with a payment before as I was waiting for money from someone and got red letters and everything, so again I'm fucked off that possibly my credit rating is getting hammered.

What are my options?

Cheers,

T


Last edited by veeeffarr on 16:14 - 30 Apr 2007; edited 1 time in total
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JodieWodie
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PostPosted: 16:03 - 30 Apr 2007    Post subject: Reply with quote

Call the gas company and get the fu*ker cut off
It's the only way your flatmates will listen to you
Get a lot of microwave meals in
Tell your flat'mates' that the company are sick of you not paying on time and so won't let you have an account in your name again
Then one of the others will HAVE to do something

No wonder they won't take on any responsibility! Don't be getting any red bills at your young age!

It's unfair how they are making you shoulder all of the blame
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bob-a-job
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PostPosted: 16:05 - 30 Apr 2007    Post subject: Reply with quote

Get them to pay on month in advance, the you always have a buffer! Do it in a seprate current account if possible, wil keep finances seprate then..
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veeeffarr
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PostPosted: 16:13 - 30 Apr 2007    Post subject: Reply with quote

JodieWodie wrote:
Call the gas company and get the fu*ker cut off
It's the only way your flatmates will listen to you
Get a lot of microwave meals in
Tell your flat'mates' that the company are sick of you not paying on time and so won't let you have an account in your name again
Then one of the others will HAVE to do something

No wonder they won't take on any responsibility! Don't be getting any red bills at your young age!

It's unfair how they are making you shoulder all of the blame


Not really willing to do that as one of my flatmates is mint and she always pays me on time etc.

One of em tho reckons we should not use the dryer, and go to the gym for showers instead of showering at home.

Also said she was too hot during the winter when it was snowing so could we turn the heating off.

Apparently doesn't use any electricity because she's never there (Blatent lie)
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Tarmacsurfer
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PostPosted: 16:44 - 30 Apr 2007    Post subject: Reply with quote

Toby R wrote:
Apparently doesn't use any electricity because she's never there (Blatent lie)


That's immaterial, in a shared house you don't pay for what you use, you pay a percentage of what the bill is. If they don't like the way their housemates use too much power then they should simply move, that's one of the conveniences of a houseshare Rolling Eyes

Sounds like she's a little OTT, might be a good time to call a house conflab and work out/re-establish some ground rules. If it comes to the crunch then inform them that you're looking for alternative accomodation and the services will disconnected from your name forthwith.
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cagiva gezzer
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PostPosted: 17:26 - 30 Apr 2007    Post subject: Reply with quote

Our student house had the bill in the name of the landlord. Bills went to the house, we paid them down the PO. Lost out on any direct debit discount, and ended up paying with coppers but no one had to have the money in their account.

Still had arguments over who'd walk the 100M into town to pay the fecker though...

Lived with people who'd put £8.67 exactly in for their share. Most normal people could put in £8.70, or even £9.00... Rolling Eyes

Thumbs Up For just getting cut off, or draw straws.
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veeeffarr
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PostPosted: 18:04 - 30 Apr 2007    Post subject: Reply with quote

cagiva gezzer wrote:
Our student house had the bill in the name of the landlord. Bills went to the house, we paid them down the PO. Lost out on any direct debit discount, and ended up paying with coppers but no one had to have the money in their account.

Still had arguments over who'd walk the 100M into town to pay the fecker though...

Lived with people who'd put £8.67 exactly in for their share. Most normal people could put in £8.70, or even £9.00... Rolling Eyes

Thumbs Up For just getting cut off, or draw straws.


I was thinking maybe British Gas would split it four ways and give us a bill each to pay?

Doubt it, it's probably one account per property

I'm not sure if the landlord would agree to have the bill in his name
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Kickstart
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PostPosted: 19:36 - 30 Apr 2007    Post subject: Reply with quote

Toby R wrote:
I was thinking maybe British Gas would split it four ways and give us a bill each to pay?


Not a hope.

You could go for a token meter, but that would put the overall cost up.

It could come from a joint account with everyone paying in by direct debit.

All the best

Keith
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iooi
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PostPosted: 20:40 - 30 Apr 2007    Post subject: Reply with quote

Give them 2 options.
Either someone else takes the paying over or you go to a token payment meter and they then each take turn at topping it up. AS has been pointed out, its going to cost each of them more. Also think about paying the bill quarterley. There is not as much saving on DD as many people think.
If everyone paid into a savings account each week, you may find that you actually make more interest than you save with DD.

Other than that i guess you could set up a seperate account to pay ALL bills and make them ALL pay into it via DD or they get evicted out of the house.
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EuropeanNC30R...
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PostPosted: 21:01 - 30 Apr 2007    Post subject: Reply with quote

Think I'd go for the cut-off option, you can't let them walk all over you.
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Kickstart
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PostPosted: 21:10 - 30 Apr 2007    Post subject: Reply with quote

iooi wrote:

If everyone paid into a savings account each week, you may find that you actually make more interest than you save with DD.


npower for example give you £20 a year off for paying by direct debit, for each fuel. And an extra £20 off for dual fuel (so gas an electric on DD gives you a £60 discount). Similar deals should be available from other suppliers. Need to be a fairly hefty electric bill / decent interest rate to earn enough to cover it.

All the best

Keith
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iooi
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PostPosted: 22:50 - 03 May 2007    Post subject: Reply with quote

Kickstart,
That all depends on how well they have worked out the payments.
My current leccy bill on DD is running at a credit of £80+ and thats after the winter bills. Add in the fact they have also over estimated my usage, so i have plenty of fuel that i have paid for but not used...
Really makes you wonder when we have lived in the same house for 20 years added nothing new either gas or leccy that would use more, as most new products now use less fuel than old ones. How they can mess up so badly....
Or is it just a ploy on their part to boost profits.

Npower recently tried to double my monthly payments despite being well into credit on both gas and leccy. When tackled about this they mentioned about recent price rises, to which i replied what over 100% rise ? and the fact both acc were in credit. They then backed down and left things as they are......
I just wonder how many people never complained, thus resulting in them raking in more money a month which will produce a healthy profit for them.
Once i get the money back into my acc at the end of the year i'm going back to 1/4 payments in arrears, NOT paying in advance, and banking the same amount each month into a high interest acc. That way at least i will get the benefit of the interest into my pocket not theirs.
Soon make that £60 back at this rate.
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Kickstart
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PostPosted: 23:11 - 03 May 2007    Post subject: Reply with quote

iooi wrote:
Kickstart,
That all depends on how well they have worked out the payments.
My current leccy bill on DD is running at a credit of £80+ and thats after the winter bills.


£80 is not much in credit. Make sure you ring in customers own readings.

Consumption does increase and is factored in. While some modern stuff does use less electric, plenty uses loads more (all those people replacing crt TVs with large plasma ones for example, using loads of halogen lamps, air conditioning, etc).

iooi wrote:
Add in the fact they have also over estimated my usage, so i have plenty of fuel that i have paid for but not used...


Main reason to ring in with your own reading every quarter. Otherwise they haven't got much to go on really.

iooi wrote:
Npower recently tried to double my monthly payments despite being well into credit on both gas and leccy. When tackled about this they mentioned about recent price rises, to which i replied what over 100% rise ?


Price rises have been pretty high. Around 50% over the last few years on electric. Gas is even worse. Add that to generally higher consumption

iooi wrote:
I just wonder how many people never complained, thus resulting in them raking in more money a month which will produce a healthy profit for them.


Not profit at all. Merely money they are holding. Plenty of people in debit as well (very difficult to disconnect people these days, and token customers are nowhere near as profitable as they cost a fortune to run).

iooi wrote:
Once i get the money back into my acc at the end of the year i'm going back to 1/4 payments in arrears, NOT paying in advance, and banking the same amount each month into a high interest acc. That way at least i will get the benefit of the interest into my pocket not theirs.
Soon make that £60 back at this rate.


Doubt it. £60 at say 5% interest means you need to have about £1200 in there for the year, with that being the average. Paying off your bills each quarter you would have a consumption of double that to average it. Do you really use £200 a month? If so £80 in credit is only about 10 days worth.

All the best

Keith
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veeeffarr
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PostPosted: 14:50 - 09 May 2007    Post subject: Reply with quote

Is it possible to have multiple people on a Gas Bill? That way we can just all pay our share...

One of my flatmates has offered to pay by cheque... But it's getting late now.

Apparently she has a Scottish bank and it charges her for money transfers to British banks?

:S
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Sephiroth
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PostPosted: 14:53 - 09 May 2007    Post subject: Reply with quote

They wouldn't be able to put more than one name on the bill.

I say cancel it and let someone else take the responsiblity. Thumbs Up

Either that or get the name changed on the account.
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Ste
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PostPosted: 15:05 - 09 May 2007    Post subject: Reply with quote

Toby R wrote:
One of my flatmates has offered to pay by cheque... But it's getting late now.

Apparently she has a Scottish bank and it charges her for money transfers to British banks?

Just get the gas cut off, probably only for a month or two but people should then starting being a lot more reasonable about it. If you're getting hammered on bank charges cos of people not paying you what they owe on time then ask them to cover the charges as well.

Cancel it, then make up some BS about how the gas company won't let you hold the account again.
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veeeffarr
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PostPosted: 15:06 - 09 May 2007    Post subject: Reply with quote

Ste wrote:
Toby R wrote:
One of my flatmates has offered to pay by cheque... But it's getting late now.

Apparently she has a Scottish bank and it charges her for money transfers to British banks?

Just get the gas cut off, probably only for a month or two but people should then starting being a lot more reasonable about it. If you're getting hammered on bank charges cos of people not paying you what they owe on time then ask them to cover the charges as well.

Cancel it, then make up some BS about how the gas company won't let you hold the account again.


Excellent! I will mention this! Good idea about the BS Very Happy
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Al
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PostPosted: 15:51 - 09 May 2007    Post subject: Reply with quote

Can you not set up a joint bills account with your housemates, thats what I do with mine, just transfer over whats needed for all the bills into the bills account once a month.

Only proplem we have is that the statements comes addressed to Mr and Mr so we now look like gay boys Embarassed Smile
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Kickstart
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PostPosted: 19:19 - 09 May 2007    Post subject: Reply with quote

Toby R wrote:
Is it possible to have multiple people on a Gas Bill? That way we can just all pay our share...


You can eaily have multiple names on the bill.

All the best

Keith
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veeeffarr
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PostPosted: 19:55 - 09 May 2007    Post subject: Reply with quote

Kickstart wrote:
Toby R wrote:
Is it possible to have multiple people on a Gas Bill? That way we can just all pay our share...


You can eaily have multiple names on the bill.

All the best

Keith


Hopefully that'll mean that we can all pay direct to British Gas.

Cheers,

T
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Kickstart
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PostPosted: 19:57 - 09 May 2007    Post subject: Reply with quote

Hi

Doubt it, they will probably want the payment to come from a single account.

All the best

Keith
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veeeffarr
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PostPosted: 20:51 - 09 May 2007    Post subject: Reply with quote

Arse, one of them doesn't want to be added because he is being chased by British Gas over non payment in a flat in London from ages ago...

God dammit!
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Kickstart
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PostPosted: 21:11 - 09 May 2007    Post subject: Reply with quote

And he really thinks that they will link up his name with an unpaid bill on one of their millions of accounts?

All the best

Keith
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veeeffarr
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PostPosted: 21:13 - 09 May 2007    Post subject: Reply with quote

Kickstart wrote:
And he really thinks that they will link up his name with an unpaid bill on one of their millions of accounts?

All the best

Keith


No idea, they're just dragging their heels, one said she didn't want to because 'shed be moving out soon' so I said 'don't worry, a quick phone call when you move out will get you off of the list'...

Words fail me.

T
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cagiva gezzer
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PostPosted: 21:15 - 09 May 2007    Post subject: Reply with quote

Buy a gas stove and cancel it.
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