"third party extension"

[lukamon]

given that some policies have 3rd - party extension allowing you to supposedly ride insured on other bikes, what happens if you get pulled over? i remember i got pulled on the moped once (forgot to indicate left off a main road into a b road and the copped did a check on my bike to make sure my name was in the NID (national insurance database). can you get nicked if you aren't registered as insured?
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killa wrote: Im an ass man myself

[teampots]

yeah you can get nicked for not having insurance think its 9 pts as well on your license

although im not sure if they can nick you for not being in the database as its not yet complete as far as i know and has a backlog will normally just give you a producer if you seem sound
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Current - Fazer 600
Prev - Bandit x2 (Killed) CB400 (Superfour) CBR125
Currently Restoring - Kawasaki S1 250 Triple (Slowly but surely)

[Chriss]

Hi, 8 points for riding uninsured against 3rd party risks.

If you have cover for 3rd party on any vehicle providing you have the licence to do so, then check your policy wording carefully, some require the vehicle to be insurance, others don't. Also, don't forget, that as soon as you get off the vehicle, it's uninsured, so it will be illegal to park it unless on private ground.
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TheShaggyDA: I've got 3 or 4 pairs that predate my wife, so at least 11.5 years old.

[veeeffarr]

[stinkwheel]

They don't check you, they check there is an insurance policy on the bikes registration number. I know this because I had a bike insured on the frame number and was stopped by a copper who said there was no insurance registered for my vehicle (that's why he stopped me).

Those 3rd party insurance on other vehicles bits stipulate that the vehicle must already be covered by another insurance policy. So broadly speaking, if it's on the road it must be specifically covered by an insurance policy. There are exceptions to this but not many.
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.

[Chriss]

Just to add to that Stinky, my Mrs has insurance that covers her for any vehicle as long as she has a license for it, the vehicle doesn't need cover itself. (Going to be fun with ANPR!)
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TheShaggyDA: I've got 3 or 4 pairs that predate my wife, so at least 11.5 years old.

[syl]

[stinkwheel]

[Kickstart]

[Jack_Cheese]

Coppers these days have been known to seize vehicles for which there is no information on the database. I saw one video of a new driver who had recently insured her car, and protested repeatedly to the copper that it was infact insured. Her mother turned up with the docs just as her corsa had been winched onto the tow truck.

Some coppers can be anal retards
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www.bikepics.com/members/jackcheese <--- NOW FOR SALE! 51 Plate Cagiva Planet 125
Quacker_boy: "Jack, you really are a dick!"

[veeeffarr]

[strag]

I would be very cautious about the wording if I were you. Although it states you aare covered to ride/drive another vehicle that you are licensed for, that vehicle has to have a policy relating to it. I know this as that is how my FC car policy is worded.

I called my insurers as I wanted to drive a car home after buying it privately and they said the vehicle must have a policy.

Basically the wording is very misleading.

The only exception to this is if you have a traders policy.
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carbon bling

[Jack_Cheese]

for completely ignoring the innocent woman whom he was inconveniencing, and wasting his own time and tax payer's money. He was prepared to tow a vehicle because it wasn;t on a human-controlled database, and as we know with the DVLA & CSA, these are often useless at best. Surely he could have made one phone call to her insurance underwriter to avoid all the aggro! All he had to do was find out the insurer, call them and request confirmation of insurance, and then maybe give her a producer.

There was no need for the "it's not on the register, it's getting towed" attitude. It was way out of line and most unhelpful IMHO
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www.bikepics.com/members/jackcheese <--- NOW FOR SALE! 51 Plate Cagiva Planet 125
Quacker_boy: "Jack, you really are a dick!"

[Jack_Cheese]

[veeeffarr]

[Cigaro]

[veeeffarr]

[Mal]

[strag]

yep, I was aware of that, the vehicle would have been in my daughters name but would not have had a policy on it.
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carbon bling

[sickpup]

[Jack_Cheese]

[hmmmnz]

i would have got done when my brother was pulled over by the police riding my bike. not him.
he got off scot free while i would have got 6 points on my licence.
except i dont have a british licence, so the judge let me go.
unfined, although i had to pay for the bike to get out of the compound.
this was all because the insurance middle man who i get my policy through said they would sort out the extra rider on my policy and would bill my card.
and then failed to tell me that they couldn't add another rider to a multi bike policy
not to worry no real harm done
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the humans are dead
I kick arse for the lord
Wiring Diagrams BIDNIP it bitches

[Kickstart]

[veeeffarr]

[Kickstart]