Insurance payout - How long?

Dan 4RR · World Chat Champion Joined: 02 Dec 2004 Karma :

Hi. Last year, well 10th July to be precise, someone ran into the back of me causing slight damage to both my bike and the womans car, we exchanged details , did all the phone calls, making letters, etc. But the last time the insurance companies were in touch was last October. I mean, how long do insurance company's normally take to settle a claim? I mean it's been over a year now since the accident happened?!
I'm probably going to have to phone them up soon, see what their playing at!
Thanks.
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Finglonga · World Chat Champion Joined: 27 Jul 2004 Karma :

Ring them in the morning, ask what's happening. No harm and then they are aware you are keeping tabs on them. Then ring every week and ask for an update. Make a pain of yourself and that may speed them up.
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Andy Sez....
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js · Nova Slayer Joined: 07 Feb 2006 Karma :

Had my accident on 1/04/2007 car pulled out, had the call last Thursday from my solicitor agreed the settlement figure for loss of earnings and damaged gear etc, and my cheque is in the post. my insurance paid out in 3 weeks for the bike.
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Reevo8 · World Chat Champion Joined: 30 Jun 2004 Karma :

Had mine in August 05, they are still working on it!
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05 ZX10R, (**05 WKR) Very Happy

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

If its just the bike & car that were damaged then you should definitely call your solicitors to find out what the hell is taking so long for the case to get settled. Call them weekly so you're kept updated about progress and hassle them if stuff is happening.

If there's personal injuries involved then that'd explain why it's taking longer but you still should be being kept updated and knowing about what's happening.

iooi · Super Spammer Joined: 14 Jan 2007 Karma :

Nb · World Chat Champion Joined: 17 May 2005 Karma :

Wtf? You were hit up the rear and and you havent been sorted yet? I was punted up the arse Razz

badly and had a loan bike next day for a month whilst my bike was being fixed and also got 600 pounds for loss of earnings despite me only asking for 300.
Thinking

But the lady did admit liability straight away so this may of helped speed things up. If its a non fault accident take the clown to the cleaners.... I'd be ringing them sharpish! Very Happy

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lilredmachine · World Chat Champion Joined: 24 Jan 2005 Karma :

Going through it at the moment. Insurance paid out on the bike in 4 weeks, personal injury claim is going quick.
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paulodd · Crazy Courier Joined: 20 Oct 2004 Karma :

Still awaiting for my payout from a serious crash back in May 2005. It was 100% his fault and he was prosecuted.

Got some money back for the bike and leathers a few months after but the injuries comp is still going through. They tried to settle at the end of last year but was a stupidly low amount so declined it. Solicitor is still working on it. (plus there were conditions set in about me passing a police medical)

Then, not so long ago, sort of same situation as yours... guy reversed into me, his fault, insurance paid out fully within 2 months

Will vary from case to case. Get back in contact with solicitor, other than that nothing else you can do but sit back and wait
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Paul
1999 Yamaha R6
www.coventrybikers.co.uk / www.norfolkriders.co.uk