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lee8040
Nearly there...



Joined: 27 Jan 2006
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PostPosted: 08:49 - 27 Oct 2007    Post subject: insurance Reply with quote

my bike is only worth approx £600 but i never claim on my insurance as after excess i would only get approx £350 and what with it pushing the insurance price up for me next year i never feel its worth it.

only that note, would there be much point in insuring thft over just third party?

ta
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iooi
Super Spammer



Joined: 14 Jan 2007
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PostPosted: 09:07 - 27 Oct 2007    Post subject: Reply with quote

Can you afford to lose even £350....
The diffrence may not be much in the price you pay anyway, between TPO & TPFT

3rd party is the bit that costs the ins co the most....
Have a shop around you may be surprised to find you get cheaper quotes elsewhere.
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Charlie
World Chat Champion



Joined: 27 May 2007
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PostPosted: 10:10 - 27 Oct 2007    Post subject: Reply with quote

Just don't go with Bennetts Wink
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Jamie.
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Joined: 27 Dec 2005
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PostPosted: 13:48 - 27 Oct 2007    Post subject: Reply with quote

Insure your bike for more than its worth, It dosen't add much more at all on your premium.
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 13:55 - 27 Oct 2007    Post subject: Reply with quote

iooi wrote:
Can you afford to lose even £350....

If you can't then definitely best not to go TPFT where you'll be losing lots more money in the long run if you do make a claim.

Jamie;
They'll only pay out what they think it's worth though, often less.

So, were it me, I'd stick with TPO unless TPFT is cheaper.
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Kwaks
I'm not a fast rider



Joined: 28 Jan 2006
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PostPosted: 14:18 - 27 Oct 2007    Post subject: Reply with quote

If you insure tpft or tpo its always worth asking the comp price, often it works out even cheaper, especially if you load the xs
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