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ColdInsomnia
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PostPosted: 16:48 - 02 Jan 2008    Post subject: Moving into a studio flat Reply with quote

With the girlfriend...

There's a small studio flat in my area going for £310 / pcm. It's the cheapest option we've found for living together (we both want to move out of our respective houses). After a quick and rough budgeting session last night, we're quite confident that with my student loans and her part time job we'll be able to afford the flat for the forseeable future.

Only today I found out the total costs just for moving in.

They want...

First month's rent in advance (£310, fair enough)
Bond (£410... a lot of money... but should get it back eventually)
Agency fee (£150!!)

Now, I know I can't really argue, but I can't help thinking, why the hell should I pay £150 to an agency when they've literally done nothing more than give me a 5 minute showing of a flat? I thought that it was the landlords problem to pay the agency. I mean.... I can understand a small fee but paying 150 fucking quid to an agency just because my prospective landlord has chosen them seems like a piss-take to me. Are agency fee's usually this high?

Does anyone else have much experience or advice when it comes to paying for a small flat for the first time? This is a new experience for both me and my girlfriend, and whilst we've both gone through a rough budget for the next year... it's still a pretty scary situation. Especially with my bike, and unknown problems coming up with that... argh...
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MarJay
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PostPosted: 16:56 - 02 Jan 2008    Post subject: Re: Moving into a studio flat Reply with quote

ColdInsomnia wrote:
There's a small studio flat in my area going for £310 / pcm.


Thats dirt cheap for rent. I'm assuming its not a studio flat you see in movies, but is in fact a bedsit?
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ColdInsomnia
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PostPosted: 17:20 - 02 Jan 2008    Post subject: Re: Moving into a studio flat Reply with quote

MarJay wrote:
ColdInsomnia wrote:
There's a small studio flat in my area going for £310 / pcm.


Thats dirt cheap for rent. I'm assuming its not a studio flat you see in movies, but is in fact a bedsit?



Yeah 'studio' flat is a bit generous. It's a bedsit, with a lounge / bedroom, kitchen, bathroom and a small utility room. Very small, but it's all we need (and it's the most financially available option).
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owdamer
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PostPosted: 18:04 - 02 Jan 2008    Post subject: Re: Moving into a studio flat Reply with quote

ColdInsomnia wrote:
Bond (£410... a lot of money... but should get it back eventually)


Dont bank on it. What usually happens is this isn't returned as your landlord discovers you have damaged something or he has to get specialists in to clean the place before anyone else can move in.
I'd make a point of getting a listing of all the fittings and their condition, and i'd go so far as photograph as much as you can so you can prove you leave the place in the same condition you got it in.
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ColdInsomnia
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PostPosted: 19:19 - 02 Jan 2008    Post subject: Re: Moving into a studio flat Reply with quote

Owdamer wrote:
I'd make a point of getting a listing of all the fittings and their condition, and i'd go so far as photograph as much as you can so you can prove you leave the place in the same condition you got it in.


Thanks, good advice. I'll do that. Anything I can do to stop the whole "I need to get cleaners in here" scenario? I'm not getting duped out of £410 that the landlord doesn't deserve.
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Paivi
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PostPosted: 19:35 - 02 Jan 2008    Post subject: Re: Moving into a studio flat Reply with quote

ColdInsomnia wrote:
Thanks, good advice. I'll do that. Anything I can do to stop the whole "I need to get cleaners in here" scenario? I'm not getting duped out of £410 that the landlord doesn't deserve.

You need to document every single mark and stain and take pictures, as well as any fixtures and fittings. This is known as inventory, and the bulk of the £150 the agency requires is for this 'service', as it's the agency's responsibility to get this done and all you'd have to do is sign it to say you agree.

Another part of that fee is the client money legislation; the agency has to keep the deposit in a separate account, so if they go bust, you'll still get this. My landlord tried to charge me £50; I told him to take a hike, as by then I'd been there for three years.

When you do move out, it's worth your while get the windows and carpets cleaned. I hired a small carpet cleaner from HSS for about £30 and the carpets looked as good as new.

You shouldn't have to worry about small marks and stains you leave behind, as that's all part of 'wear and tear', and the landlord cannot withhold deposit for that.

Oh, and the first thing you'll do when you get the keys is to take energy readings and send these to the energy providers, as well as let the council and all utility companies (don't forget water!) to let them know which date you moved in, as otherwise you'll get the bill from the last time it was read. Good luck arguing that with your landlord...

To help you with budgeting, make sure you always read the meter, as otherwise you might be hit with a huge bill once they eventually get round to reading it. You'll probably have to wait for a bill, then read it yourself and call the utility company with your proper reading to get a new bill.
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ColdInsomnia
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PostPosted: 20:11 - 02 Jan 2008    Post subject: Reply with quote

Very helpful Paivi, thank you. Are you saying that I need to do an inventory myself, or should I be expecting the agency to do it?
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Paivi
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PostPosted: 20:31 - 02 Jan 2008    Post subject: Reply with quote

The agency should do it, in fact they should have done it between tenants, so you'd just have to look through it and sign to say you're in agreement.

Some agencies can't be bothered, and nor can tenants, and then when they want to move out, all of a sudden the landlord claims he's withholding all the deposit because the dinner set was 'missing' or the carpet was dirty, etc.

It's in your interests to have one, so if you don't get one with the contract, ask for one immediately, but as soon as you get in, go through the flat with fine toothcomb. No mark is too small to be mentioned, nor the general condition. The more faults you can spot as you move in, the better your position when it comes to your moving out, as you can prove they were there when you moved in.

Ours read something like this:

Sitting room
Beige carpet, quite worn in places (clear path from the door to the sofa), large stain (red wine?) on the right hand side of the sofa, clearly visible furniture marks on the carpet and on the walls.
Magnolia walls, some scuff marks where the sofa had been, dirty overall, signs that somebody had tried to wash them between the bay windows.
Small holes in various places on the wall for picture hooks.
Windows dirty from the outside, and insulation tape worn.
Dirty fingerprints on the wall near the windows, and around the light switch.
No lampshades, nor working bulbs.

That kind of stuff. Anal, I know, but when the agent tells you he's withholding the deposit because you hadn't cleaned the windows or there was a wine stain by the sofa, you'll be grateful for that one anal hour spent looking around, as you've got proof all that was there when you moved in.
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st3v3
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PostPosted: 20:45 - 02 Jan 2008    Post subject: Reply with quote

So; who keeps this inventory? and what's to stop you doing a fresh one before you move out and dating it for then, or the agency/landlord saying it's "fake" etc?

Plus, great posts there paivi. Thumbs Up
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owdamer
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PostPosted: 21:00 - 02 Jan 2008    Post subject: Reply with quote

st3v3 wrote:
So; who keeps this inventory? and what's to stop you doing a fresh one before you move out and dating it for then, or the agency/landlord saying it's "fake" etc?

Plus, great posts there paivi. Thumbs Up


You get the landlord/agency to sign it before you hand money over. You wouldn't send a cheque to buy a bike you hadn't seen so why pay a deposit on a flat you've not been in? If you give them the opportunity they'll screw you for every penny they can. They rent out property to make money, not to help the homeless.
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Paivi
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PostPosted: 21:07 - 02 Jan 2008    Post subject: Reply with quote

Owdamer wrote:
You get the landlord/agency to sign it before you hand money over.

Often not an option, as you've not got the time to take such a close look. It's enough you do it as soon as you move in, date it and send it to the agency (make sure the agency is ARLA registered, though, so they're bound by the code of conduct, and you've got recourse outside the courts). If possible, though, take it there yourself and get them to sign your copy as proof of receipt. They should keep it with your contract, but the main thing is that when you move out, you have an inventory to show. Nothing stopping you from doing one as you're moving out, though, but it's best to be open about it at the start and just do one.
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hellkat
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PostPosted: 22:47 - 02 Jan 2008    Post subject: Reply with quote

Paivi wrote:
The agency should do it, in fact they should have done it between tenants, so you'd just have to look through it and sign to say you're in agreement.

Some agencies can't be bothered, and nor can tenants, and then when they want to move out, all of a sudden the landlord claims he's withholding all the deposit because the dinner set was 'missing' or the carpet was dirty, etc.

It's in your interests to have one, so if you don't get one with the contract, ask for one immediately, but as soon as you get in, go through the flat with fine toothcomb. No mark is too small to be mentioned, nor the general condition. The more faults you can spot as you move in, the better your position when it comes to your moving out, as you can prove they were there when you moved in.

Ours read something like this:

Sitting room
Beige carpet, quite worn in places (clear path from the door to the sofa), large stain (red wine?) on the right hand side of the sofa, clearly visible furniture marks on the carpet and on the walls.
Magnolia walls, some scuff marks where the sofa had been, dirty overall, signs that somebody had tried to wash them between the bay windows.
Small holes in various places on the wall for picture hooks.
Windows dirty from the outside, and insulation tape worn.
Dirty fingerprints on the wall near the windows, and around the light switch.
No lampshades, nor working bulbs.

That kind of stuff. Anal, I know, but when the agent tells you he's withholding the deposit because you hadn't cleaned the windows or there was a wine stain by the sofa, you'll be grateful for that one anal hour spent looking around, as you've got proof all that was there when you moved in.


I used to type those inventories, for a woman who did them for several agents around London.

Anal is definitely the word!

But as the tenant, in the long run, its a useful thing to have.
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ColdInsomnia
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PostPosted: 23:06 - 02 Jan 2008    Post subject: Reply with quote

Thanks for all the tips all, big help as always, keep the advice coming (it really takes a load off my mind having people to talk to about this).

Right... so when I move into the flat then I'll be taking an inventory of my own... dating it... and I suppose it would be a good idea to photocopy it and keep a copy myself before sending it off to the agency, so I'll do that too.

Once that's done I'll do what Paivi advised about the energy meters.. I'll get hold of each utility company and make sure they know when I've moved in... and take the readings from electricity and water meters....

Uhhmh... what else...

I need to get a hold of Sky and get the internet sorted (I won't last 2 days without my dosage of the internet)..

Errr....
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Glen
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PostPosted: 23:43 - 02 Jan 2008    Post subject: Reply with quote

Have to reinforce what's already been said before regarding a full and detailed inventory. Photos are highly recommended aswell. It's the best way to document the condition of the flat before you move in because (in my experience) land lords can be totally unscrupulous. One landlord tried to keep my bond because of dent in a partition wall but having photos helped, without them I'm quite certain my £600 bond would have been lost for good.
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syl
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PostPosted: 23:52 - 02 Jan 2008    Post subject: Reply with quote

Agree with the above - the inventory I got with the place I'm renting at the minute (renting somewhere in the new town whilst selling the place that I own where we used to live) ran to around 10 pages of A4 (plus pictures of the grounds). OK, it's a big house, but it is pretty anal stuff - especially as the house is pretty much near perfect at first glance.

£150 seems standard. That's what I paid despite the rent being far higher. My deposit was approximately 150% of the monthly rent.
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st3v3
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PostPosted: 00:03 - 03 Jan 2008    Post subject: Reply with quote

ColdInsomnia wrote:

Right... so when I move into the flat then I'll be taking an inventory of my own... dating it... and I suppose it would be a good idea to photocopy it and keep a copy myself before sending it off to the agency, so I'll do that too.

Once that's done I'll do what Paivi advised about the energy meters.. I'll get hold of each utility company and make sure they know when I've moved in... and take the readings from electricity and water meters....


I need to get a hold of Sky and get the internet sorted (I won't last 2 days without my dosage of the internet)..
Sounds like a plan "made of win" Laughing .

God it'll be stressful. Good luck fella. Karma
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pa_broon74
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PostPosted: 14:17 - 03 Jan 2008    Post subject: Reply with quote

Our agency fee was 25% of the monthly rent and as I recall the deposit was the monthly rent + £100.

The inventory was a bodge job, we'd been in for a few days before we got it and it wasn't accurate at all. I amended it, took photos and copied it before sending it back. (Also sent a letter complaining about some underwear left in a drawer, shower gel in one of the bathrooms and some vit c tabs. Some one from the agency had been using it, it hadn't been cleaned properly.)

Only thing I'd say is you might get under each others feet having only one room. We made sure to get a place with a seperate kitchen, that said, we're not married; just sharing... We can go to our seperate rooms if we get pissed off with each other...

Good luck with it though, beats living at home for sure.
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lozzypop1
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PostPosted: 15:44 - 03 Jan 2008    Post subject: Reply with quote

Another point to remember is that you will probably need to pay another fee to the agency every time your lease is up, whether that is six-monthly or annually etc. It would be worth your while finding out how much this additional fee will cost you.

The inventory (from personal experience) is copied and both the agency and yourselves will have a copy each.
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ColdInsomnia
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PostPosted: 17:36 - 14 Jan 2008    Post subject: Reply with quote

Just an update to let those of you that were perhaps interested know how it's going.

I've been on the phone to BT for 3 hours today waiting on hold. I'm sick of that fucking recording being looped over and over and over and over.

We've been here for 3/4 days now, and for the most part things are going well. Aside from being locked inside the flat for 30 minutes (utterly) thanks to a dodgy lock which we had to prise open with a knife, and aside from the complete bunch of tits at BT who seem to struggle to re-activate a stopped phoneline (I had to phone them 4 times just to get someone that could do it without passing me on to 'Customer Services'... otherwise known as 'KEEP YOU ON HOLD FOR 3 HOURS') things are going well.

Still waiting to get the internet. Phone line should be working on Wednesday, so hopefully should be getting the net some time next week. God I hope so, because I'm starting to get withdrawal symptoms.
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