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Bike insurance no claims question.

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Rawker
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Joined: 22 Sep 2006
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PostPosted: 11:22 - 16 Feb 2008    Post subject: Bike insurance no claims question. Reply with quote

I have had two policys so far, one was my ybr125 and other was my Sv650s.

the ybr insurance didn't finish till after i got my insurance on the sv, so i have a years no claims sitting from the 125 and will have one for the sv aswell.

my question is, can you join them together? so i can have 2 years no claims?

i'm 19 so i'm trying to get insurance to not be such a nightmare.

Thanks
Adam
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spikenipple
Crazy Courier



Joined: 20 Nov 2007
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PostPosted: 12:57 - 16 Feb 2008    Post subject: Reply with quote

Ring up the company insuring you on the 650 and tell them that you now have one year of NCB and they will add it onto your policy, adjusting your premium suitably (either by a part refund if paid via lump sum or by lowering your monthly payments if applicable). Once you have been insured on the 650 for a full year without a claim (regardless of any policy changes) you will then have 2 years NCB.
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C50 > GN250 > XJ600 > SV650S K7 > 2001 RSV Mille R > MT-09, XR400R > 2005 Fireblade (trackbike) + 2022 MT-09 + ZXR400 race bike
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Rawker
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Joined: 22 Sep 2006
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PostPosted: 14:02 - 16 Feb 2008    Post subject: Reply with quote

Spikenipple wrote:
Ring up the company insuring you on the 650 and tell them that you now have one year of NCB and they will add it onto your policy, adjusting your premium suitably (either by a part refund if paid via lump sum or by lowering your monthly payments if applicable). Once you have been insured on the 650 for a full year without a claim (regardless of any policy changes) you will then have 2 years NCB.


damn, i wish i had known about that when i got the 125 policy end.

could i still do that since i only have about a month left on the sv?
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spikenipple
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Joined: 20 Nov 2007
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PostPosted: 09:36 - 17 Feb 2008    Post subject: Reply with quote

You might be able to, but some insurance companies don't allow 'major' changes to the policy after a certain length of time. For the 50p that they'll likely offer you as discount for the last month, it's not really worth the hassle.
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C50 > GN250 > XJ600 > SV650S K7 > 2001 RSV Mille R > MT-09, XR400R > 2005 Fireblade (trackbike) + 2022 MT-09 + ZXR400 race bike
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iooi
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Joined: 14 Jan 2007
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PostPosted: 09:45 - 17 Feb 2008    Post subject: Reply with quote

Spikenipple wrote:
You might be able to, but some insurance companies don't allow 'major' changes to the policy after a certain length of time. For the 50p that they'll likely offer you as discount for the last month, it's not really worth the hassle.


Not forgetting the £30 admin fee for the alteration most charge.... Confused
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