Would you decair a rear huger to your ins?

big2dave · Scooby Slapper Joined: 20 Jun 2004 Karma :

well i got a rear huger yesterday on fleebay, and wonder if its worth saying or not to the insurance, and if so cost increase whats your thughts ?
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Mr.Everready · World Chat Champion Joined: 28 Mar 2003 Karma :

No I wouldn't. Laughing

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Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Worth saying no not really IMO.

Increase costs if you did declare it, can't see any reason why it should be but insurance companies don't always use logical reasoning.

Wafer_Thin_Ham · Super Spammer Joined: 18 Nov 2005 Karma :

pft, nah, just gives them an excuse to bump up your premium by £100 a year.
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big2dave · Scooby Slapper Joined: 20 Jun 2004 Karma :

I am insured with suzuki wich is NIG insurance, and they said on the phone that its free to add on just they wont replace it as it dosent come on the bike standard but thats realy good i dont have to pay extra, I aslo insured pillions ( wich was free O.o) and I asked about if i get an exhust and they said there is a 25.00 charge and thats all, Im realy suprised :> Spoze i can get moding now as there a cool insurance compnay!
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gemma1675 · Scooby Slapper Joined: 20 Mar 2006 Karma :

I declared mine, and they have made a note of it on my policy. It didn't increase the premium at all. I didn't want to give them any excuse not to pay out should the worst happen.
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Finglonga · World Chat Champion Joined: 27 Jul 2004 Karma :

I declared mine also and it made no difference as its not a performance item. It may make a bike more desirable to a theif thoug but they don't seem to think that the case.
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t121anf · World Chat Champion Joined: 23 Feb 2007 Karma :

problem with insurance is that if you so much as sneeze on your bike and leave a boggie you should declare it as it will be seen as an undeclared mod.

personally i would choose not to as it's easily removed and wont affect the bikes value (well not really) nor increase the performance.

i used to love the modification agruement in car circles, would you declare your car being stripped out? yes, would you declare it if you had stripped it out to go take some rubbish the to tip? no, whats the difference.

obviously, legally you must declare all mods and accessories Sad

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i did read recently that some mods on bikes actually lower premiums, odd as this never applies to cars, but it is meant to be true.