Breakdown/Insurance cover

[Red Mick]

I've asked this elsewhere, but you can't get too many recommendations.

As I'm doing two European trips this year and my bike insurance is due before I go, I thought instead of taking seperate breakdown cover and insurance, I'd go for bike insurance with inclusive b/d cover.

I know Carole Nash, Footman James, E-Bike and Bennett's do this. I've heard bad reports on CN and Bennett's b/down cover, I've had e-bike insurance and found them expensive at first renewal time, so left them.

Has anyone here used any similar providers, or these mentioned? Good or bad reports all welcome thank you.