Peed off with Insurance Company .....

[Stegsie]

So I passed my DAS last week and after selling my 125 today, I was looking to get insurance for a thundercat I want to buy.

MCE (my current insurance company) have told me that the company they are doing my 125 insurance with will not insure me on a thundercat (or even a bandit for that matter)

Net result .... I have to take out a brand new policy and loose the 10 months No Claims I've got.

Gutted.

Going to get a new policy with Bennetts I reckon - get away from MCE

B@stards.....

[Charlie]

DON'T GO WITH Bennetts! Had baaad dealings with them.

I had a similar problem with when I upgraded from my 125, they would insure me on a 250 hornet though, which I had been wanting for ages so I bought one
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Past: Honda x8rs, Honda City fly, Honda Hornet 250, Honda VFR750, Yamaha xt600e.
Current: Honda CBR929RR & Yamaha XT660Z Tenere

[m0l0t0v]

Didn't you check before?

Would've been the simplest solution
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'99 Hornet 600 , VFR 400 NC30 '92 , Kasawamasaki GT 550 , '98 Hornet 600
**\Tarmacsurfer/** said: It's that immaculately manly coiffure of yours isn't it. One glimpse of your virile locks and the punters can't wait to buy whatever it is you suggest, as it might let them be just a little bit like the Adonis that is our very own Molly Doovydoo said: Its not my fault I can't get it up properly, I just wasn't blessed

[Ste]

Keep the 125 insurance going for two more months and then renew it for the Thundercat or use the NCB and go to a different company.

[The Tot]

express usually do the cheapest covers. The problem you're getting is that it's your underwriters that determine what can be insured or not. Any insurance broker goes and finds the cheapest underwriter for that particular scenario. In which case, express went with your cheapest based on the situation that you're on your 125, thus you insuring a thundercat would not be valid with what that particular underwriter provides in terms of cover and consequently, express aren't able to offer you a solution. It's just one thing to keep in mind like. Who are your current insurance underwriters - they often say whether it's from AXA, HSBC etc..
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The Tot 2019 Z1000SX - 2007 R1
Never argue with autism

[trevoriv]

Agreed, keep the old policy (with the 125 on it) running (technically a bit naughty but the chances of you getting in any kind of trouble over it are so very remote) and set up the new policy on the thundercat.

When your old policy comes to renewal in 2 months cancel it at renewal and transfer the one years NCB to your new thundercat policy and they should give you a nice little return premium.
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Past: '96 Thundercat, '02 ZX636R (A1P), '58 KTM 690 SM LC4 Current: '06 ZX636R (C6F)
Mudskipper wrote: Someone just has to sig that...

[ZaphodBeeble]

CIA insurance have been good for me and many of my customers. Always phone them and phone them last. I don't think they've failed to beat a quote yet.



EDIT: Tel: 0844 888 8575
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Current bike: VTR1000F Firestorm. Previous: Firestorm (written off) - XJ600 Divvy - NSR125 - DT125 and a load of offroaders.

[krebsy]

Just had the same issue with KGM.

Tried charging me £118 quid to change the bike on the policy as there's a month to go this year and then quoted £751 for fully comp with 3 years no claims on a VFR (rather than the zzr which was £200- TPF&T)...

or...

Lose the last month of the 3rd year (renewal due at the start of June) so only keep 2 years NCB, change to a different provider and go fully comp for £234 instead.

Told KGM to stuff it..

K.
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What's my New Year's resolution?

1280 x 1024.

[daesimps]

Just had the same with MCE.

Changed my bike after 8 months, but had to cancel policy as their underwriter (NIG) wouldn't allow changes of vehicle.

Ended up sacking off MCE as they couldn't even come close in terms of price to the others. (shame really as when I got my first bike they were £300 cheaper than everyone else).

I'm now back at 0 no claims and still awaiting my refund for £180 back from the cancelled policy.
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If it ain't broke, fix it till it is!

[t121anf]

never ever change anything mid policy unless you are prepared to pay for it.

[MarJay]