How legal is it?

[tutton]

To blag your job as something else on insurance when they ask

My quote without a job at all with mce was 371 per year,
Just tried online quote with same options 5 months after i took the policy out and put my occupation as "Paint sprayer" and the quote for the year is now £717.01

How does the occupation make such a difference
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[ncrn]

Cause if you are working you are commuting to work and therefore are on the roads more often?
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Past: 55 Sym Jet, 91 ZZR250, 03 NSR125R. Present: 97 ER-5.
https://www.nsr125.co.uk - NSR Owners forum.

[ms51ves3]

[deanoet]

They categorise job types into certain risks, not sure how they decide what is what risk each one is

Journalist and TV presenters are high risk ones
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CBT Passed 18th July 2007 : Previous Bikes> CG125 : Current Bike> Hornet 600 : PASSED DAS 30th Oct 2007
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[ncrn]

[Kitten]

Anything in the motor industry is too. . . and teaching. I can understand for life insurance, but it is not that logical for private vehicle insurance. I guess it makes the companies more money!
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RVF400 (NC35) My baby

[ms51ves3]

[matthab]

working in IT has its bennefits

my car and motorbike quotes this year were so low compared to my friends.
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2005 - 2006:Peugeot jet force 50 TDSI (sold)
2006 - Present: Yamaha YBR125 06 (extras:pilot sporty tyres and screen)

[Kitten]

[Biker101]

Retail is a good category for cheaper quotes and covers a lot of work place's.

Journalism/broadcasting is expensive since your more likely to have 'valuable' people in the car.

Bar/restaurant is high due to being more likely to have had a few drinks ("2 pints and one for you love" soon gets the barmaid drunk)

As of 25/05/08 i no longer have to regularly attend lessons at 6th form, i therefore am not classed as a student in my mind so as far as the insurance is concerned for car and bike next year i am a sales assistant in retail, save's me about £400 on the car alone! Plus i do more hours at work than lessons anyway. With a bit of luck it should go down next year if i get the management post i am hoping to get. My dads a manager and his quotes are rock bottom (group 12 car (very high theft risk aswell), 50, full NCB, low risk area = £200)
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Past: 06 Runner SP50 >>> 01 Varadero XL125 >>> 08 Kwak ER-6f >>> 05 CBR600rr
Present: 99 FZS600 Fazer

[The Tot]

Well my dad was a journalist by trade (worked in the BBC world service). Rex Judd sorted out the insurance for the first year and they wanted 400 quid because he was a journalist. Year after, he described is line of work as a translator - lo and behold - 89 quid. Technically all he did was translate current affairs and broadcast it. He doesn't go out hunting for scoops and stories like tabloids do so thought it was unfair to be paying silly money.

Because i'm on my industrial placement and i do commute, i did an online quote to see what the difference between classifying myself as a Metallurgist (Materials engineer) and a student was - it was 15 quid - right, metallurgist I am can work either way. I'm not lying, since that's what i do, i'm working, BUT i'm also classed as a student. Don't ask, don't tell. I DID however tell them i was commuting to and from ONE place of work which was the truth, address details, level of cover and security were all correct.
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The Tot 2019 Z1000SX - 2007 R1
Never argue with autism

[Kal]

[sickpup]

[Egret]

Try this link. you put in your profession and it tells you other similar professions which will save you money. Don't lie as you'll get screwed in a claim, but do re-assess what you'd call yourself.

edit: Link works (so does the English)

[samharcus]

See https://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

[fourten]

but what about saying that you commute / don't commute? if you click ' excluding commuting', does that mean you're not covered if you decide to ride to work one day as its 'nice weather'? Apologies to go a little off topic here
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www.artridertraining.co.uk

[2006 _p1]

[ms51ves3]

[t121anf]

i dont have commuting insurance, if i went to work on my bike i'd just say i was heading into town and parked at work.

of course they will probably then ask my work who being a company would say i was at work and therfore i would have commited fraud and my insurance would be cancelled.

bugger. :'(

[2006 _p1]

[tutton]

Hmm instesting well i dint know that
unfortuantly it seems ill have to maybe take on a shift as a retail shop so i can use that as job
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[fourten]