Insurance that will let you ride any bike...

Damon · World Chat Champion Joined: 24 Aug 2007 Karma :

Im after an insurance company that will cover me third party on anyother bike. Just have a few questions.

. What are the names of compaines that do this?
. What cc does the bike have to be (actual insured bike)?
. Do I have to be a certain age?
. Does insurance have to be fully comp?

Cheers all,

Damon

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Most of them will, but with differing conditions.
See above; often over 250-350cc.
See above; often over 21-25, not in all cases.
No, some will do it even for TPO insurance.

Scouse · World Chat Champion Joined: 12 Feb 2004 Karma :

They all had it included in quotes for me once I'd been riding for a year with my full licence.

I'm insured with H&R TPFT and I'm covered TP to ride any other bikes. Dunno about if there's an age limit involved but then there's probably differences within each company.

iooi · Super Spammer Joined: 14 Jan 2007 Karma :

Remember it can't be another bike you own or have hired.

Often is a £ added extra now along with carrying a pillion. Twisted Evil

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Just because my bike was A DIVVY, does not mean i am......

kawakid · World Chat Champion Joined: 15 Mar 2005 Karma :

Carole Nash do it. I have it, never needed it though as I don't have any mates who have a bike. Crying or Very sad

Useful in the car though.
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I've a twin and a 4.

repiV · Spanner Monkey Joined: 15 May 2007 Karma :

I've had it as standard with both MCE and Carole Nash - TPFT cover.

Damon · World Chat Champion Joined: 24 Aug 2007 Karma :

kool thanks guys,

i have a gixxer k2 thou and a blade with my name on it if i can somehow get them covered (not mine but my uncles).

Ill have a look around Thumbs Up

Delvey · Derestricted Danger Joined: 02 Jul 2008 Karma :

im pretty sure the bike still has to be insured by somebody else btw

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Kal · World Chat Champion Joined: 02 Jan 2007 Karma :

chimes in

Whereas I'd say it isnt worth the risk to your licence to not have it insured while the matter is such a grey area.

Besides, it stops your ass being constantly tugged by APNR.
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Kal...
I Like To Hoon It Hoon It I Like To Hoon It Hoon It I Like To Hoon It Hoon It Ya Like To (HOON IT!).
1984 GB250 Clubman,1983 CB250N Superdream, 1999 GPZ500S

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

If there’s lots of ANPR in your area, might be worth it. Only stuff around here is pretty obvious, so far.
In the end, if you don’t want to risk your licence, don’t ride on the road Smile

… police can and will do you if they feel like it, regardless of guilt Neutral

.

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Hi

While your insurance may or may not state that the bike needs to be insured for your 3rd party cover to cover you on it, in either case when you are not riding it then it isn't insured. Such as getting off the bike to pay for petrol, etc.

Think you would really struggle to find a policy that says any bike is insured in your name.

All the best

Keith
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igiyf · World Chat Champion Joined: 01 Jun 2008 Karma :

trade insurance?

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Hi

To an extent yes, but that generally requires trading.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

Kal · World Chat Champion Joined: 02 Jan 2007 Karma :

Yeah I wouldn't want to be paying trade rates though.
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Kal...
I Like To Hoon It Hoon It I Like To Hoon It Hoon It I Like To Hoon It Hoon It Ya Like To (HOON IT!).
1984 GB250 Clubman,1983 CB250N Superdream, 1999 GPZ500S

monty · Nitrous Nuisance Joined: 22 Apr 2007 Karma :

hiya mate

ive been after a multi bike policy and one that allows me to ride any bike. handy to nick a mates bike to fly to the shop.

because im only 19 both of these were impossible as multi bike quotes were ridiculous

anyway i triedbikesure part of adrian flux, at the moment im paying £320 for my scooter £40 a month, and £200 for the bandit tpo £25 a month

i got a quote for both bikes, legal cover, injury cover, use of any bike third party only (says in bold letters in my policy Cool

) for £423.71, worksout £48 a month

so not only am i saving £20 a month i can rest assured if i borrowed my mates bike and i got stopped i would be covered and i dont have 2 lots of payments to pay each month

give them a call, just say is it possible to have cover for all bikes. there like sure sure etc

well happy Very Happy

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Its a scooter get over it!!!

Damon · World Chat Champion Joined: 24 Aug 2007 Karma :

wikid, have you got any details?

Thanks for the post. Karma given.

Kal · World Chat Champion Joined: 02 Jan 2007 Karma :

Bikesure callback form

I've got Bounce (q plate), the trike and the beetle all with Adrian Flux - they tend to be a little more expensive than other places I've had quotes but then they will insure anything.
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Kal...
I Like To Hoon It Hoon It I Like To Hoon It Hoon It I Like To Hoon It Hoon It Ya Like To (HOON IT!).
1984 GB250 Clubman,1983 CB250N Superdream, 1999 GPZ500S