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Matthie
World Chat Champion



Joined: 30 Mar 2008
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PostPosted: 11:52 - 24 Aug 2008    Post subject: NCB Reply with quote

Anyway to get 1ncb without completing a whole year?

Cheers,

Matt
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***Previous: GPR50, FZ750 *** Current: Monkey bike, yella SV 650 Smile ***

Tutton says: I hate random hardons, they are so weird...
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Fnatic
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Joined: 11 May 2008
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PostPosted: 11:55 - 24 Aug 2008    Post subject: Reply with quote

Lie Twisted Evil
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Method
World Chat Champion



Joined: 02 Nov 2004
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PostPosted: 13:01 - 24 Aug 2008    Post subject: Reply with quote

Yes lie.

Get found out when you find yourself in a problematic situation, and have your insurance revoked with no refund for non-disclosure. Then have an unspecified amount of cash to try and pay out to the other party, court case because you've technically been riding without insurance, which is illegal. Aswell as the possibility of having your bike impounded for the above offence.

Twat.

eBike offer a "Pay Monthly" policy, which is effectively pay as you go. Its designed for riders who only ride during the summer months mainly, and as a result, they offer 1yrs no claims every 8 months that the policy is run for. Its not overly expensive realy, but you do pay more over a 12 month period for the privelage.
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Full Test Dec 04... Suzuki GS500 Jan 05... Suzuki SV650 Mar 07... Gixxer 6 K5 May 08... Oh and my 'Rado Wink
My Bikepics.com - No Brakes, No Gears... No Fear.
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tutton
World Chat Champion



Joined: 04 Jan 2008
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PostPosted: 13:05 - 24 Aug 2008    Post subject: Reply with quote

Anyone know if this works..
Pay for the whole policy say 400 quid policy and pay it off, sell the bike. and just blag the insurance your still riding it? or not?
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 13:19 - 24 Aug 2008    Post subject: Reply with quote

matthie wrote:
Anyway to get 1ncb without completing a whole year?

Not really, you have to provide proof of your NCB anyway. If you get a pay monthly policy with eBike then after 8 months they give you a years NCB but its more expensive per month than just getting a years insurance.
tutton wrote:
Anyone know if this works..
Pay for the whole policy say 400 quid policy and pay it off, sell the bike. and just blag the insurance your still riding it? or not?

Yes, you then have 1yrs NCB. Thumbs Up

But you'd better spending the money on insurance for something you weren't going to sell. Laughing
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Fnatic This post is not being displayed because it has a low rating (Redundant). Unhide this post / all posts.

Thom
World Chat Champion



Joined: 24 Oct 2007
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PostPosted: 15:00 - 24 Aug 2008    Post subject: Reply with quote

you PROPER piss me off.

I seem to have accumulated 1 years no claims however i shouldnt have until november. unsure how but thats what bennetts have put on my policy!
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Current Bike: 1996 Yamaha TRX850 (The Japanese-Ducati One).
Previous Bikes: 1990 Honda NSR125 'Rothmans' (The smoking one), 1990 Suzuki GS500e 'Caf? fighter' (The loud one), 1987 Kawasaki GPX400r (The quick one), 1997 XJ600s Diversion (The reliable one), 2000 Kawasaki ER-5 (The spontaneously combustive one)
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JockyT
Borekit Bruiser



Joined: 31 Mar 2008
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PostPosted: 21:16 - 24 Aug 2008    Post subject: Reply with quote

For what it's worth my experience:

First bike bought July 07 insured for 12 months
Second bike bought March 08 insured for 12 months
August 08 - first bike added to second bike policy with one years NCB counted (additonal premium of £45).
Insurers have told me that in March 09 I'll have two years NCB (assuming no claims of course).

=> I'll get 2 years NCB in a period of 15 months, but on two bikes.

NCB is therefore accumulated per policy which I wasn't aware of - I'd always assumed it was accumulated by the year.
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ms51ves3
Super Spammer



Joined: 08 Jun 2007
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PostPosted: 21:49 - 24 Aug 2008    Post subject: Reply with quote

JockyT wrote:
For what it's worth my experience:

First bike bought July 07 insured for 12 months
Second bike bought March 08 insured for 12 months
August 08 - first bike added to second bike policy with one years NCB counted (additonal premium of £45).
Insurers have told me that in March 09 I'll have two years NCB (assuming no claims of course).

=> I'll get 2 years NCB in a period of 15 months, but on two bikes.

NCB is therefore accumulated per policy which I wasn't aware of - I'd always assumed it was accumulated by the year.


I didn't know that. May put my no claims on my RX-S policy once I get it then I will get 2 years no claims in 1 year 9 months.
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Method
World Chat Champion



Joined: 02 Nov 2004
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PostPosted: 09:05 - 25 Aug 2008    Post subject: Reply with quote

Fnatic wrote:
Method wrote:
Yes lie.

Get found out when you find yourself in a problematic situation, and have your insurance revoked with no refund for non-disclosure. Then have an unspecified amount of cash to try and pay out to the other party, court case because you've technically been riding without insurance, which is illegal. Aswell as the possibility of having your bike impounded for the above offence.

Twat.

eBike offer a "Pay Monthly" policy, which is effectively pay as you go. Its designed for riders who only ride during the summer months mainly, and as a result, they offer 1yrs no claims every 8 months that the policy is run for. Its not overly expensive realy, but you do pay more over a 12 month period for the privelage.


We were discussing it on MSN at the same time you TWAT.

Called a joke you ignorant cunt!

Excuse me?

Stupid child Laughing
____________________
CBT Aug '03 ... Gilera GSM 50 ... Honda NSR 125 Aug '04 ...
Full Test Dec 04... Suzuki GS500 Jan 05... Suzuki SV650 Mar 07... Gixxer 6 K5 May 08... Oh and my 'Rado Wink
My Bikepics.com - No Brakes, No Gears... No Fear.
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Old Thread Alert!

The last post was made 18 years, 38 days ago. Instead of replying here, would creating a new thread be more useful?
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