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Taking my bike to univeristy

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Charlie
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Joined: 27 May 2007
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PostPosted: 08:09 - 10 Sep 2008    Post subject: Taking my bike to univeristy Reply with quote

Just been on the phone to the insurance company about taking my bike to university with me...

£413 odd pounds to insure my bike for another 6 months. I paid £270 in the first place, what a joke.

Looks like I'm not taking me bike to university Evil or Very Mad Mad Crying or Very sad
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Rowey
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PostPosted: 08:12 - 10 Sep 2008    Post subject: Reply with quote

What company is that with? You tried any others? And where do you live now and where is your Uni?
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hellobaby
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PostPosted: 08:18 - 10 Sep 2008    Post subject: Why Reply with quote

Why tell them in the first place, even if you do crash you can say that you were on a social ride out, how would they be able to prove you weren't.

Its just another excuse to take your hard earned dough.
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tzr
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PostPosted: 08:19 - 10 Sep 2008    Post subject: Reply with quote

Second address was included free with my policy. £340 TPO FZR400.
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Charlie
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PostPosted: 08:20 - 10 Sep 2008    Post subject: Reply with quote

I have just looked at the Parkers guide to insurance post codes. Where I currently live is listed as being in category A (lowest risk area) and where my halls are are listed as category F (highest risk). Plus it will be parked outside, so I lose parking it in a brick walled garage.

I went through thebikeinsurer and got it through A-quote.

Hmm its hardly surprising it has gone up so much, just I didn't expect that much.

And I don't want to go with a different company because I'd lose 6months worth of no claims bonus.

Edit: I wanted to tell them encase it got nicked, I'd never be able to afford this bike again until I finished uni and had a proper job.
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Endless Nameless
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PostPosted: 08:31 - 10 Sep 2008    Post subject: Reply with quote

Leave the bike at home this year, maybe even buy a hack to ride about on. Make friends with more bikers and rent a house with a garage with them next year.

It sounds like we're gonna have 6 bikes between 3 of us (with licenses, house of 4) this year, when the rest of the bikes get here Laughing

Incidentally my insurance didn't change from being in the wilds of Gloucestershire to Plymouth, OK we're in a good bit of Plymouth but I was still surprised, garaged at both btw.
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TheDonUK
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PostPosted: 08:39 - 10 Sep 2008    Post subject: Reply with quote

I agree, no need to tell them, even if it gets stolen (touch wood) you were just staying at a friends house.

You know it makes sense having a bike at uni, laugh in the mornings and evenings as you pass the hoardes of puntos queing up for parking spaces, and if your uni is anything like mine sail right up outside the lecture halls, door to door baby Smile
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Charlie
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PostPosted: 08:46 - 10 Sep 2008    Post subject: Reply with quote

She mentioned about putting what said on the file...

So I presume they now know when I go to university, where I am staying etc...

Might buy some cheap hack instead, wouldn't mind a smaller stroker of some sort... hmm...
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ncrn
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PostPosted: 09:40 - 10 Sep 2008    Post subject: Reply with quote

I didn't tell my insurers I kept its main address as my parents house.

Although to be fair it was only at uni for 2 months before it blown over or knocked over (I never found out which) and the bikes only just back on the road now Laughing.
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Itchy
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PostPosted: 10:17 - 10 Sep 2008    Post subject: Reply with quote

Bring it and don't tell them , spending the money on a big beefy chain instead , a bike at university will be a major fanny magnet Wink
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Endless Nameless
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PostPosted: 10:21 - 10 Sep 2008    Post subject: Reply with quote

ncrn wrote:
I didn't tell my insurers I kept its main address as my parents house.

Although to be fair it was only at uni for 2 months before it blown over or knocked over (I never found out which) and the bikes only just back on the road now Laughing.


Which is another good reason for not keeping a shiny new bike outside in an area full of students... especially not when it's your pride and joy. Buy a crappy hack to play around on, at least for the first year (assume you are in halls = sod all parking, even for bikes).
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ncrn
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PostPosted: 11:00 - 10 Sep 2008    Post subject: Reply with quote

Nah there was decent enough bike parking on site at UWE, thing is my bike can blow over very easily, its happened a couple of times, just this time it landed on a kerb which smashed it up badly Sad.

Or it may have been someone being a dick, I'll never know. This year I'm not taking my bike, but then I am selling it.. I still can't decide whether to try buy a hack or just wait till next summer.. If we ever see another summer.
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Charlie
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PostPosted: 07:31 - 11 Sep 2008    Post subject: Reply with quote

Hmm it is very tempting to bring it to uni. Was going to buy an Almax chain and a bike cover.

Had sorted out where I was going to park it, under a fire escape for the hall's offices. Bit of weather protection and a good anchor to secure it to.

Hmm the temptation...
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ms51ves3
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PostPosted: 07:39 - 11 Sep 2008    Post subject: Reply with quote

ds55 wrote:
Hmm it is very tempting to bring it to uni. Was going to buy an Almax chain and a bike cover.

Had sorted out where I was going to park it, under a fire escape for the hall's offices. Bit of weather protection and a good anchor to secure it to.

Hmm the temptation...


Just do it, you're never pull with a hack bike Wink
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chris-red
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PostPosted: 07:42 - 11 Sep 2008    Post subject: Reply with quote

My uni was very shitty about where I parked my bike I had a blazing row with the hall manager apparantly My little RXS100 with about a fivers worth of fuel parked a foot away from a solid brick wall at the side of an unoccuppied flat is more of a fire hazzard than cars parked 3ft from students bedroom windows. Rolling Eyes

On the plus Side having the Speed Four definately got me laid at least once in my second year.

Where are you going?

What I said when I insured mine was I don't know where I should put my bike with regards to the insurance as I spend half the time at uni and half the time at home. They told me to choose the one you spend most at, I said home. I would like them to prove I spent more than half my time at uni.
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Charlie
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PostPosted: 07:49 - 11 Sep 2008    Post subject: Reply with quote

I am going to Leeds uni, I have already sorted out where I'd be parking my bike at the halls and the all seemed fine about it.

I shall have a think about it then Rolling Eyes
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ncrn
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PostPosted: 08:07 - 11 Sep 2008    Post subject: Reply with quote

If you do take it with you talk to your accommodation manager about where you can park your bike, mine was quite helpful said I could park in the bike sheds (covered behind security fences + doors + shit loads of CCTV) downside was I'd need someone to open and close the security gates every time I wanted in/out, and they weren't always so helpful about that..

Although in retrospect if I'd parked my bike there it wouldn't have got knocked over.. Ah well live and learn I guess.
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Jai466
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PostPosted: 08:12 - 11 Sep 2008    Post subject: Reply with quote

Mate whats the link you checked for the risk of your post code on the parkers website I can't seem to find the link.

Thanks
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Charlie
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PostPosted: 08:23 - 11 Sep 2008    Post subject: Reply with quote

https://www.parkers.co.uk/advice/forum/topic.asp?TOPIC_ID=20047

There you go.

I asked about the bike sheds but they weren't keen, he said they are hardly big enough for all the pedal bikes never mind a motorbike too.
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Endless Nameless
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PostPosted: 08:41 - 11 Sep 2008    Post subject: Reply with quote

If they have somewhere reasonably secure and out the way at the halls where you can hide it away and lock it up go for it. All the halls in Plymouth (uni and private) are stupidly arsey about parking though, using the same excuse as Chris was given (fecking jobsworths). If they've got common sense in Leeds, go for it!
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