Is it a write off?

[chris-red]

From my previous thread about the crash I'm wondering what it is worth and if it will be written off.

Right it is an 02 TDM900 with 26k on it aprroximately 1k ago it had Nearly £500 spent on it. Pads all round, new rear tyre and full service at a Yamaha dealer (I have a Receipt).

Anyway it was pretty mint not really a mark on it apart from some damage to one panel which I can easily blag happened in the crash.
I have the following 'Mods',

Twin Titainium Scorpian Exhausts, RRP£770.
R&G can protectors + Bungs £130
Scotoiler
GIVI Box
Meta alarm + Datatag

The box is all scuffed up the cans are bashed in one hanger is broke. The R&G's are all scuffed too(Did there job).

Pretty much every panel has a mark on it, I was hit on the right then the front then the bike fell on the left. The tank and frame is fine as it the rear end. The front wheel is bent as are the forks, a coolent hose is punctured and has lost most of the coolant.

Is it gonna be writen off? I really want her returned to me how she as except with different cans, the scorpions are pretty pants.
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[crphillips]

i'd say it will definately be a write-off.
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CBR600RR8 Hannspree Colours, beautiful!

[andi]

Sounds very likely
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Before: Suzuki GT 185. Honda Superdream 250. Yamaha RD350LC. Suziki RG250. Yamaha FZS600. Honda CBR600F3
Now: Honda Fireblade 929

[chris-red]

[tutton]

Original Price £6,499
Independent Dealer £2,685
Private Good £2,430
Private Poor £1,580
Part Exchange £1,855

By parkers so they will be working around the private poor id of thought as insurance companys are usually conning barstuads and want to steal monies.
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Kickstart]

Hi

Just seen this

Personally I would suspect it will be written off. But it also sounds like (as a cheapy commuter) there is little actually wrong with it.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[chris-red]

I've got it down as 3500 on the details if that makes a difference, hopefully they will cough up for the bolt on goodies which are probably worth £1500 new and take into account that it was mint and had perfect consumables and a £500 service bill recently.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[petemell]

Have you asked the insurance company what the salvage value is if your bike is written off? In other words, what will the insurance get back when they sell it to the breaker? Because it is still your bike and your property, if you could pay them this price to keep it. Then you will have the choice to either break it or fix it, it may be worth it depending on the costs involved.

[chris-red]

[chris-red]

On a side note if I pay for a years insurance the get a pay out for the written off bike and buy a vertually indentical bike (Maybe different year/colour) where would my insurance stand?
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[iooi]

Pretty sure ins will be stopped when you get the payout.
Best ring the ins co and find out, as they do vary.

Hope you declared all the non std stuff you listed..... I would expect, as well that the £500 you spent is lost.
Scrap value is just that.
Don't accept the 1st offer it will be low.
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Just because my bike was A DIVVY, does not mean i am......

[Polo]

Insurance only stops, as a rule, if you ask it to. Insurance can normally be suspended whilst you are purchasing a new bike. There are limits on suspension times and they do vary.

If you are claiming as 'fault' then expect your next policy to be more expensive despite it being the same bike. Even if you protect your NCB, your premiums will still go up - just not as much.

Certainly look to retain salvage.
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My mum smells your fingers

[strag]

I doubt you will get anything for the bolt ons (did you declare them to your insurers?) and certainly not the service costs.
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carbon bling

[Kickstart]

[twotakt]

I'd advise buying for salvage and break for spares if parts are too difficult to source to repair. You're most likely to a good financial return this way as you've mentioned parts are rare and thus in higher demand = prices go up.
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R.I.P. Tareree Shiimi, 1985-2008

[chris-red]

Sorry I mean if she pays out? As in my insurance pay nowt.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.