Insurance on Restricted 33+bhp

DukeRed · World Chat Champion Joined: 07 Mar 2004 Karma :

Ive been looking for a chart of bikes in insurance groups because I was thinking there must be more powerfull bikes in NSR's group seven. It seems more sensible to get a big restricted bike rather than two bikes one after another. But the question was are there more powerfull bikes in group 7 and if so what? I'm guessing if there in the same group there roughly the same price? Oh yeah is there a list somewhere of bike insurance groups.

Round about question I know.

Cheers

Jan

needa400 · Borekit Bruiser Joined: 27 Mar 2004 Karma :

Don't quote me on this, but on my last call to an insurance company I was told that they are starting to take the groups into account less, and the engine size and power output more.

So, your best bet is to ring around a few companies and get prices, and remember to tell them the bike is restricted to 33bhp to get the realistic prices.

Needa
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I was here, now I'm not, coz I covering the missus in me special man snot!

McJamweasel · BCF Junkie Joined: 22 Mar 2002 Karma :

Insurance companies don't give a shit if a bike is restricted or not. So they will charge you just the same for a 150bhp ZX-10R as they will a 33bhp ZX-10R.
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BCF: Be yourself, just don't be an arse.

Phil. · World Chat Champion Joined: 02 Feb 2002 Karma :

For once will agree with McJam. They wont discount you on account of the bikes reduced power. They will charge you the full.

I dont know where insurance companies make their quotes up from.

The list price for me on my hornet is £1500. They had to under write it to £780. I dont know how much of that was true or false.

The only way you can get a good price on insurance if by phoning round. Or paying Danny to do it.

Danny · Ask Me About Stoppie School Joined: 26 Jan 2003 Karma :

Phil. · World Chat Champion Joined: 02 Feb 2002 Karma :

Who pays your phone bill danny?

DukeRed · World Chat Champion Joined: 07 Mar 2004 Karma :

thanks v much Smile

Danny · Ask Me About Stoppie School Joined: 26 Jan 2003 Karma :

needa400 · Borekit Bruiser Joined: 27 Mar 2004 Karma :

I been calling the insurance today, and I rang up the same company 3 times, with the same details, just a different name and flat number. The quotes varied from £486 tpft up to £1100 odd. Evil or Very Mad

I reckon that these companies just have a random number generator because they know some people can't be bothered to call around and will pay whatever they are quoted. Rolling Eyes

needa

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I was here, now I'm not, coz I covering the missus in me special man snot!