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catagory c write off...

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gr82bthe1st
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Joined: 30 Jul 2008
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PostPosted: 15:47 - 22 Sep 2008    Post subject: catagory c write off... Reply with quote

sorry guys, but this isnt gonna be a story of how i managed to go a billion mph and swerved through traffic and then landed with only damaging my pride Laughing

was jus wondering if cat c write offs can be put back on the road?

was thinkin of getting a cat c bike thats been written off and repairing it for road use! or maybe jus use it as a track bike!

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Villers
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PostPosted: 15:53 - 22 Sep 2008    Post subject: Reply with quote

Ripped off a site found via www.google.com

Insurance Write Off Categories (Insurance Total Loss)

When a vehicle is damaged beyond economical repair the vehicle is called an 'insurance write off' or an 'insurance total loss'. Some 1500 cars are written off daily in the UK but that doesn't mean that they are worthless. Even scrap metal has a value and the insurance write off category will determine what can be salvaged from the vehicle.

Write Off Categories
The insurance write off categories are as follows:

Category A Insurance Write Off - the vehicle must scrapped and no parts or components can be sold other than for scrap. Amounts vary but the scrap value rarely covers the cost of recovery and delivery to a scrap yard.

Category B Insurance Write Off - the vehicle must not be used again but non- structural and roadworthy parts and components may be recovered for use in other vehicles. Care must be taken to ensure that they are not critical components with important safety functions.

Category C Insurance Write Off - the vehicle is repairable but the parts and labour would exceed the value of the car. This is a tricky situation as there are plenty of amateur and professional mechanics who could use second hand parts to repair these vehicles at much lower prices than the list costs for parts and labour.

Category D Insurance Write Off - the vehicle is economically repairable but other factors are involved that cause the insurer to declare the vehicle a write off. Perhaps the replacement car hire is too costly or it will take too long for a specialist part to be delivered.

Category X Insurance Write Off - the vehicle is easily repairable and may even be still roadworthy.

Unrecorded Insurance Write Off - the vehicle damage was not reported to the insurer or the driver was uninsured. The most common example is drivers who only have third party insurance but have had an accident that was their fault (usually not involving anyone else).
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gr82bthe1st
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PostPosted: 15:58 - 22 Sep 2008    Post subject: Reply with quote

cheers for the help Thumbs Up

think i might be getting the bike after all then Very Happy
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Whosthedaddy
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PostPosted: 16:13 - 22 Sep 2008    Post subject: Reply with quote

The 7 was a Cat C many years ago will I still have to state this in a sales ad or will it show up on any checks?
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MattHirst
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PostPosted: 16:23 - 22 Sep 2008    Post subject: Reply with quote

I believe it will still show up on a HPI check until the vehicle is taken for an SVA test or something similar.
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McJamweasel
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PostPosted: 17:09 - 22 Sep 2008    Post subject: Reply with quote

A write off stays on the HPI register for the life of the bike, irrespective of any checks.
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MattHirst
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PostPosted: 17:27 - 22 Sep 2008    Post subject: Reply with quote

I stand corrected. I think when you get to a certain catergory, you must have a certain test before the bike/car or whatever it is can go back on the road.
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ms51ves3
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PostPosted: 17:55 - 22 Sep 2008    Post subject: Reply with quote

Whosthedaddy wrote:
The 7 was a Cat C many years ago will I still have to state this in a sales ad or will it show up on any checks?


It will come up on a HPI but why not just mention it and be an honest citizen Wink

MattHirst wrote:
I stand corrected. I think when you get to a certain catergory, you must have a certain test before the bike/car or whatever it is can go back on the road.


Don't think so as once it becomes a Cat B it can only be used for spares anyway.
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Whosthedaddy
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PostPosted: 17:58 - 22 Sep 2008    Post subject: Reply with quote

Its the fact that its been back on the road since 2005 (I think of the top of my head), all work done as per needed and people will still try one on and get £'s off.
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ms51ves3
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PostPosted: 18:05 - 22 Sep 2008    Post subject: Reply with quote

Whosthedaddy wrote:
Its the fact that its been back on the road since 2005 (I think of the top of my head), all work done as per needed and people will still try one on and get £'s off.


Mention that in your advert if you ever sell it then.

They're just going to get really pee'd off if you don't mention it in your advert and they check it out.
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Whosthedaddy
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PostPosted: 18:14 - 22 Sep 2008    Post subject: Reply with quote

I have too much of a conscious not too.

I was a little taken back when I found out, a quick call to my insurer (no change to quote) and I was happy to take the bike for its test ride. I've never really come across this situation hence my slight reserve but I'd do it again as long as it seemed legit and there were no niggles in the back of my mind.

I will be selling the bike come winter time to go down under so the price will be slightly lower for a quick sale, just don't want some batty bois kicking tyres and wasting my time. Selling the type R was more stressful than I would have hoped.
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tutton
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PostPosted: 18:31 - 22 Sep 2008    Post subject: Reply with quote

If its a cat C (you crash and its cat c by your insurance)
at the next MOT (if i remember rightly)
you need to SVA test it for repair structurallity if going back on the road.

So i could mot my bike now and then crash tommorow
and ride it till next mot in a years time without having to have the bike checked by government.
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yambabe
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PostPosted: 18:45 - 22 Sep 2008    Post subject: Reply with quote

tutton wrote:
If its a cat C (you crash and its cat c by your insurance)
at the next MOT (if i remember rightly)
you need to SVA test it for repair structurallity if going back on the road.

So i could mot my bike now and then crash tommorow
and ride it till next mot in a years time without having to have the bike checked by government.


FFS. 2 seconds on google will show you that you are utterly, totally, completely wrong. Confused


First of all the inspection is a VIC (vehicle identity check) and it only checks that the vehicle is not a ringer, it has no bearing on whether it is roadworthy or not. Secondly motorcycles are exempt from it anyway!

Have a look here, it's pretty comprehensive.

https://www.motorcycle.co.uk/insurance_write_off.htm
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tutton
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PostPosted: 19:02 - 22 Sep 2008    Post subject: Reply with quote

I ment VIC not SVA easy enough mistake to make and i was reffering to cars in peticular.

God, some people are just looking to start flames on tinternet these days, and why moaning at me about 2 seconds on google, surely you should be telling the OP that...
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nick606
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PostPosted: 21:16 - 22 Sep 2008    Post subject: Reply with quote

Whosthedaddy wrote:
Its the fact that its been back on the road since 2005 (I think of the top of my head), all work done as per needed and people will still try one on and get £'s off.


Why should it be as expensive as a bike thats not been crashed. You never know there could have been something the guy missed or hes done some bodge repair. Just if you put it like this, 2 bikes both the same, mint but one has been crashed and repaired and one hasn't both the same price. Which would you rather have ?
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ms51ves3
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PostPosted: 21:26 - 22 Sep 2008    Post subject: Reply with quote

tutton wrote:
I ment VIC not SVA easy enough mistake to make and i was reffering to cars in peticular.

God, some people are just looking to start flames on tinternet these days, and why moaning at me about 2 seconds on google, surely you should be telling the OP that...


We're on Bike Chat Forums not Car Chat Forums Rolling Eyes

How is she trying to start a flame war when you are coming out with irrelevant drivvle?
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Old Thread Alert!

The last post was made 17 years, 287 days ago. Instead of replying here, would creating a new thread be more useful?
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