Insurance question...

[gr82bthe1st]

I'm guna be insuring my CBR soon and was wondering if I would have to declare a tinted bubble screen and mini indicators?

wasn't sure if it would need to be declared or not!

thanks in advance
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A2 passed 25/07/2008 --> restriction ended 25/07/2010
Yamaha Neos 50 --> Suzuki GN125 --> Honda CBR600F --> Yamaha MT-07
My bike does not leak... its marking its territory!

[Hutchysrs50]

i woudlnt think so, they usualy have "Ticky box" section and you can just tick what you have on....

But the Companies are usualy tight when it comes to paying out, so they will try and get out of it someway...
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Gilera SC 125 - Current

[cicatrez]

declare anyway. unless they say that cosmetic mods do not affect the premium
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'02 Honda City Fly

[Keir]

personally i wouldnt but the choice is yours.
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Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50

[Bofh5]

i've got a bubble screen on my CBR as it was there when i bought the bike and i wouldn't have thought it would be classed as a mod.

generally anything that would increase engine power output or performance would be.

not sure about the indicators but want some for mine so will have to check with my insurer
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(L)users...Disk space is to good for them.

Bikes: Honda 50 / CB125-TDC / 93 CBR600 F2 (Stolen & Trashed) / 2001 SP-1 (Sold) / 95 CBR600 F3

[MattEMulsion]

I'd keep my mouth shut and not mention anything, don't give them any excuse to load your premium. Its only a screen and mini indicators anyway, nothing major at all.
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Yamaha YZF-R6

[vt6]

It depends on the company, if they aint going to charge you a lot for it then i'd declare it, its only extra reason for them to find a problem and not payout if you ever claim.

[gr82bthe1st]

thanks for all the help guys! Will find out if it will cost anything extra tommorow!


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A2 passed 25/07/2008 --> restriction ended 25/07/2010
Yamaha Neos 50 --> Suzuki GN125 --> Honda CBR600F --> Yamaha MT-07
My bike does not leak... its marking its territory!

[t121anf]

technically ANYTHING that changes the vehicle from factory spec is a mod, so yes you should declare them

whether you do or not is up to you, i probably wouldn't.

after all indicators are easily broken if the bike is dropped etc

[T0MMY]

I think you are meant to declare them but I have the same things on my CBR and haven't (because I forgot). They probably consider certain mods as affecting risk even if they aren't performance enhancing, after all if you see a Nova with lexus lights, LEDS, a stupid spoiler and a "Vauxhall sport" sunstrip you might be inclined to think it was more likely to be involved in an accident than a standard one
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ZX6R + CBR600RR

[Finglonga]