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| cal91 |
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 cal91 Nearly there...

Joined: 16 Apr 2008 Karma :    
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| Mr Nice Guy |
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 Mr Nice Guy World Chat Champion

Joined: 18 Jul 2007 Karma :  
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 Posted: 00:25 - 27 Nov 2008 Post subject: |
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All the usual shit I'm afraid, Fiesta Corsa 106 Paxo etc ____________________ Suzuki GSX-R750K4 ~ Mivv GP |
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| cal91 |
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 cal91 Nearly there...

Joined: 16 Apr 2008 Karma :    
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 Posted: 00:26 - 27 Nov 2008 Post subject: |
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I was hoping for something abit different
Anyone had a swift? cos there isnt many of them knocking about. ____________________ We are the Patriots! Love your country. |
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| Blau Zedong |
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 Blau Zedong Banned

Joined: 26 Jun 2006 Karma :     
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| Robby |
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 Robby Dirty Old Man

Joined: 16 May 2002 Karma :   
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| Mr Nice Guy |
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 Mr Nice Guy World Chat Champion

Joined: 18 Jul 2007 Karma :  
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| cal91 |
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 cal91 Nearly there...

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| Robby |
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 Robby Dirty Old Man

Joined: 16 May 2002 Karma :   
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 Posted: 00:43 - 27 Nov 2008 Post subject: |
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I assume from this that your parents are shelling out for the car, insurance, lessons etc.
They may be disinclined to shell out once they see the price of insurance.
If you want to be different, the general recommendation to kiddies is to go for something old. If a hatchback is different from the crowd, its because its shit, expensive to run, or expensive to insure.
You may find a favourable quote on a morris 1000, austin A40, old mini, vauxhall viva etc. Something made by BL in the 50s-70s.
Of course, it will be shit. It will be slow, unreliable, rusty, draughty, and probably leak.
However, you'll learn to spanner, you'll look cool, and you'll develop a fixation for old cars. |
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| JonB |
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 JonB Afraid of Mileage

Joined: 03 Jun 2004 Karma :  
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| Robby |
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 Robby Dirty Old Man

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| cal91 |
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 cal91 Nearly there...

Joined: 16 Apr 2008 Karma :    
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 Posted: 01:16 - 27 Nov 2008 Post subject: |
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I put in an insurance quote for a 206 1.1l 2002. It came back £850 and £920 with my parents on
I guess the insurance only comes down when you put your parents on and have a full licence. So that doesnt work with a provisional.
I am buying my own car (i have a healthy amount of money for one) but parents are paying for insurance and the lessons are a birthday present. ____________________ We are the Patriots! Love your country. |
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| cal91 |
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 cal91 Nearly there...

Joined: 16 Apr 2008 Karma :    
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| Pie-Roe |
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 Pie-Roe World Chat Champion

Joined: 05 Feb 2007 Karma :  
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 Posted: 01:19 - 27 Nov 2008 Post subject: |
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My fiesta 1.6si N reg cost me £980 full comp for a year, in my name with my dad on it.
I got a car because at the time, it made sense to me. I regularly carry large boxes of knives, which are not only heavy, but dangerous if I were to have a spill. Other equipment, clothing, etc etc, are heavy.
I use my car when I do my 120 mile round trip a week to see my ladyfriend as well.
Pyro ____________________ Previous: GSF600, FZR600 x2, ZXR750, XT600 Tenere, CB125, CZ125, ETZ 250, ER5, CCM R30, DRZ400, RF600x4, RF900x2, GS500, VTR1000F, 640 SMC, CB250 NIGHTHAWK, GT550x3, GPX750 TE610, CB500, X11x2, SV650, ZING 125, TL1000R,CB250 Superdream, CBR1100XX |
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| Faraz |
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 Faraz Nearly there...

Joined: 26 May 2007 Karma :    
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| EddyJones |
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 EddyJones Crazy Courier
Joined: 20 Jan 2007 Karma :     
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| KevTM |
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 KevTM World Chat Champion

Joined: 15 Apr 2004 Karma :     
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 Posted: 01:30 - 27 Nov 2008 Post subject: |
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Something different..
Honda Beat?
Mk1 Honda Civic (I think they're quality) - but no classics eh. |
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| cal91 |
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 cal91 Nearly there...

Joined: 16 Apr 2008 Karma :    
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 Posted: 01:31 - 27 Nov 2008 Post subject: |
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LMAO are you joking?
How can that be fraud? they might not use it, but its nice to know that they can if they like.
Picture this, my parents cars are on the drive and mine is parked behind. They want to go out for a takeaway but they cant get there car out. So they can take mine because there on the insurance. ____________________ We are the Patriots! Love your country. |
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| daz_d_biker |
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 daz_d_biker Spanner Monkey
Joined: 01 Aug 2007 Karma :    
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| Faraz |
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 Faraz Nearly there...

Joined: 26 May 2007 Karma :    
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 Posted: 01:41 - 27 Nov 2008 Post subject: |
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Yes but most people dont buy it so their parent can use the car too.
Insurance companies arent stupid you know.  ____________________ '56 Yamaha MT-01
'05 Nissan 350z Roadster GT
3 words dude.. Fvck. Yes. |
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| daz_d_biker |
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 daz_d_biker Spanner Monkey
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| Faraz |
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 Faraz Nearly there...

Joined: 26 May 2007 Karma :    
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| Faraz |
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 Faraz Nearly there...

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| Phil_G |
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 Phil_G Traffic Copper
Joined: 28 Mar 2006 Karma :  
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| Harold_Shand |
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 Harold_Shand World Chat Champion

Joined: 07 Jun 2004 Karma :     
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 Posted: 08:04 - 27 Nov 2008 Post subject: |
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Rover 100 (Mini Metro).
Perodua Kelisa
Subaru Justy
Suzuki Swift (old shape)
Nissan Micra
Suzuki Alto
Suzuki Jimny -
Daihatsu Cuore
Hyundai Getz
Toyota Corolla
...some little cheapies that might get overlooked. ____________________ BCF's 6th favourite poster 2009-2010
Harold_Shand's theory might be the best explanation. |
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| Pie-Roe |
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 Pie-Roe World Chat Champion

Joined: 05 Feb 2007 Karma :  
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 Posted: 09:58 - 27 Nov 2008 Post subject: |
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| Phil_G wrote: | Don't quite know what you mean. I think you've taken it wrong.
You are down as the main driver. It is your car and your insurance policy. Just add parents TO the policy so they are insured in case they wish to use the car. It brings the price down and is totally legal to do.
Daz.
So its only illegal if the parent is the main driver?
It is only counted as fronting, yes.
Otherwise, I am guilty of it too, by having my other half insured on my car, yet she rarely drives it.
Fronting is to have the vehicle insured in the parents name, with the child/less experienced party as a secondary user, yet they physically use the car more than the policy holder does. |
They questioned me about this, I merely pointed out that I own two bikes, and out of the 2000 miles a month done on the car, I probably do 500? She seemed satisfied with that. Then I found out it was cheaper to be my own main driver anyway.
Pyro ____________________ Previous: GSF600, FZR600 x2, ZXR750, XT600 Tenere, CB125, CZ125, ETZ 250, ER5, CCM R30, DRZ400, RF600x4, RF900x2, GS500, VTR1000F, 640 SMC, CB250 NIGHTHAWK, GT550x3, GPX750 TE610, CB500, X11x2, SV650, ZING 125, TL1000R,CB250 Superdream, CBR1100XX |
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Old Thread Alert!
The last post was made 17 years, 322 days ago. Instead of replying here, would creating a new thread be more useful? |
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