How do you pay for insurance?

[TimNorwich]

Just curious as to how people on here pay for their insurance.

Montly (A years paid monthly though installments)

or

Anually



Just wondering what I should do, I can get the money to insure a bike for a year, but thinking it might be easier to do it monthly.

Thanks
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Speedshite 50cc > Honda XR125L > Kawasaki GPZ 500 S > 02 Honda Hornet > 05 Honda CG125 winter hack > 04 Kawasaki ER-5 > 99 Honda Hornet 600 > Kawasaki GPZ 500 S > 99 Honda Hornet 600 > 05 Honda CBR600F > 01 Honda Hornet

[Wafer_Thin_Ham]

Annually, you pay less that way.
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My Flickr

[Finglonga]

[lydanial]

do you mean do you have a month to month policy or a yearly policy paid in monthly installments?

i have a yearly paid monthly.

[cicatrez]

year policy paid monthly. But if I ever have enough money at the time to pay it for the entire year I will do. It's best that way because..
- cheaper
- gets it out the way
- no risk of policy getting cancelled due to non-payment
- if you need to cancel they just refund you the remaining days/months of the policy.
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'02 Honda City Fly

[TimNorwich]

If you cancel a monthly paid policy presumably you don't have to pay anything and they stop the payments coming out of your account?
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Speedshite 50cc > Honda XR125L > Kawasaki GPZ 500 S > 02 Honda Hornet > 05 Honda CG125 winter hack > 04 Kawasaki ER-5 > 99 Honda Hornet 600 > Kawasaki GPZ 500 S > 99 Honda Hornet 600 > 05 Honda CBR600F > 01 Honda Hornet

[priestessuk20...]

Annual
not enough £ to worry about it
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priestessuk
yes passed cbt 27/10/08
currant - honda CB125 T

[sagalout]

Depends on the bike/cost/interest rate. GSXR I paid monthly as it was over £500. Versys was renewed a couple of weeks ago and was about £125 so just paid that in one go.
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Current Bike: Triumph Speed Triple T309
Previous: CBR600F => ZX9R => Triumph Tiger => Honda Blackbird => GSXR 750 => Versys =>ZX12R

[Feasty]

Annually and so save about 20% of the cost of the insurance. I'm with Ebike so breakdown would be within that aswell.

On top of this if I ever decided to change the bike mid policy I don't get charge admin fees due to it all being online. So buy a bike, swap the insurance then use Ebike to get a monthly policy on my old bike until it's sold. I do like Ebike.
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Previous: Aprilia Habana Retro 50cc (beauty), Yamaha SR125 (fell apart), Honda XR125 (nippy little commuter), Honda SLR650 (Geewhizz), Yamaha Diversion 900S (Smoooooth) written off courtesy of a stupid escaped horse.
(7 year gap), BMW F650 (Relaxing ride). Aprilia Caponord ETV1000 (Big and bold). Yamaha FZS600 (got me in trouble too quick!).
Current: Yamaha TDM 900 (Comfy, light but big, power when needed).

[NSR Mick]

Annually as it's only £79.
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If you dont like the way that I ride.......Stop trying to keep up!!!

[gray84]

yearly mate. just pay it off and get it out the way
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Road bike - 2002 YAMAHA R6(SOLD) 2008 YAMAHA R1(SOLD) 2007 APRILIA SXV 550(SOLD) 2007 SUZUKI GSXR 600
Dirt bike - 1989 HONDA CR80sw(SOLD) 1996 YAMAHA YZ125(SOLD) 2006 yamaha yz250(SOLD)

[Louise]

If i had the money I would pay it in one go - but as I dont I stick to monthly

[salty21]

monthly. I would have to be bill gates to pay it in one
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[Kal]

At the moment it is monthly but that was because eBikes pay as you go was the best policy last year.

I'll probably go back to paying a lump sum in a couple of months, which reminds me get Bounce on an age related plate!
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Kal...
I Like To Hoon It Hoon It I Like To Hoon It Hoon It I Like To Hoon It Hoon It Ya Like To (HOON IT!).
1984 GB250 Clubman,1983 CB250N Superdream, 1999 GPZ500S

[arry]

[iooi]

[Aka Matt]

Annually for me, save up the cash throughout the year and then just pay it off in one whack as it's cheaper.

[Jaloopa]

For £120? Annually.

If, when I get a big bike, it costs significantly more then I'll probably have to go monthly
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mattsprattuk wrote: but at least the lifan could do like 104mph in 3rd gear

[Graprilia]

annually because by paying monthly you end up paying more
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Piaggo liberty 125 SOLD - CBR 125 - SOLD Aprilia RS 125 - SOLD CBR 400 NC29 - SOLD ZX6R currently own https://bikepics.com/members/Graprilia/

[tutton]

Monthly as im not rich
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Bikeless]

Annualy,£100,TPF+T.

[Bikeless]

Annualy,£100,TPF+T.

[NiteMare]

two bikes on the road, i pay mine in one lump 220quid with Ebike 1year ncb tpft, one gsxr750ws and one modified slabby711 with all mods declared..

i was 49 when i took thier policy so it may be a little cheaper for me than you but i am also in a high risk area code with both bikes garaged
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it ain't broke...

i ain't fixed it enough

[OssY]

Annually...

[t121anf]

anually, just paid the largest amount yet at £160 for a k5 gsxr 750 fully comp