Anyone bought a Cat D?

[Reppyboyo]

Hi,

Anyone bought a Cat D salvage bike?
If so, what should I be looking for when purchasing?
Is there any problems with insurance or eventually selling it on?

Im interested in the following bike:
https://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&rd=1&item=260356076680&ssPageName=STRK:MEWA:IT&ih=016

Requested a few additional pictures from them and the total damage is as follows:

Very small dent in tank
Left side of tank scuffed
Alternator cover scuffed
Left exhaust heatshield scuffed

Right rad cover wrecked
right indicator wreaked.
Front brake lever need replacing
Small dent in radiator (?)
Scuffed clutch & pulse cover.
Slight scuffed crank case
Scuffed sump. (about the size of a 50p)

9500 mileage.
Sadly no log book or service booklet so I have no idea when it was last serviced, presumably at 6000 miles.
The bike was purchased by the seller from an insurance company.

Now, the majority of this could be fixed with some good engine paint and a couple of spare parts from ebay or at worst straight from the dealer.
Is there anything I should be wary about?
Anyone happen to be in the skelmersdale, Lancashire area that can take a look for me?

Im in Wales so going for a view would be problematic.

Thanks for any help.

[Reppyboyo]

https://s75.photobucket.com/albums/i288/Reppyboyo/newbikemaybe/

Some of the additional pictures the seller sent are in the above link.

[Steve-D]

Can't really help with what to look for apart from frame damage and engine damage but thats stating the obvious.
My R6 is a Cat D was written off on a twisted rear subframe, light fairing damage to 3 panels and smashed headlight.

Can't remember how much he got for it but I know he paid 300 to buy it back and I bought it for 875.

Hasn't made any difference to my insurance quotes whether I use my reg or a HPI clear one.
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Tristan The said 'Dunno what my pace will be like, fastish slow puncture on the rear and if I go too fast I risk my 'keys' falling out'

[mr jamez]

I'm suprised they wrote it off with that little damage?

It all depends on how much it costs to put right. With older bikes second hand parts are easy to come by, but you're probably going to have to buy them brand new from Triumph and plastic bits aren't cheap. If it gets close to the cost of a mint bike then I don't see the point of buying a bike with 'history'.

On ebay is a black Street triple for £1000 more and with extras, in mint condition with low mileage.
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[Wafer_Thin_Ham]

The only thing I'd be worried about is oil starvation from it running in its side.

If it sounds ok that shouldn't be too much of a problem though.
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[Barry_M2]

CAT D is nothing. Minor cosmetics.

I wouldn't hesitate in buying a CAT D. You can pick up a real bargain!


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[Stelmer]

My old ER is a cat D.

Never found out why but as it was a riding school bike it was covered in dints and scratches. On a W reg ER with 21k, a fist sized dint and the rest of the scratches might have made it a cat D.

The bike I was looking at before the ER turned out to be a cat C. The seller didn't even know and was honestly shocked. Was a 1996 NTV which was cat C in 1997.

[Reppyboyo]

[Billy Balthorpe]

Yup, the FI 750SRAD WW had a tilt switch which cut the engine if it fell over, i dont think the WV had one as it runs on carbs.

I'd be more worried about it running on its side if it was a carbed bike.

Just find out if the bike has a tilt switch, if so its unlikely to have been running on its side for any length of time.
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M.O.B. Successfully taking the piss since 2014.

[Reppyboyo]

Hmmm, the radiator is suspect.

https://i75.photobucket.com/albums/i288/Reppyboyo/SDC14264.jpg
https://i75.photobucket.com/albums/i288/Reppyboyo/SDC14267.jpg

Bent and has the cowl mounts pushed inwards.

Are rads repairable nowadays?

[The Tot]

Me bike was categorised as a CATC, everything is repaired and it's functioning fine. Had a look under the fairings and it's all in good order. I got quite a bargain with the bike 2bh.
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Never argue with autism

[ms51ves3]

My scooter was a Cat D stolen/recovered.

Best thing I ever owned. Never had any problems with the insurance or selling it on. Amazingly reliable, not in bad condition considering, only real issue was the steering lock was broken.

[Tricolor Fan]

Don't buy it from him without looking at it.

Check everything you would check on any bike you're buying.

Assume the 6000 mile service was never done; although you may be able to find out from the previous owner. Their details will conveniently appear on the V5 and they may even be willing to post the documents they have on to you.

The V5 will cost £25, not £22.

Be realistic about the cost to repair if you want it up to the condition of a bike of that age an mileage.

£3995 is too much, that's what I would expect to pay for it if it had been repaired. Get the price down by £500 or more and I would say it may be worth it.

All hills are doing is buying from auction and selling on for a profit, so haggle, they probably paid around £2300-£2800 for it at auction,

I should also add that hills don't like haggling much.
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[McJamweasel]

We've had a Striple in at work that was almost a write off and that was much worse looking than this one so I would imagine that there is more to it than meets the eye. I would also say that it is pretty pricey at £3900, I wouldn't want to pay more than £3k for a cat D.

As for resale, it will put a lot of people off, both for private sales and PX. The value will always be less than an straight bike, even if you put it back to mint condition.
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[instigator]

I wouldn't touch it at that price unless you are keen to keep it for a good few years so that you won't be shocked when all you get back for it when selling is below ~£2400.

I've had a cat D or two, yes, but I always buy them below the £2000 mark where their resale value is generally not affected. I.e. you can buy them cheap but you shouldn't make a loss on it (generally speaking).

[BanditsHigh]

Quite a few of my bikes have been cat C/D ... never been a problem ... just make sure you take good pictures of it when it's fixed up, that way the insurance needs to pay the market value

[Reppyboyo]

[Nicky-Jano]

Not sure if my SV was a cat C or D, but it only has damage to the end of the axhaust and a little crack on fairing by the right handside indiactor.
It's not recorded on the log book so no special numberplate needed.
Got it for £970, not bad considering I have seen the same year with more miles go for around £500 more on ebay, bike trader, free ads etc.

If you are noticing damage in pictures they haven't previously declared I'd give it a miss, they could be genuinely missing them or they could not.
Is it really a risk you can afford to take?
It's winter and there are tons of people who are going to be flogging less than perfect bikes for quite decent prices, I'd hang aorund.

[Reppyboyo]

Sadly I cant quite manage the asking price of most Striples due to not being able to sell my current Speed Triple. (no interest thus far).

Was looking at this thinking of buying it on 0% cred card (haggling the price down of course), repair, get on the road as my main bike, then spending a few weekends cleaning up my Speed till the weather warms up and selling it.
Should get back at least £5700 which would pay off the card and leave some extra for mods/repairs.

The risk I can afford if I can get a lower price. Preferable under £3500.

Will continue to quiz them and ask for yet more pictures.

[Nicky-Jano]

Just looked at the ad and it says they don't have the log book.
This usually means the bike is either stolen or a debt collection.
These are the only plausable reasons I've heard of anyway.
If there is finance owed on this bike you may be liable for it.

[Tricolor Fan]

[Reppyboyo]

How much do you know of Hill`s reputation?
Any problems you know of?

[Robby]

If you already have a speed triple, why do you want to buy another broken one?

[Reppyboyo]

The damaged bike is a Street Triple.

[Tricolor Fan]