Insurance (Blood from a stone comes to mind)

DukeRed · World Chat Champion Joined: 07 Mar 2004 Karma :

I hate them all, every random department of random companies that are all incredibly vauge about whether I will get anythiing back and constantly asking me for more money.

It wasn't even my fault so how do I go about sorting this all out. I really badly need a hire bike but they said I will have to pay for insurance for that. I paid my insurance for my NSR in full, does that mean I can get it back cos I dont have the bike anymore or can put it on hold till I get a new one, transfer it to the hire bike etc.

Are all insurance companies this impossibly complicated and irritating.

Evil or Very Mad

Jan
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McJamweasel · BCF Junkie Joined: 22 Mar 2002 Karma :

If you've made a claim on the insurance then you can't get the premium back.

They are also quite within their rights to nake you pay for insurance on a hire bike.
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DukeRed · World Chat Champion Joined: 07 Mar 2004 Karma :

what exactlly is the premium? I thought that was the £150 quid or roundabout that. Not the whole years worth of cash.

Jan
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Enjoy Life There's Plenty of Time to be Dead
https://www.janoner.com

tatters · Exxon Valdez Joined: 04 Jan 2004 Karma :

l,ve got the problem of price, can,t afford to insurance my CBR400 at 17 cheapest l got was £1000 with limited mileage of 2000 per year third party only. Sad

Mattastic · Trackday Trickster Joined: 03 Aug 2003 Karma :

My girlfriend had a Fiat Seicento that she made a claim on. She sold the car with five months of the insurance year left and was told that if she cancelled she had to pay back the value of the claim (£1680). So for the past three months we have been paying insurance on a car we do not have Evil or Very Mad

Conning bastards Sad

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Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Hi

The is a definate con. I don't think they can claim anything back like that (although they could refuse to refund any of your outstanding premium), and I suspect it is dubiously legal to have insurance on a vehicle you no longer have.

All the best

Keith
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