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any ideas on recovering your miss sold ppi???help

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stevekingchef
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Joined: 25 Aug 2006
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PostPosted: 17:55 - 25 Jun 2009    Post subject: any ideas on recovering your miss sold ppi???help Reply with quote

hi i received a phone call this eve from a guy who works for www.sevenclaims.co.uk. he told me that i can recover back any ppi on credit cards etc etc.He also said that they may be able to cancel credit card debts due to a few things.Some of the reasons he gave were you must apply for credit in person?,your signature must be signed with a witness,who can work for said company,if your balance was increased without your agreement.they want 199quid upfront??now we get to it.they claim this is fully refundable if they cant get you any money back.it normally takes 14days to asses your credit situtation.also he says they dont take the back three digits on your card so you can cancel the agreement?he says they are registered with the minesrty of justice there ref can be cheaked at https://www.claimsregulation.gov.uk/search.aspx with ref of cam11995




ANY IDEAS ON THIS IS IT JUST ANOTHER WELL ORGANISED SCAM or is there sense in it?????
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GhostRider
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Joined: 31 Jan 2008
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PostPosted: 18:39 - 25 Jun 2009    Post subject: Reply with quote

Theres some truth in the matter, but before you commit yourself to anything, educate yourself fully here:

https://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

GhostRider
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iooi
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Joined: 14 Jan 2007
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PostPosted: 06:06 - 26 Jun 2009    Post subject: Reply with quote

Quote:
he says they dont take the back three digits on your card so you can cancel the agreement?


Er no.......

You give your card details you are stuffed.

Like the above post you can do all this yourself.....

Just watch the CC reclaim on not being signed, as while you may get your debt wiped out, it will be marked on your credit ref......

Was a piece on the Bbc about OFT clamping down on these companies claiming they can wipe out you debts.....
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stevekingchef
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Joined: 25 Aug 2006
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PostPosted: 09:41 - 26 Jun 2009    Post subject: Reply with quote

been looking around on net and there are some who do no win no fee!i am not expecting debt to be cleared but a few hundred quid would be nice!as for my credit history its ruined anyway! Will doing this make it even worse?i am slightly worried as i need to get morgage soon again!
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NexusDragon
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Joined: 23 Oct 2007
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PostPosted: 10:57 - 26 Jun 2009    Post subject: Reply with quote

I tried making a claim myself for PPI on a loan with a big bank although they refused to refund the sum of about £120 and that I was welcome to refer it to the Financial Ombudsman if I was unhappy with their response.

I think it was more a case of scaremongering as they seemed perfectly happy to take the case higher and they would stand their ground. What some people may not know is that every case submitted to the Ombudsman, a review fee of around £400 is charged to the company you are accusing.

So basically, even if you dont get a refund (after several months of reveiwing your case), you can fuck them over with a £400 charge for submitting the case to the Ombudsman. Laughing

Or if your lucky, to prevent being charged several hundred quid, they will just send you a cheque.
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Fortuna
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Joined: 29 Oct 2004
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PostPosted: 14:51 - 28 Jun 2009    Post subject: Reply with quote

I can get your PPI back and check the enforceability of your agreements....for free.
Don't ever pay for anything like that.
PM me if you really do want your PPI back.
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