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Insuring a pit bike

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squishio
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Joined: 07 Jul 2007
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PostPosted: 22:34 - 30 Jun 2009    Post subject: Insuring a pit bike Reply with quote

Ohh what a joy this process has been Rolling Eyes


I am about to get my hands on a pit bike and obviously need to sort some insurance out for it.
However My current insurers (Lexham Insurance) and also MCE, Rampdale, Ebike, CarolNash no one is coming in less than £386 Sad


The general consensus from them is...

1. North London Post code - bollox, this is TPO insurance, it shouldn't make a difference

2. It's a pit bike and insurers don't like pit bikes.


So I know these get asked regularly on here but can anyone recommend an insurance company which is not biased against pit bikes?

Bike - Shineray XY125GY VIII

Location - North London, N19 2SU (no, not my post code but close enough)

Insurance required - TPO (TPFT would be nice but if it out values the bike then no thanks)

Me - 18 (19 next month!), full bike license, 1.8 years no claims but locked on my other bike so doesn't count Sad


Binge, who are you with as you are near london?

thanks a lot,

Rich
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Current - Hornet 600, Transalp 650, X140 Pit, GPZ400R
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boundy
Nearly there...



Joined: 24 Jan 2009
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PostPosted: 23:25 - 30 Jun 2009    Post subject: Reply with quote

mce or rampdale come to mind for everything cheap and Chinese
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Faraz
Nearly there...



Joined: 26 May 2007
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PostPosted: 23:25 - 30 Jun 2009    Post subject: Reply with quote

Just put the details into a comparison website.

I got my monkey bike insured for around £370 at 16.
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squishio
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PostPosted: 23:29 - 30 Jun 2009    Post subject: Reply with quote

Tried both allready Sad

Rampdale - £391
MCE - £386
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squishio
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PostPosted: 23:32 - 30 Jun 2009    Post subject: Reply with quote

Faraz wrote:
Just put the details into a comparison website.

I got my monkey bike insured for around £370 at 16.



I have tried a couple but I haven't found one that lists "shineray" as a make.

Several have "shineray/vixen" listed but they seem to be a quad manufacturors.
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mistress vicky
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Joined: 30 Jun 2009
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PostPosted: 00:16 - 01 Jul 2009    Post subject: Reply with quote

Don't know if they do pit bikes but aQuote are pretty cheap for bike insurance. I insured a zl600 and an xv125 on a joint policy, fully comp with business use for £90. Mind I did have 5 years no claims, am female, old and live in Derbyshire!
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J D
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Joined: 08 Jul 2007
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PostPosted: 00:18 - 01 Jul 2009    Post subject: Reply with quote

Slightly off topic but those shinerays are crap Thumbs Down
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J D
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PostPosted: 00:20 - 01 Jul 2009    Post subject: Reply with quote

Slightly off topic but those shinerays are crap Thumbs Down
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Whosthedaddy
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Joined: 11 Dec 2005
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PostPosted: 01:22 - 01 Jul 2009    Post subject: Reply with quote

Insured my monkey with Privilege.

Don't expect it to be really cheap even if TPO is the best you can get. There are dedicated insurers for monkeys and the likes.
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Current : MSX 125 Past : CBR 900RR Monkeybike : c50 LAC : ZXR750 H2 : FZR600 : ZX7R P3 : YW100 : TRX850: Trophy 900 T309 : GSXR 600 L0: Monkeybike : XJ6S Whosthedaddy
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iooi
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Joined: 14 Jan 2007
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PostPosted: 05:58 - 01 Jul 2009    Post subject: Reply with quote

Quote:
1. North London Post code - bollox, this is TPO insurance, it shouldn't make a difference


Bet it does as there will be more risk of you having a accident.
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White un
Renault 5 Driver



Joined: 09 Jan 2009
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PostPosted: 17:57 - 01 Jul 2009    Post subject: Reply with quote

When I had my Masai pit I was insured with Lexham for only £160.

Try ringing a few companies and give them lower premiums than you've actually been quoted to try get the best deal.

Trust me, There is always room for movement on the first price they give you.

Dave
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squishio
Spanner Monkey



Joined: 07 Jul 2007
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PostPosted: 19:47 - 01 Jul 2009    Post subject: Reply with quote

Sorted!

I was speaking to a mate who currently works at an insurance company and he recommended that I give his old employer a call and see what they can do.

Sooo....

Now got it for £305 TPO

Compared to all other quotes I have had, all above £390,When they said 305 straight off the bat I went for it. So all sorted now and insurance starts next Friday when the bike arrives Smile Smile Very Happy


Thanks all for recommendations, much appreciated.
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Current - Hornet 600, Transalp 650, X140 Pit, GPZ400R
Past - SY125, GT250, GT650, CX400, CBF600, Bandit 600, SL1000, GT250
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reu
Trackday Trickster



Joined: 04 Jul 2008
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PostPosted: 23:18 - 01 Jul 2009    Post subject: Reply with quote

bit off topic but have you brought brand new or what? cheers
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