compare the market dot com.. fail

[flamy]

Absolute joke: 24 year old, 4 years ncd, no crashes, no convictions, garaged, tpft, on a bmw 318ti = £1184.64

I'm sure I've built up a complex thinking that all insurance companies just seem to screw me over and nobody else. Everyone I speak to says get on compare the market and are getting quotes for like £200 fully comp - with in some cases worse cred's. I've previously paid £1200 tpft on a 350z, £1600 on a clio williams, £2100 tpft on a vx220, yet now I've got a 'sensible' car I'd have thought I'd be given a sensible insurance quote.. how wrong was I.
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Current: GSXR 750 K6 Previous: R1, R6, ZXR400, NSR125 Next: Ducati 848 or 999

[fatsamurai]

No offence.. but is it because of where you live?
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Hyosung GT125 [SOLD] -> Suzuki GSX 750W [SOLD] -> SV650S [Crashed] -> FZ6

[flamy]

I do have a Liverpool postcode which you'd probably think is just asking to be screwed - but I've also run a quote off using my parents address in Yorkshire which was only slightly less.

Thing is, my motorbike insurance is quite reasonable - £400 on an R1.

It's like they have a database somewhere of people they know who have paid ridiculous amounts for insurance in the past and so are presumably gullible to extortionate quotes.
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Current: GSXR 750 K6 Previous: R1, R6, ZXR400, NSR125 Next: Ducati 848 or 999

[The Shaggy D.A.]

Try the other comparison sites for more brokers and insurers :-

https://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance
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Chances are quite high you are not in my Monkeysphere, and I don't care about you. Don't take it personally.
Currently : Royal Enfield 350 Meteor
Previously : CB100N > CB250RS > XJ900F > GT550 > GPZ750R/1000RX > AJS M16 > R100RT > Bullet 500 > CB500 > LS650P > Bullet Electra X & YBR125 > Bullet 350 "Superstar" & YBR125 Custom > Royal Enfield Classic 500 Despatch Limited Edition (28 of 200) & CB Two-Fifty Nighthawk > ER5

[Acemastr]

try directline, they don't use compare sites and got me £250 less on my Tigra 1.4 16v (i'm 21 no no-claims) fully comp £550. confused/compare the market were 750 at the lowest.
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2017 KTM 350 XC-F - 2014 Yamaha R6 - 2005 Yamaha YZ125
2016 Toyota Tacoma Limited

[flamy]

[bigwill]

doesnt help that this is probably the model of beemer that is more than likely the most smashed up or stolen by youngish lads.. just a guess..
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2006 Yamaha FZ1 - the comfy R1

[G]

Think it was them that when it took me to the actual insurance company sites, the quotes came out £200 more!

[Suitor_Stu]

I'm assuming that with that level of money to throw around on insurance you have a fairly decently paid job and are not a student? It's a well known fact that the type of job you have severely affects your premium (with students being pretty risky historically). There is a page on the link that Shaggy put up which lets you try different ways to phrase what you do for a job that may be able to lower things for you a bit...Job Picker

[Icey]

I have to say that I've found them very useful - when I was doing contents and building insurance it came out with competitive quotes - cheaper than quotes I was getting from high street lenders!
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Mutley - 1988 Austin Mini City - Blog
Suetonius - 1966 Series Land Rover - Blog
Uma J - 1981 Honda 'Naked' Goldwing GL1100 - Blog

[flamy]

[iooi]

[flamy]

That's quite funny, the car I deem to be most sensible is in a higher insurance group than anything else I've owned!

I still blame Alexander, getting insurance isn't as 'simples' as I thought..
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Current: GSXR 750 K6 Previous: R1, R6, ZXR400, NSR125 Next: Ducati 848 or 999

[G]

Eh, google says group 12?
Only insurance group 20 3 series is the M3... though other stuff like the 650i unsuprisingly comes out as group 20 too.

Of course, different companies do use different classifications, etc.

Oh and I thought the 318ti only came in 'compact' not coupe?

[Kickstart]

[GodzGift]

I use

www.moneysupermarket.com/motor/
and
www.Confused.com
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Bike Level: Amateur | CBT Passed

[_sketch_]

I use More than....

22, No NCB, 8 points cost me £1100 fully comp for BMW318i not too bad.
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A sucker for 2 strokes
Cagiva Supermoto project

[iooi]

[LankyPaddy]

https://www.motorcarinsuranceuk.co.uk/post-code-ratings.php

Where do you sit on this?
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Say, do you have any Gatorade? I'm afraid I left all my electrolytes with your daughter.
Current bike: SV650S K8

[hellkat]

Obviously you weren't wearing your cravat at the time.
https://www.feedhere.com/wp-content/uploads/2009/01/passion.png
You probably would have got a better quote if you looked suave.
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Not nearly as interesting in real life.

[hellkat]

Dontcha just wanna MARRY him?
https://www.myshouts.com/smileys/wub/wub.gif
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Not nearly as interesting in real life.

[Faldo]

[matt_uk]

Thats very bad, I was looking at getting a 318ti compact in January and was getting quotes of 1000-1300 FC and that was when i was 19 with only 1 years no claims and license for a year.
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- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[mooserx]

When i had my old rx7, i was 25 with 4 years ncb, in stoke, £378 fully comp, got that through norwich union, now i'm 33 and have a family and a sensible car (1.6 astra), it cost's a wallet shattering £105 per year fully comp, which is a price from confused.com.
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TL1000r-handful.

[Mellow Matt]

Could try tescocompare too. I'd recommend ringing around too as well, you can haggle a fair bit then.
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1999 GSX-R 600, 1999 TL1000R